Propose a change

Housing Act 1985

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

447 Recognised lending institutions.

(1) The lending institutions recognised for the purposes of section 445 (assistance for first-time buyers) are— an authorised deposit taker an authorised insurer . . . local authorities, development corporations, the Development Board for Rural Wales, . . . . . . . . . . . . Swansea Building Society Abbey Life Home Service Limited. Abbey Life Mortgage Securities Limited. Abbey Life Residential Loans Limited. General Portfolio Finance Limited. Royal London Homebuy Limited. Abbey Life Mortgage Finance Limited, Abbey Life Mortgage Loans Limited, CIS Mortgage Maker Limited Mortgage Express Ltd. Halifax Loans Limited BNP Mortgages Limited. Sun Life of Canada Home Loans Limited Halifax Loans (No.2) Limited Halifax Loans (No.3) Limited Halifax Loans (No.4) Limited. (2) The Secretary of State may by order made with the consent of the Treasury— (a) add to the list in subsection (1), or (b) direct that a named body shall no longer be a recognised lending institution; but before making an order under paragraph (b) he shall give an opportunity for representations to be made on behalf of the body concerned. (3) An order shall be made by statutory instrument.

Your change, as a redline

447 Recognised lending institutions.

(1) The lending institutions recognised for the purposes of section 445 (assistance for first-time buyers) are— an authorised deposit taker an authorised insurer . . . local authorities, development corporations, the Development Board for Rural Wales, . . . . . . . . . . . . Swansea Building Society Abbey Life Home Service Limited. Abbey Life Mortgage Securities Limited. Abbey Life Residential Loans Limited. General Portfolio Finance Limited. Royal London Homebuy Limited. Abbey Life Mortgage Finance Limited, Abbey Life Mortgage Loans Limited, CIS Mortgage Maker Limited Mortgage Express Ltd. Halifax Loans Limited BNP Mortgages Limited. Sun Life of Canada Home Loans Limited Halifax Loans (No.2) Limited Halifax Loans (No.3) Limited Halifax Loans (No.4) Limited. (2) The Secretary of State may by order made with the consent of the Treasury— (a) add to the list in subsection (1), or (b) direct that a named body shall no longer be a recognised lending institution; but before making an order under paragraph (b) he shall give an opportunity for representations to be made on behalf of the body concerned. (3) An order shall be made by statutory instrument.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

Sign in to file your proposal. What you have written stays on this page.

Sign in to file it

Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds