Propose a change

Consumer Insurance (Disclosure and Representations) Act 2012

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

10 Contracting out

(1) A term of a consumer insurance contract, or of any other contract, which would put the consumer in a worse position as respects the matters mentioned in subsection (2) than the consumer would be in by virtue of the provisions of this Act is to that extent of no effect. (2) The matters are— (a) disclosure and representations by the consumer to the insurer before the contract is entered into or varied, and (b) any remedies for qualifying misrepresentations (see section 4(2)). (3) This section does not apply in relation to a contract for the settlement of a claim arising under a consumer insurance contract.

Your change, as a redline

10 Contracting out

(1) A term of a consumer insurance contract, or of any other contract, which would put the consumer in a worse position as respects the matters mentioned in subsection (2) than the consumer would be in by virtue of the provisions of this Act is to that extent of no effect. (2) The matters are— (a) disclosure and representations by the consumer to the insurer before the contract is entered into or varied, and (b) any remedies for qualifying misrepresentations (see section 4(2)). (3) This section does not apply in relation to a contract for the settlement of a claim arising under a consumer insurance contract.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

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Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds