Propose a change

Financial Guidance and Claims Act 2018

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

2 Objectives

(1) The objectives of the single financial guidance body are— (a) to improve the ability of members of the public to make informed financial decisions, (b) to support the provision of information, guidance and advice in areas where it is lacking, (c) to secure that information, guidance and advice is provided to members of the public in the clearest and most cost-effective way (including having regard to information provided by other organisations), (d) to ensure that information, guidance and advice is available to those most in need of it (and to allocate its resources accordingly), bearing in mind in particular the needs of people in vulnerable circumstances, and (e) to work closely with the devolved authorities as regards the provision of information, guidance and advice to members of the public in Scotland, Wales and Northern Ireland. (2) The single financial guidance body must have regard to its objectives when it exercises its functions. (3) In this section “information, guidance and advice” means— (a) information and guidance on matters relating to occupational and personal pensions, (b) information and advice on debt, and (c) information and guidance designed to enhance people's understanding and knowledge of financial matters and their ability to manage their own financial affairs.

Your change, as a redline

2 Objectives

(1) The objectives of the single financial guidance body are— (a) to improve the ability of members of the public to make informed financial decisions, (b) to support the provision of information, guidance and advice in areas where it is lacking, (c) to secure that information, guidance and advice is provided to members of the public in the clearest and most cost-effective way (including having regard to information provided by other organisations), (d) to ensure that information, guidance and advice is available to those most in need of it (and to allocate its resources accordingly), bearing in mind in particular the needs of people in vulnerable circumstances, and (e) to work closely with the devolved authorities as regards the provision of information, guidance and advice to members of the public in Scotland, Wales and Northern Ireland. (2) The single financial guidance body must have regard to its objectives when it exercises its functions. (3) In this section “information, guidance and advice” means— (a) information and guidance on matters relating to occupational and personal pensions, (b) information and advice on debt, and (c) information and guidance designed to enhance people's understanding and knowledge of financial matters and their ability to manage their own financial affairs.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

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Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds