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Consumer Insurance (Disclosure and Representations) Act 2012

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

12 Short title, commencement, application and extent

(1) This Act may be cited as the Consumer Insurance (Disclosure and Representations) Act 2012. (2) Section 1 and this section come into force on the day on which this Act is passed, but otherwise this Act comes into force on such day as the Treasury may by order made by statutory instrument appoint. (3) An order under subsection (2) may not appoint a day sooner than the end of the period of 1 year beginning with the day on which this Act is passed. (4) This Act applies only in relation to consumer insurance contracts entered into, and variations to consumer insurance contracts agreed, after the Act comes into force. In the case of group insurance (see section 7), that includes the provision of cover for C by means of an insurance contract entered into by A after the Act comes into force, or varied or extended so as to do so after the Act comes into force. (5) Nothing in this Act affects the circumstances in which a person is bound by the acts or omissions of that person's agent. (6) Apart from the provisions listed in subsection (7), this Act extends to England and Wales, Scotland and Northern Ireland. (7) In section 11— (a) subsection (3) extends to England and Wales and Scotland only; (b) subsection (4) extends to Northern Ireland only.

Your change, as a redline

12 Short title, commencement, application and extent

(1) This Act may be cited as the Consumer Insurance (Disclosure and Representations) Act 2012. (2) Section 1 and this section come into force on the day on which this Act is passed, but otherwise this Act comes into force on such day as the Treasury may by order made by statutory instrument appoint. (3) An order under subsection (2) may not appoint a day sooner than the end of the period of 1 year beginning with the day on which this Act is passed. (4) This Act applies only in relation to consumer insurance contracts entered into, and variations to consumer insurance contracts agreed, after the Act comes into force. In the case of group insurance (see section 7), that includes the provision of cover for C by means of an insurance contract entered into by A after the Act comes into force, or varied or extended so as to do so after the Act comes into force. (5) Nothing in this Act affects the circumstances in which a person is bound by the acts or omissions of that person's agent. (6) Apart from the provisions listed in subsection (7), this Act extends to England and Wales, Scotland and Northern Ireland. (7) In section 11— (a) subsection (3) extends to England and Wales and Scotland only; (b) subsection (4) extends to Northern Ireland only.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

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Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

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