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The Social Security (Further Methods of Recovery) Regulations 2026

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Change 1

What to do with it
As published

22 Priority as between regular direct deduction orders and similar court orders (England and Wales)

(1) This regulation applies where a bank which has been given a regular direct deduction order in respect of an account has also been served a third party debt order which would require deductions to be made from (or other account restrictions to be applied to) the same account. (2) Where an interim third party debt order is served on the bank on or before the date on which the bank would be required to make a deduction under a regular direct deduction order, and the bank was given the regular direct deduction order before the bank was served the interim third party debt order, the bank must— (a) make the deduction required by the regular direct deduction order, and (b) thereafter, only make deductions under the regular direct deduction order if doing so would not prevent compliance with the interim third party debt order. (3) A bank must only make a deduction under a regular direct deduction order, where the bank had been served with an interim third party debt order before it was given the regular direct deduction order, if doing so would not prevent the bank’s compliance with the interim third party debt order. (4) Where a final third party debt order is served on the bank on or before the date on which a deduction must be made under a regular direct deduction order, the bank must comply with the final third party debt order before making the deduction under the regular direct deduction order. (5) For the purposes of paragraph (1), “other account restrictions” means anything the bank is required to do, or is prohibited from doing, under the third party debt order which would otherwise prevent the bank from making or allowing payments or deductions from the account. (6) In this regulation— “final third party debt order” has the meaning given by rule 72.2(1) of the Civil Procedure Rules 1998; “interim third party debt order” has the meaning given by rule 72.2(2) of the Civil Procedure Rules 1998. (7) This regulation does not apply in Scotland.

Your change, as a redline

22 Priority as between regular direct deduction orders and similar court orders (England and Wales)

(1) This regulation applies where a bank which has been given a regular direct deduction order in respect of an account has also been served a third party debt order which would require deductions to be made from (or other account restrictions to be applied to) the same account. (2) Where an interim third party debt order is served on the bank on or before the date on which the bank would be required to make a deduction under a regular direct deduction order, and the bank was given the regular direct deduction order before the bank was served the interim third party debt order, the bank must— (a) make the deduction required by the regular direct deduction order, and (b) thereafter, only make deductions under the regular direct deduction order if doing so would not prevent compliance with the interim third party debt order. (3) A bank must only make a deduction under a regular direct deduction order, where the bank had been served with an interim third party debt order before it was given the regular direct deduction order, if doing so would not prevent the bank’s compliance with the interim third party debt order. (4) Where a final third party debt order is served on the bank on or before the date on which a deduction must be made under a regular direct deduction order, the bank must comply with the final third party debt order before making the deduction under the regular direct deduction order. (5) For the purposes of paragraph (1), “other account restrictions” means anything the bank is required to do, or is prohibited from doing, under the third party debt order which would otherwise prevent the bank from making or allowing payments or deductions from the account. (6) In this regulation— “final third party debt order” has the meaning given by rule 72.2(1) of the Civil Procedure Rules 1998; “interim third party debt order” has the meaning given by rule 72.2(2) of the Civil Procedure Rules 1998. (7) This regulation does not apply in Scotland.

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