Change 1 Article Choose an article 26-1-101. Short title. 26-1-102. Definitions. 26-1-103. Compliance with insurance code required. 26-1-104. Applicability of provisions. 26-1-105. Provisions relating to particular insurance to prevail over general provisions. 26-1-106. Captions or headings not to limit scope of provisions. 26-1-107. General criminal and civil penalties. 26-1-108. Jurisdiction of insurance department. 26-2-101. Department of insurance established. 26-2-102. Insurance commissioner; appointment; vacancy; removal from office; other requirements. 26-2-103. Insurance commissioner; eligibility for appointment. 26-2-104. Insurance commissioner; official seal. 26-2-105. Insurance commissioner; salary. 26-2-106. Deputy commissioner, examiners, clerks, assistants and consultants. 26-2-107. Conflict of interest prohibited; additional compensation prohibited. 26-2-108. Commissioner; delegation of authority. 26-2-109. Commissioner; powers and duties generally. 26-2-110. Rules and regulations. 26-2-111. Orders and notices of commissioner; contents; delivery. 26-2-112. Enforcement of code and orders; injunctions; penalty for violation of orders. 26-2-113. Records and other papers; generally. 26-2-114. Records and other papers; reproductions and certified copies. 26-2-115. Report to governor. 26-2-116. Examination of insurers. 26-2-117. Examination of other than insurers. 26-2-118. Examinations; generally. 26-2-119. Repealed by Laws 1993, ch. 134, § 2. 26-2-120. Examinations; deceit and obstruction during examination prohibited. 26-2-121. Examinations; report; contents. 26-2-122. Examinations; expense. 26-2-123. Witnesses; evidence; subpoenas. 26-2-124. Immunity from prosecution when testimony is compelled; exception for perjury; waiver of immunity. 26-2-125. Commissioner's hearings; generally; when required; request for hearing; stay. 26-2-126. Commissioner's hearings; notice of hearing; contents; delivery. 26-2-127. Commissioner's hearings; procedure. 26-2-128. Commissioner's hearings; commissioner's orders after hearing. 26-2-129. Commissioner's hearings; appeals; procedure; injunctions. 26-2-130. Cease and desist authority. 26-2-131. Immunity from liability. 26-2-132. Repealed by Laws 2022, ch. 55, § 2. 26-2-133. Disclosure of nonpublic personal information; rulemaking; rulemaking authority limited. 26-2-134. Limiting the use of credit scoring; rulemaking. 26-2-201. Deposit of fees. 26-2-202. Expenditures of the department. 26-2-203. Repealed by Laws 2017, ch. 9, § 3. 26-2-204. Insurers assessed for department expenditures. 26-2-205. Time for payment; penalties. 26-2-206. Newly authorized insurers. 26-2-207. Other powers unaffected. 26-2-208. Additional assessment authorized. 26-2-209. Deduction allowed for retaliation. 26-3-101. Certificate of authority required. 26-3-102. When certificate not required. 26-3-103. General qualifications for authority to transact business. 26-3-104. Insurers not qualified to transact business in state; credit and investigation reports. 26-3-105. Qualification of new foreign insurers. 26-3-106. Conflict of names prohibited. 26-3-107. Insurer may be authorized to transact combination of kinds of insurance; exceptions. 26-3-108. Capital and surplus requirements. 26-3-109. Delayed compliance with capital and surplus requirements. 26-3-110. Additional kinds of insurance authorized for certain insurers. 26-3-111. Deposit required of insurers. 26-3-112. Certificate of authority; application; contents of application. 26-3-113. Certificate of authority; issuance; contents; delivery. 26-3-114. Certificate of authority; continuation; expiration; reinstatement. 26-3-115. Suspension, revocation of certificate of authority; mandatory grounds; hearing required. 26-3-116. Suspension and revocation of certificate of authority; discretionary and special grounds. 26-3-117. Suspension and revocation of certificate of authority; order and notice of suspension. 26-3-118. Suspension, revocation of certification of authority; duration of suspension; reinstatement. 26-3-119. General corporation laws not applicable to authorized foreign insurers. 26-3-120. Property insurance under 1 additional title authorized. 26-3-121. Service of process; commissioner as agent for service. 26-3-122. Service of process; service generally. 26-3-123. Annual and quarterly statement; required; form; verification; failure to file. 26-3-124. Annual statement; reporting of claims against 26-3-125. Annual statement; mandatory reporting of claims against governmental entity. 26-3-126. Annual statement; correction and publication of statements. 26-3-127. Repealed by Laws 2000, Ch. 19, § 2. 26-3-128. Repealed by Laws 2000, Ch. 19, § 2. 26-3-129. Repealed by Laws 2000, Ch. 19, § 2. 26-3-130. Retaliatory provisions against other states and countries. 26-3-131. Disclosure of loss information; penalties. 26-3-132. Commissioner's authority. 26-3-133. Judicial review. 26-3-201. Short title. 26-3-202. Immunity. 26-3-203. Confidentiality. 26-3-204. Filing requirements; penalty. 26-3-301. Scope of article. 26-3-302. Definitions. 26-3-303. General requirements related to filing and 26-3-304. Contents of annual audited financial report. 26-3-305. Designation of independent certified public accountant. 26-3-306. Qualifications of independent certified public accountant. 26-3-307. Consolidated or combined audits. 26-3-308. Scope of audit and report of independent certified public accountant. 26-3-309. Notification of adverse financial condition. 26-3-310. Communication of internal control related matters noted in an audit. 26-3-311. Accountant's letter of qualifications. 26-3-312. Definition, availability and maintenance of independent certified public accountants' workpapers. 26-3-313. Exemptions and effective dates. 26-3-314. Canadian and British companies. 26-3-315. Requirements for audit committees. 26-3-316. Internal audit function requirements. 26-3-317. Conduct of insurer in connection with preparation of required reports and documents. 26-3-318. Management's report of internal control over financial reporting. 26-3-401. Report of material transactions. 26-3-402. Acquisitions and dispositions of assets. 26-3-403. Nonrenewals, cancellations or revisions of ceded reinsurance agreements. 26-3-501. Applicability. 26-3-502. Electronic notices and documents. 26-3-503. Posting of policies on the internet. 26-4-101. Fee schedule. 26-4-102. Record of receipts; payment to treasurer; credit to fund. 26-4-103. Premium taxes; generally; preemption by state. 26-4-104. Repealed by Laws 1991, ch. 149, §§ 2(a) and (b). 26-4-105. Premium taxes; commissioner to collect tax; failure to pay. 26-5-101. Definitions not mutually exclusive. 26-5-102. "Life insurance" defined. 26-5-103. "Disability insurance" defined. 26-5-104. "Property insurance" defined. 26-5-105. "Surety insurance" defined. 26-5-106. "Casualty insurance" defined. 26-5-107. "Marine and transportation insurance" and "wet marine and transportation insurance" defined. 26-5-108. What insurance multiple line insurer may transact. 26-5-109. "Title insurance" defined. 26-5-110. Limit of risk. 26-5-111. Reinsurance. 26-5-112. Credit allowed a domestic ceding insurer. 26-5-113. Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer. 26-5-114. Qualified United States financial institutions. 26-5-115. Reinsurance payable without diminution due to insolvency of ceding insurer. 26-5-116. Rules and regulations; reporting. 26-5-117. Reinsurance agreements affected. 26-5-118. Repealed by Laws 1994, ch. 76, § 3. 26-5-119. Life and disability reinsurance agreements; limitations. 26-6-101. Assets allowed. 26-6-102. Assets not allowed. 26-6-103. Liabilities generally. 26-6-104. Disallowance of "wash" transactions. 26-6-105. Unearned premium reserve; generally. 26-6-106. Unearned premium reserve; marine and transportation insurance. 26-6-107. Unearned premium reserve; reserve for disability insurance. 26-6-108. Unearned premium reserve; increase of inadequate reserves. 26-6-201. Short title; definitions. 26-6-202. Annual valuation of reserves required; minimum standard valuation; other valuations accepted; conditions. 26-6-203. Reserve calculation; valuation net premium exceeding gross premium charged. 26-6-204. Repealed by Laws 1994, ch. 76, § 3. 26-6-205. Computation of minimum standard; reserve 26-6-206. Computation of minimum standard for annuities; 26-6-207. Minimum standards for accident and health insurance contracts including disability plans. 26-6-208. Actuarial opinion of reserves. 26-6-209. Valuation manual for policies and contracts; 26-6-210. Principle based valuation; requirements. 26-6-211. Experience data reporting for policies and contracts. 26-6-212. Confidential information; when disclosure is permitted. 26-6-213. Single state exemption. 26-6-301. Valuation of bonds and other debt securities. 26-6-302. Valuation of other securities. 26-6-303. Valuation of real and personal property. 26-6-304. Valuation of purchase money mortgages. 26-6-305. "Insolvency" and "impairment" defined. 26-6-401. Short title; effective date. 26-6-402. Actuarial opinion of reserves and supporting documentation. 26-6-403. Confidentiality. 26-7-101. Scope of chapter. 26-7-102. Definitions of terms used in chapter; determination of net earnings. 26-7-103. Eligible investments. 26-7-104. General qualifications for investments. 26-7-105. Investment authorization; record. 26-7-106. Diversification of and limits on investments. 26-7-107. Authorized investments. 26-7-108. Policy loans. 26-7-109. Collateral loans. 26-7-110. Miscellaneous loans and investments. 26-7-111. Security interest in chattels. 26-7-112. Security interest in chattels; time limit for disposal. 26-7-113. Disposal of ineligible investments; time limit for disposal. 26-7-114. Disposal of ineligible investments; failure to 26-7-115. Prohibited investments; securities underwriting prohibited. 26-7-116. Investments of foreign insurers. 26-8-101. Authorized deposits of insurers. 26-8-102. Purposes for holding deposits. 26-8-103. Securities eligible for deposit. 26-8-104. Depository. 26-8-105. Custodial arrangements. 26-8-106. Commissioner's record of deposits; vouchers as to assets deposited. 26-8-107. Assignment or transfer of securities deposited to commissioner. 26-8-108. Appraisal of securities deposited. 26-8-109. When excess deposits may be required. 26-8-110. Rights of solvent insurer. 26-8-111. Levy upon deposit. 26-8-112. Deficiency of deposit; failure to cure. 26-8-113. Duration and release of deposit. 26-8-114. Commissioner's liability. 26-8-201. Definitions. 26-8-202. Use of book-entry systems. 26-8-203. Deposit of securities by insurers. 26-8-204. Deposit of securities by foreign insurers. 26-9-101. Repealed by Laws 2001, Ch. 201, § 5. 26-9-102. Repealed by Laws 2001, Ch. 201, § 5. 26-9-103. Repealed by Laws 2001, Ch. 201, § 5. 26-9-104. Amended and renumbered as W.S. 26-9-226 by Laws 2001, Ch. 201, § 3. 26-9-105. Repealed by Laws 2001, Ch. 201, § 5. 26-9-106. Repealed by Laws 2001, Ch. 201, § 5. 26-9-107. Repealed by Laws 2001, Ch. 201, § 5. 26-9-108. Repealed by Laws 2001, Ch. 201, § 5. 26-9-109. Repealed by Laws 2001, Ch. 201, § 5. 26-9-110. Repealed by Laws 2001, Ch. 201, § 5. 26-9-111. Repealed by Laws 2001, Ch. 201, § 5. 26-9-112. Repealed by Laws 2001, Ch. 201, § 5. 26-9-113. Repealed by Laws 2001, Ch. 201, § 5. 26-9-114. Repealed by Laws 2001, Ch. 201, § 5. 26-9-115. Repealed by Laws 2001, Ch. 201, § 5. 26-9-116. Amended and renumbered as W.S. 26-9-227 by Laws 2001, Ch. 201, § 3. 26-9-117. Repealed by Laws 2001, Ch. 201, § 5. 26-9-118. Repealed by Laws 2001, Ch. 201, § 5. 26-9-119. Repealed by Laws 2001, Ch. 201, § 5. 26-9-120. Repealed by Laws 2001, Ch. 201, § 5. 26-9-121. Repealed by Laws 2001, Ch. 201, § 5. 26-9-122. Repealed by Laws 2001, Ch. 201, § 5. 26-9-123. Repealed by Laws 2001, Ch. 201, § 5. 26-9-124. Amended and renumbered as W.S. 26-9-223 by Laws 2001, Ch. 201, § 3. 26-9-125. Amended and renumbered as W.S. 26-9-224 by Laws 2001, Ch. 201, § 3. 26-9-126. Amended and renumbered as W.S. 26-9-225 by Laws 2001, Ch. 201, § 3. 26-9-127. Repealed by Laws 2001, Ch. 201, § 5. 26-9-128. Repealed by Laws 2001, Ch. 201, § 5. 26-9-129. Amended and renumbered as W.S. 26-9-228 by Laws 2001, Ch. 201, § 3. 26-9-130. Amended and renumbered as W.S. 26-9-229 by Laws 2001, Ch. 201, § 3. 26-9-131. Repealed by Laws 2001, Ch. 201, § 5. 26-9-132. Repealed by Laws 2001, Ch. 201, § 5. 26-9-133. Repealed by Laws 2001, Ch. 201, § 5. 26-9-134. Amended and renumbered as W.S. 26-9-230 by Laws 2001, Ch. 201, § 3. 26-9-135. Amended and renumbered as W.S. 26-9-219 by Laws 2001, Ch. 201, § 3. 26-9-136. Repealed by Laws 2001, Ch. 201, § 5. 26-9-137. Repealed by Laws 2001, Ch. 201, § 5. 26-9-138. Renumbered as W.S. 26-9-232 by Laws 2001, Ch. 26-9-139. Amended and renumbered as W.S. 26-9-220 by Laws 2001, Ch. 201, § 3. 26-9-140. Amended and renumbered as W.S. 26-9-221 by Laws 2001, Ch. 201, § 3. 26-9-141. Amended and renumbered as W.S. 26-9-231 by Laws 2001, Ch. 201, § 3. 26-9-142. Amended and renumbered as W.S. 26-9-222 by Laws 2001, Ch. 201, § 3. 26-9-201. Purpose and scope. 26-9-202. Definitions. 26-9-203. License required. 26-9-204. Exceptions to licensing. 26-9-205. Application for examination. 26-9-206. Application for license. 26-9-207. License. 26-9-208. Nonresident licensing. 26-9-209. Exemption from examination. 26-9-210. Temporary licensing. 26-9-211. License denial, nonrenewal or revocation. 26-9-212. Commissions. 26-9-213. Appointments. 26-9-214. Notification to commissioner of termination. 26-9-215. Reciprocity. 26-9-216. Reporting of actions. 26-9-217. Regulations; limitation. 26-9-218. Repealed By Laws 2011, Ch. 60, § 3. 26-9-219. Adjuster's license; exception; notification. 26-9-220. Insurance consultants. 26-9-221. Repealed by Laws 2017, ch. 15, § 3. 26-9-222. Repealed By Laws 2011, Ch. 60, § 3. 26-9-223. Repealed by Laws 2004, Ch. 7, § 2. 26-9-224. Scope of broker's authority; broker's commissions. 26-9-225. Broker and agent license combinations. 26-9-226. "Controlled business" restrictions. 26-9-227. Authority under license to transact business; nontransferability. 26-9-228. Place of business of licensees; display of licenses; records. 26-9-229. Reporting and accounting for premiums. 26-9-230. Service of process on nonresident producers. 26-9-231. Continuing education. 26-9-232. Repealed by Laws 2022, ch. 46, § 3. 26-9-233. Assumed names. 26-9-234. Specialty limited lines producer license. 26-9-235. Licensing examination review panel. 26-10-101. Repealed by Laws 2017, ch. 9, § 3. 26-10-102. Repealed by Laws 2017, ch. 9, § 3. 26-10-103. Repealed by Laws 2017, ch. 9, § 3. 26-10-104. Repealed by Laws 2017, ch. 9, § 3. 26-10-105. Repealed by Laws 2017, ch. 9, § 3. 26-10-106. Repealed by Laws 2017, ch. 9, § 3. 26-10-107. Repealed by Laws 2017, ch. 9, § 3. 26-10-108. Repealed by Laws 2017, ch. 9, § 3. 26-10-109. Repealed by Laws 2017, ch. 9, § 3. 26-11-101. Short title. 26-11-102. Home state regulation of nonadmitted insurance; exemptions. 26-11-103. Definitions. 26-11-104. Conditions for export. 26-11-105. Surplus lines transaction report. 26-11-106. Open lines for export. 26-11-107. Requirements for eligible nonadmitted insurers; publication of eligible insurers. 26-11-108. Evidence of surplus lines insurance. 26-11-109. Required information on surplus lines contracts; duty to notify insured. 26-11-110. Enforceability and validity of nonadmitted insurance. 26-11-111. Liability of insurer as to losses and unearned premiums; applicability of section to insurers. 26-11-112. Surplus lines broker's license; authority for issuance; application; fee; applicable law. 26-11-113. Surplus lines broker's license; suspension or revocation; grounds; procedure. 26-11-114. Surplus line broker's bond. 26-11-115. Surplus lines broker may accept and place business from producers. 26-11-116. Records of broker; contents; examination. 26-11-117. Surplus lines broker affidavit report. 26-11-118. Tax on surplus lines. 26-11-119. Failure to file report or pay tax; penalty. 26-11-120. Service of process against nonadmitted insurer. 26-11-121. Rules and regulations. 26-11-122. Disclosure to commissioner of insurance placed with nonadmitted insurer. 26-11-123. Interstate insurance regulatory cooperation. 26-11-124. Independently procured insurance; duty to report and pay tax. 26-12-101. "Industrial insured" defined. 26-12-102. Representing or aiding unauthorized insurers prohibited; exceptions. 26-12-103. Suits by unauthorized insurers prohibited. 26-12-201. Short title; interpretation of article. 26-12-202. Commissioner as agent for service. 26-12-203. Service of process generally. 26-12-204. Exemptions from service of process provisions. 26-12-205. Defense of action by unauthorized insurer. 26-12-206. Attorney fees in actions against unauthorized insurer. 26-12-301. Short title. 26-12-302. False advertising prohibited; notification by commissioner of misrepresentation. 26-12-303. Enforcement by commissioner; penalty for violation. 26-13-101. Short title. 26-13-102. Unfair methods and deceptive acts prohibited. 26-13-103. Misrepresentations and false advertising prohibited. 26-13-104. Home office false advertising prohibited. 26-13-105. "Twisting" prohibited. 26-13-106. False or misleading financial statements prohibited. 26-13-107. Defamation prohibited. 26-13-108. Boycott, coercion and intimidation prohibited; exception. 26-13-109. Unfair discrimination prohibited. 26-13-110. Rebates. 26-13-111. Repealed by Laws 2023, ch. 32, § 2. 26-13-112. Repealed by Laws 2023, ch. 32, § 2. 26-13-113. Deductible amount of collision coverage; subrogation; right to deductible. 26-13-114. Securities operations and advisory board contracts as insurance inducement prohibited. 26-13-115. Desist orders by commissioner; appeal; violation of order. 26-13-116. Procedures for undefined deceptive practices. 26-13-117. Service of process upon unauthorized insurers. 26-13-118. Favored agent or insurer. 26-13-119. Interlocking ownership and management. 26-13-120. Political contributions prohibited; penalty. 26-13-121. Illegal dealing in premiums; excess charges for insurance. 26-13-122. Fictitious groups prohibited. 26-13-123. Repealed by Laws 1995, ch. 175, § 2. 26-13-124. Unfair claims settlement practices. 26-13-125. Certificates of insurance. 26-13-201. False applications, claims and proofs of loss prohibited. 26-13-202. Penalties. 26-13-301. Short title. 26-13-302. Purpose and intent. 26-13-303. Definitions. 26-13-304. Discretionary clause prohibited. 26-13-305. Penalties. 26-14-101. Purpose of chapter; liberal interpretation. 26-14-102. Scope and applicability of chapter; liberal interpretation. 26-14-103. Definitions. 26-14-104. Competitive market presumed to exist. 26-14-105. Rating standards; methods. 26-14-106. Rate regulation. 26-14-107. Filing of rates; supplementary rate 26-14-108. Disapproval of rates; bases; procedures. 26-14-109. Advisory organizations; registration required; authorized activities; availability of services. 26-14-110. Records and reports; exchange of information. 26-14-111. Insurers and advisory organizations; monopolies prohibited; agreements to adhere prohibited. 26-14-112. Joint underwriting; pool and residual market activities. 26-14-113. Examinations; records; costs; report in lieu of examination. 26-14-114. Exemptions. 26-14-115. Dividends. 26-14-116. Penalties; technical violations; revocation and suspension of license; written orders; contents. 26-14-117. Judicial review. 26-14-118. Notice and hearing. 26-14-119. Repealed by Laws 1994, ch. 86, § 3. 26-15-101. Scope of chapter. 26-15-102. Life insurance upon individual or person in 26-15-103. Life insurance for benefit of charitable institutions. 26-15-104. Insurable interest in property; "insurable interest" defined. 26-15-105. Purchase of life insurance by or for minors or any person of competent legal capacity. 26-15-106. Application to be made by individual insured; exceptions. 26-15-107. Alteration of application prohibited; exceptions. 26-15-108. Application as evidence. 26-15-109. Statements in applications as representations and not as warranties; misrepresentations. 26-15-110. Filing and approval of application forms. 26-15-111. Filing and approval of application forms; grounds for disapproval. 26-15-112. Standard and uniform provisions of policies. 26-15-113. Contents of policies generally. 26-15-114. Additional policy contents. 26-15-115. Adoption of charter and bylaws by reference prohibited. 26-15-116. Execution of policies. 26-15-117. Underwriters' and combination policies. 26-15-118. Validity and construction of noncomplying policies. 26-15-119. Binders and other contracts for temporary insurance. 26-15-120. Delivery of policy; duplicate policies. 26-15-121. Renewal by certificate or endorsement. 26-15-122. Assignment of policies. 26-15-123. Payment discharges insurer. 26-15-124. Claim to be accepted or rejected; attorney's fee. 26-15-125. Repealed by Laws 1993, ch. 1, § 2. 26-15-126. Forms for proof of loss to be furnished. 26-15-127. Uniform health insurance claim forms. 26-15-128. Insurer's acts not constituting waiver of policy provisions or defenses. 26-15-129. Exemption of proceeds; life insurance. 26-15-130. Exemption of proceeds; disability insurance. 26-15-131. Exemption of proceeds; group insurance. 26-15-132. Exemption of proceeds; annuity contracts; assignability of rights. 26-15-133. Retention of proceeds of policy by company. 26-15-134. Venue of suits against insurers. 26-15-135. Coverage of children. 26-15-136. Assignment of insurance proceeds to doctor, 26-15-137. Time limit to seek reimbursement for health insurance overpayments. 26-15-201. Interstate insurance product regulation compact. 26-16-101. Scope and applicability of chapter. 26-16-102. Standard provisions required. 26-16-103. Grace period. 26-16-104. Incontestability. 26-16-105. Policy and application constitutes entire contract; statements deemed representations. 26-16-106. Misstatement of age. 26-16-107. Dividends. 26-16-108. Policy loans. 26-16-109. Table of installments required. 26-16-110. Reinstatement of policies. 26-16-111. Time and place of payment of premiums. 26-16-112. Payment of claims. 26-16-113. Beneficiaries of industrial life insurance policies. 26-16-114. Title on policy. 26-16-115. Excluded or restricted coverage under incontestability clause. 26-16-116. Annuity and pure endowment contracts; standard provisions. 26-16-117. Annuity and pure endowment contracts; provisions to be contained. 26-16-118. Standard provisions for reversionary annuities. 26-16-119. Provisions limiting liability in life insurance policies prohibited; exceptions. 26-16-120. Prohibited provisions generally in life insurance policies and industrial life insurance policies. 26-16-121. Failure to pay premiums; notification. 26-16-201. Short title; policy issue date; valuation manual operative date. 26-16-202. Policy provisions. 26-16-203. Cash surrender values. 26-16-204. Paid-up nonforfeiture benefits. 26-16-205. Section applicability; adjusted premiums. 26-16-206. Varying amount of insurance based on policy duration; uniform equivalent. 26-16-207. Adjustment of premiums for benefits provided by rider or supplemental policy provision. 26-16-208. Section applicability; calculation of certain adjusted premiums. 26-16-209. Section applicability; premium adjustment for any policy; annual calculation; exception. 26-16-210. Determination of specified life insurance plan premiums and benefits. 26-16-211. Calculating cash surrender and paid-up 26-16-212. Applicability of article. 26-16-301. Nonforfeiture benefits on old policies. 26-16-401. Short title. 26-16-402. Applicability of article. 26-16-403. Contract provisions. 26-16-404. Minimum nonforfeiture amounts upon which certain minimum values are to be based. 26-16-405. Present value of paid-up annuity benefits. 26-16-406. Calculating cash surrender benefits available prior to contract maturity. 26-16-407. Minimum paid-up annuity benefit available as a nonforfeiture option. 26-16-408. Annuity contract optional maturity dates. 26-16-409. Calculating benefits under contracts with fixed schedule considerations. 26-16-410. Calculating minimum annuity and life insurance 26-16-411. Operative date of article. 26-16-501. Incontestability and limitation of liability after reinstatement. 26-16-502. Allocation to separate accounts to provide for 26-16-503. Insurer issuing participating and nonparticipating policies; records. 26-16-504. Policy plans prohibited. 26-16-505. Unclaimed life insurance benefits. 26-17-101. Applicability of chapter; short title. 26-17-102. Group contracts must meet group requirements; inapplicability of section; old contracts saved. 26-17-103. Employee groups. 26-17-104. Debtor groups for benefit of creditor. 26-17-105. Labor union groups. 26-17-106. Trustee groups. 26-17-107. Repealed by Laws 1990, ch. 3, § 3. 26-17-108. Dependents' coverage. 26-17-109. Credit union group. 26-17-110. Provisions required in group contracts; exceptions. 26-17-111. Grace period. 26-17-112. Incontestability. 26-17-113. Application; statements are representations. 26-17-114. Evidence of insurability. 26-17-115. Misstatement of age. 26-17-116. Payment of benefits. 26-17-117. Certificate of policyholders. 26-17-118. Conversion on termination of eligibility. 26-17-119. Conversion on termination of policy. 26-17-120. Death pending conversion. 26-17-121. Information to debtor insured under creditor's policy. 26-17-122. Notice as to conversion right. 26-17-123. Readjustment of premiums. 26-17-124. Application of dividends; rate reductions. 26-17-125. "Wholesale life insurance" defined. 26-17-126. Assignment of incidents of ownership under group life insurance policy. 26-17-127. Additional groups. 26-17-128. Insurance for associations. 26-17-129. Notice of compensation. 26-17-130. Continuation during disability. 26-18-101. Short title. 26-18-102. Scope and applicability of chapter. 26-18-103. General requirements for policies. 26-18-104. Standard policy provisions; substitutions and omissions. 26-18-105. Policy constitutes entire contract; changes in policy. 26-18-106. Time limit on certain defenses. 26-18-107. Grace period. 26-18-108. Reinstatement. 26-18-109. Notice of claim; loss-of-time benefit. 26-18-110. Claim forms. 26-18-111. Proofs of loss. 26-18-112. Time of payment of claims. 26-18-113. Payment of claims. 26-18-114. Physical examination and autopsy. 26-18-115. Legal actions. 26-18-116. Change of beneficiary. 26-18-117. Optional policy provisions. 26-18-118. Change of occupation. 26-18-119. Misstatement of age. 26-18-120. Overinsurance; same insurer. 26-18-121. Overinsurance; all coverages. 26-18-122. Relation of earnings to insurance. 26-18-123. Unpaid premiums. 26-18-124. Conformity with state statutes. 26-18-125. Illegal occupation. 26-18-126. Intoxicants and narcotics. 26-18-127. Renewability. 26-18-128. Order of provisions of policy. 26-18-129. Third-party ownership. 26-18-130. Requirements of other jurisdictions. 26-18-131. Policies issued for delivery in another state. 26-18-132. Policies less favorable than provisions of chapter prohibited. 26-18-133. Age limit. 26-18-134. Prohibited policy plans and provisions. 26-18-135. Filing of rates; adherence to rates filed. 26-18-136. Franchise disability insurance. 26-18-137. Repealed by Laws 1990, ch. 15, § 3. 26-18-201. Definitions. 26-18-202. Sale of medical and surgical insurance policies approved in identified other states. 26-18-203. Approval of policies. 26-18-204. Financial requirements; continuing compliance. 26-18-205. Multi-state consortium; reciprocity requirements. 26-18-206. Rules and regulations. 26-18-207. Conflict with other code provisions. 26-18-208. Authorization date. 26-18-301. Definitions. 26-18-302. Sale of health insurance policies approved in other states. 26-18-303. Financial requirements; continuing compliance. 26-18-304. Disclaimers required. 26-18-305. Rules and regulations. 26-18-306. Conflict with other code provisions. 26-18-307. Authorization date. 26-19-101. Scope and applicability of article; short title. 26-19-102. "Group disability insurance" defined; eligible groups. 26-19-103. Repealed by Laws 1990, ch. 5, § 3. 26-19-104. Repealed by Laws 1990, ch. 5, § 3. 26-19-105. Readjustment of premiums; dividends. 26-19-106. Blanket disability insurance; defined. 26-19-107. Group disability and blanket insurance standard provisions; exceptions. 26-19-108. Group disability and blanket insurance standard 26-19-109. To whom benefits are payable. 26-19-110. Additional disability insurance groups; requirements. 26-19-111. Notice of compensation. 26-19-112. Dependent group disability insurance. 26-19-113. Continuation of group coverage after termination of employment or membership. 26-19-114. Failure to pay premiums; notification. 26-19-115. Multiple employer welfare arrangements; 26-19-201. Purpose and scope of article. 26-19-202. Definitions. 26-19-203. Continuance of coverage where one carrier's 26-19-204. Violations; penalty. 26-19-301. Short title. 26-19-302. Definitions. 26-19-303. Applicability and scope. 26-19-304. Restrictions relating to premium rates. 26-19-305. Renewability of coverage. 26-19-306. Availability of coverage. 26-19-307. Small employer carrier reinsurance program. 26-19-308. Health benefit plan committee. 26-19-309. Periodic market evaluation. 26-19-310. Administrative procedures. 26-19-311. Small employer carrier reinsurance account created. 26-19-312. Small employer carrier reinsurance program assessments; premium tax credit. 26-20-101. Newly born and adopted child coverage required. 26-20-102. Specific coverage. 26-20-103. Premiums. 26-20-104. Applicability of article. 26-20-201. Diabetes coverage required. 26-20-301. Clinical trials and studies coverage required. 26-20-401. Inherited enzymatic disorder coverage required. 26-20-501. Prescription eye drop refill coverage required. 26-20-601. Oral chemotherapy parity with injectable and intravenous. 26-20-701. Required parity for mental health and substance use disorder insurance. 26-20-702. Reimbursement for mental health and substance use disorder benefits. 26-20-801. Definitions. 26-20-802. Discrimination prohibited. 26-20-803. Living organ donor and organ transplant recipient coverage. 26-21-101. Scope and applicability of chapter. 26-21-102. Definitions. 26-21-103. Forms of credit life and credit disability insurance. 26-21-104. Amount of credit life insurance. 26-21-105. Credit disability insurance. 26-21-106. Term of insurance. 26-21-107. Provisions of policies and certificates; disclosure to debtors. 26-21-108. Filing of policies with commissioner; approval or disapproval; withdrawal of approval. 26-21-109. Schedules of premiums; refunds. 26-21-110. Collection of premiums. 26-21-111. Premium not deemed interest; gains to creditor not violation. 26-21-112. Issuance and delivery of policies. 26-21-113. Claims. 26-21-114. Choice of debtor to use existing insurance or new insurance for additional security. 26-22-101. Reimbursement for health services provided by 26-22-102. Requirements of accident and sickness insurance to tax supported institutions. 26-22-103. Applicability; compliance by use of endorsements or riders. 26-22-104. Reimbursement for health care; includes health care by psychologists. 26-22-201. Group health insurance conversion. 26-22-202. Issuance of a converted policy; conditions. 26-22-301. Prepaid hospital, medical-surgical or other 26-22-401. Required provision of individual or group policy or contract. 26-22-501. Short title. 26-22-502. Definitions. 26-22-503. Policies with incentives or limits on reimbursement authorized; conditions. 26-22-504. Refusal to contract or compensate for covered services. 26-22-505. Dental insurance; limitation on fee schedules for noncovered services; definition; applicability. 26-22-506. Third party access to network contracts; dental care service plans; waiver prohibited; definitions. 26-23-101. Overinsurance prohibited. 26-23-102. Adjuster's reports of overinsurance and causes of fire; reports deemed privileged communications. 26-23-103. Return of excess premium in certain cases of total destruction. 26-23-104. Terms of policies; extension. 26-23-105. Exemptions. 26-23-106. Use of insurance support organizations limited. 26-23-107. Cancellation and nonrenewal of homeowner's insurance policies for natural causes restricted. 26-23-108. Restrictions on underwriting for homeowner policies. 26-23-109. Insurance coverage for real property subject to transfer on death deeds. 26-23-201. Casualty and surety contracts subject to provisions of code. 26-23-301. Short title. 26-23-302. Applicability of article; construction with other laws. 26-23-303. Definitions. 26-23-304. Corporate form required. 26-23-305. Title insurers; authorized activities. 26-23-306. Limitations on powers. 26-23-307. Single risk limitation. 26-23-308. Underwriting standards; record retention. 26-23-309. Reinsurance reserve. 26-23-310. Use of reinsurance reserve on liquidation, dissolution or insolvency. 26-23-311. Loss and loss expense reserve. 26-23-312. Reinsurance. 26-23-313. Investments. 26-23-314. Conditions for providing escrow, closing or 26-23-315. Identification of title agents. 26-23-316. Title agents; license required; requirements as to license. 26-23-317. Title agents; application for license. 26-23-318. Title agents; issuance of license; expiration; renewal. 26-23-319. Title agents; records. 26-23-320. Title agents; report of claims. 26-23-321. Title agents; refusal, suspension or revocation of license; fine instead of suspension. 26-23-322. Rebates and inducements prohibited. 26-23-323. Division of premiums and charges. 26-23-324. Favored title agent or insurer. 26-23-325. Premium rate standards. 26-23-326. Premium rate schedules. 26-23-327. Publication of schedules of premiums and charges. 26-23-328. Form filing. 26-23-329. Form standards. 26-23-330. Endorsements. 26-23-331. Notice of issuance of mortgagee policy. 26-23-332. Filing by rating bureaus permitted. 26-23-333. Regulations. 26-23-334. Enforcement. 26-23-335. Filing of schedule of risk rates; attaching schedule of rates and charges to policy. 26-23-336. Mortgagee policies. 26-23-401. Qualifications for group or master personal and commercial lines property and casualty insurance policies. 26-23-402. Group or master policy. 26-23-403. Policy coverage. 26-23-404. Duties and limitations of insurers. 26-23-405. Regulatory jurisdiction. 26-23-406. Effective date. 26-24-101. Scope and applicability of chapter. 26-24-102. Applicability of general corporation statutes; exceptions. 26-24-103. Incorporation generally. 26-24-104. Articles of incorporation; generally; filing; approval procedure. 26-24-105. Articles of incorporation; amendment by stock insurers. 26-24-106. Articles of incorporation; amendment by mutual insurers. 26-24-107. Stock of domestic insurer to be paid for in cash; exceptions. 26-24-108. Domestic insurers to engage in insurance business exclusively; exception as to title insurers. 26-24-109. Initial requirements of domestic mutual insurers; authorized transactions. 26-24-110. Bond or deposit required of domestic mutual insurers. 26-24-111. Applications for domestic mutual insurance; solicitation by licensed agents. 26-24-112. Deposit in trust of premiums collected by 26-24-113. Failure of domestic mutual insurer to qualify. 26-24-114. Additional kinds of insurance mutuals. 26-24-115. Membership in mutuals. 26-24-116. Bylaws of mutuals. 26-24-117. Meetings of members of domestic mutual insurers; where held; annual meeting. 26-24-118. Meetings of members of domestic mutual insurers; special meetings. 26-24-119. Voting rights of members of mutual insurers. 26-24-120. Information to stockholders of domestic stock insurers; proxy regulations. 26-24-121. Boards of directors. 26-24-122. Notice of changes of officers and directors. 26-24-123. Management in national emergency; purpose of emergency provisions. 26-24-124. Emergency bylaws. 26-24-125. Emergency provisions in lieu of bylaws. 26-24-126. Emergency succession of officers; change of home office location. 26-24-127. Pecuniary interests of officers or directors prohibited. 26-24-128. Management and exclusive agency contracts. 26-24-129. Home office records and assets; penalty for removal; out-of-state branch operations. 26-24-130. Voucher required for disbursements. 26-24-131. Borrowing by insurers. 26-24-132. Participating policies. 26-24-133. Dividends to stockholders. 26-24-134. Dividends to policyholders of mutual insurer. 26-24-135. Contingent liability of mutual member generally. 26-24-136. Levy of contingent liability. 26-24-137. Enforcement of contingent liability. 26-24-138. Nonassessable policies. 26-24-139. Revocation of authority to issue policies without contingent liability. 26-24-140. Issuance of policies in other states. 26-24-141. Impairment of capital or assets; generally. 26-24-142. Impairment of capital or assets; liability of directors for deficiencies. 26-24-143. Impairment of capital or assets; assessment of stockholders or members. 26-24-144. Impairment of capital or assets; transfer of shares during impairment. 26-24-145. Mutualization of stock insurer. 26-24-146. Converting mutual insurer to stock insurer. 26-24-147. Merger or consolidation of stock insurers. 26-24-148. Acquisitions and exchanges in shares of another stock insurer. 26-24-149. Mutual and stock insurer merger prohibited; merger or consolidation of mutual insurers. 26-24-150. Bulk reinsurance. 26-24-151. Mutual members' share of assets upon liquidation. 26-25-101. Scope and applicability of chapter. 26-25-102. "Equity security" defined. 26-25-103. Statement of ownership of equity securities; when filing required. 26-25-104. Recovery of profits from certain sales and purchases of equity securities. 26-25-105. Unlawful sales of equity securities. 26-25-106. Excepted securities. 26-25-107. Arbitrage transactions excluded; exception. 26-25-108. Exclusion of certain registered or closely held securities. 26-25-109. Commissioner's rules and regulations. 26-26-101. Repealed by Laws 2018, ch. 21, § 2. 26-26-102. Repealed by Laws 2018, ch. 21, § 2. 26-26-103. Repealed by Laws 2018, ch. 21, § 2. 26-26-104. Repealed by Laws 2018, ch. 21, § 2. 26-26-105. Repealed by Laws 2018, ch. 21, § 2. 26-26-106. Repealed by Laws 2018, ch. 21, § 2. 26-26-107. Repealed by Laws 2018, ch. 21, § 2. 26-26-108. Repealed by Laws 2018, ch. 21, § 2. 26-26-109. Repealed by Laws 2018, ch. 21, § 2. 26-26-110. Repealed by Laws 2018, ch. 21, § 2. 26-26-111. Repealed by Laws 2018, ch. 21, § 2. 26-26-112. Repealed by Laws 2018, ch. 21, § 2. 26-26-113. Repealed by Laws 2018, ch. 21, § 2. 26-26-114. Repealed by Laws 2018, ch. 21, § 2. 26-26-115. Repealed by Laws 2018, ch. 21, § 2. 26-26-116. Repealed by Laws 2018, ch. 21, § 2. 26-26-117. Repealed by Laws 2018, ch. 21, § 2. 26-26-118. Repealed by Laws 2018, ch. 21, § 2. 26-26-119. Repealed by Laws 2018, ch. 21, § 2. 26-26-120. Repealed by Laws 2018, ch. 21, § 2. 26-26-121. Repealed by Laws 2018, ch. 21, § 2. 26-26-122. Repealed by Laws 2018, ch. 21, § 2. 26-26-123. Repealed by Laws 2018, ch. 21, § 2. 26-26-124. Repealed by Laws 2018, ch. 21, § 2. 26-26-125. Repealed by Laws 2018, ch. 21, § 2. 26-26-126. Repealed by Laws 2018, ch. 21, § 2. 26-26-127. Repealed by Laws 2018, ch. 21, § 2. 26-26-128. Repealed by Laws 2018, ch. 21, § 2. 26-26-129. Repealed by Laws 2018, ch. 21, § 2. 26-26-130. Repealed by Laws 2018, ch. 21, § 2. 26-26-131. Repealed by Laws 2018, ch. 21, § 2. 26-27-101. Definitions. 26-27-102. Scope and applicability of chapter; existing insurers. 26-27-103. Insuring powers. 26-27-104. Name; power to sue or be sued. 26-27-105. Attorney deemed not doing business in state; subscribers and attorney comprise single entity. 26-27-106. Surplus funds required. 26-27-107. Organization; declaration. 26-27-108. Certificate of authority generally. 26-27-109. Power of attorney. 26-27-110. Modifications of subscribers' agreement or power of attorney. 26-27-111. Attorney's bond; generally. 26-27-112. Attorney's bond; deposit instead of bond. 26-27-113. Attorney's bond; action on bond; deposit of amounts recovered; total aggregate liability. 26-27-114. Service of process; judgments. 26-27-115. Advances to insurer. 26-27-116. Annual statement. 26-27-117. Determining financial condition of reciprocal insurer. 26-27-118. Who may be subscribers. 26-27-119. Subscribers' advisory committee. 26-27-120. Subscribers' liability; generally. 26-27-121. Subscribers' liability; liability upon judgment. 26-27-122. Assessment of subscribers. 26-27-123. Time limit for assessments. 26-27-124. Aggregate liability. 26-27-125. Nonassessable policies. 26-27-126. Distribution of savings. 26-27-127. Distribution of subscribers' share of assets upon liquidation. 26-27-128. Merger or conversion. 26-27-129. Impaired reciprocals; liquidation. 26-28-101. Definitions. 26-28-102. Delinquency proceedings; jurisdiction; venue; change of venue; exclusiveness of remedy; appeal. 26-28-103. Delinquency proceedings; commencement. 26-28-104. Injunctions. 26-28-105. Grounds for receivership; rehabilitation of domestic insurer. 26-28-106. Grounds for receivership; liquidation. 26-28-107. Grounds for conservation; foreign insurers or alien insurers. 26-28-108. Grounds for ancillary liquidation of foreign insurers. 26-28-109. Order of rehabilitation. 26-28-110. Order of liquidation. 26-28-111. Order of conservation or ancillary liquidation of foreign or alien insurer. 26-28-112. Conduct of delinquency proceedings; domestic and alien insurers. 26-28-113. Conduct of delinquency proceedings; foreign insurers. 26-28-114. Claims of nonresidents against domestic insurers. 26-28-115. Claims against foreign insurers. 26-28-116. Claims generally. 26-28-117. Priority of certain claims. 26-28-118. Attachment, garnishment or execution during pendency of delinquency proceedings. 26-28-119. Sections constituting Uniform Insurers Liquidation Act; interpretation and construction. 26-28-120. Deposit of monies collected. 26-28-121. Commissioner exempt from payment of fees. 26-28-122. Power of commissioner to borrow on pledge of assets. 26-28-123. Date rights fixed on liquidation. 26-28-124. Voidable transfers. 26-28-125. Priority of distribution of an insolvent insurer's assets. 26-28-126. Offsets. 26-28-127. Allowance of certain claims after insolvency; entry of liquidation order. 26-28-128. Order of insolvency; time to file claims after insolvency order; payment of claims; procedure. 26-28-129. Report and petition for assessment. 26-28-130. Order and levy of assessment. 26-28-131. Assessment prima facie correct; notice of amount of assessment; proceedings to enforce payment. 26-29-101. Repealed by Laws 1989, ch. 184, § 2. 26-29-102. Repealed by Laws 1989, ch. 184, § 2. 26-29-103. Repealed by Laws 1989, ch. 184, § 2. 26-29-104. Repealed by Laws 1989, ch. 184, § 2. 26-29-105. Repealed by Laws 1989, ch. 184, § 2. 26-29-106. Repealed by Laws 1989, ch. 184, § 2. 26-29-107. Repealed by Laws 1989, ch. 184, § 2. 26-29-108. Repealed by Laws 1989, ch. 184, § 2. 26-29-109. Repealed by Laws 1989, ch. 184, § 2. 26-29-110. Repealed by Laws 1989, ch. 184, § 2. 26-29-111. Repealed by Laws 1989, ch. 184, § 2. 26-29-112. Repealed by Laws 1989, ch. 184, § 2. 26-29-113. Repealed by Laws 1989, ch. 184, § 2. 26-29-114. Repealed by Laws 1989, ch. 184, § 2. 26-29-115. Repealed by Laws 1989, ch. 184, § 2. 26-29-116. Repealed by Laws 1989, ch. 184, § 2. 26-29-117. Repealed by Laws 1989, ch. 184, § 2. 26-29-118. Repealed by Laws 1989, ch. 184, § 2. 26-29-119. Repealed by Laws 1989, ch. 184, § 2. 26-29-120. Repealed by Laws 1989, ch. 184, § 2. 26-29-121. Repealed by Laws 1989, ch. 184, § 2. 26-29-122. Repealed by Laws 1989, ch. 184, § 2. 26-29-123. Repealed by Laws 1989, ch. 184, § 2. 26-29-124. Repealed by Laws 1989, ch. 184, § 2. 26-29-125. Repealed by Laws 1989, ch. 184, § 2. 26-29-126. Repealed by Laws 1989, ch. 184, § 2. 26-29-127. Repealed by Laws 1989, ch. 184, § 2. 26-29-128. Repealed by Laws 1989, ch. 184, § 2. 26-29-129. Repealed by Laws 1989, ch. 184, § 2. 26-29-130. Repealed by Laws 1989, ch. 184, § 2. 26-29-131. Repealed by Laws 1989, ch. 184, § 2. 26-29-132. Repealed by Laws 1989, ch. 184, § 2. 26-29-133. Repealed by Laws 1989, ch. 184, § 2. 26-29-134. Repealed by Laws 1989, ch. 184, § 2. 26-29-135. Repealed by Laws 1989, ch. 184, § 2. 26-29-136. Repealed by Laws 1989, ch. 184, § 2. 26-29-137. Repealed by Laws 1989, ch. 184, § 2. 26-29-138. Repealed by Laws 1989, ch. 184, § 2. 26-29-139. Repealed by Laws 1989, ch. 184, § 2. 26-29-140. Repealed by Laws 1989, ch. 184, § 2. 26-29-141. Repealed by Laws 1989, ch. 184, § 2. 26-29-142. Repealed by Laws 1989, ch. 184, § 2. 26-29-201. Fraternal benefit societies. 26-29-202. Lodge system. 26-29-203. Representative form of government. 26-29-204. Definitions. 26-29-205. Purposes and powers. 26-29-206. Qualifications for membership. 26-29-207. Location of office; meetings; communications to members; grievance procedures. 26-29-208. No personal liability. 26-29-209. Waiver. 26-29-210. Organization. 26-29-211. Amendments to laws. 26-29-212. Institutions. 26-29-213. Reinsurance. 26-29-214. Consolidations and mergers. 26-29-215. Conversion of fraternal benefit society into mutual life insurance company. 26-29-216. Benefits. 26-29-217. Beneficiaries. 26-29-218. Benefits not attachable. 26-29-219. Benefit contract. 26-29-220. Nonforfeiture benefits; cash surrender values; certificate loans and other options. 26-29-221. Investments. 26-29-222. Funds. 26-29-223. Exemptions. 26-29-224. Exemption from taxation. 26-29-225. Valuation. 26-29-226. Reports. 26-29-227. Annual license. 26-29-228. Examination of societies. 26-29-229. Foreign or alien society; admission. 26-29-230. Injunction; liquidation; receivership of domestic society. 26-29-231. Suspension, revocation or refusal of license of society. 26-29-232. Injunction. 26-29-233. Licensing of agents. 26-29-234. Unfair methods of competition; unfair and deceptive acts and practices. 26-29-235. Service of process. 26-29-236. Review. 26-29-237. Penalties. 26-29-238. Exemption of certain societies. 26-29-239. Application of Wyoming Insurance Corporate Governance Annual Disclosure Act. 26-30-101. Repealed by Laws 1993, ch. 213., § 3. 26-30-102. Repealed by Laws 1993, ch. 213., § 3. 26-30-103. Repealed by Laws 1993, ch. 213., § 3. 26-30-104. Repealed by Laws 1993, ch. 213., § 3. 26-31-101. Short title. 26-31-102. Applicability. 26-31-103. Definitions. 26-31-104. Association created; members; operation and exercise of powers. 26-31-105. Board of directors. 26-31-106. Duties and powers of association. 26-31-107. Member insurer assessments. 26-31-108. Plan of operation. 26-31-109. Duties and powers of commissioner; judicial review. 26-31-110. Insured's rights and liabilities; settlements 26-31-111. Exhaustion of remedies under policy; claims 26-31-112. Aids in detection and prevention of insurer insolvencies. 26-31-113. Examination and regulation of association by commissioner; annual financial report. 26-31-114. Exemption from payment of fees and taxes. 26-31-115. Rates and premiums to be sufficient to recoup assessments paid to association. 26-31-116. No liability for lawful action. 26-31-117. Stay of proceedings against insolvent insurer; setting aside judgment. 26-32-101. Supervision and audit of funds; approval of 26-32-102. Exemption from attachment or garnishment. 26-32-103. Penalty. 26-32-201. Life insurers contracts for funeral services; rules. 26-33-101. Definitions. 26-33-102. Qualification. 26-33-103. Insurance coverage. 26-33-104. Advance payments. 26-33-105. Medical liability compensation account. 26-33-106. Board created; membership; removal; terms; duties. 26-33-107. Settlements. 26-33-108. Payments from account. 26-33-109. Contents of policies. 26-33-110. Failure to pay claims. 26-33-111. Exemption from Wyoming Insurance Guaranty Association Act. 26-34-101. Short title. 26-34-102. Definitions. 26-34-103. Establishment of health maintenance organizations. 26-34-104. Issuance of certificate of authority. 26-34-105. Powers of health maintenance organizations. 26-34-106. Governing body. 26-34-107. Fiduciary responsibilities. 26-34-108. Quality assurance program. 26-34-109. Requirements for group contract, individual 26-34-110. Annual report. 26-34-111. Information to enrollees; claims to be accepted or rejected; attorney's fees. 26-34-112. Complaint system. 26-34-113. Investments. 26-34-114. Protection against insolvency. 26-34-115. Uncovered expenditures insolvency deposit. 26-34-116. Enrollment period, replacement coverage in the event of insolvency. 26-34-117. Prohibited practices. 26-34-118. Regulation of health maintenance organization producers. 26-34-119. Powers of insurers and hospital and health service corporations. 26-34-120. Examination. 26-34-121. Suspension or revocation of certificate of authority. 26-34-122. Rehabilitation, liquidation or conservation of a health maintenance organization. 26-34-123. Summary orders and supervision. 26-34-124. Regulations. 26-34-125. Administrative procedures. 26-34-126. Fees; taxes. 26-34-127. Penalties and enforcement. 26-34-128. Statutory construction and relationship to other laws. 26-34-129. Filings and reports as public documents. 26-34-130. Confidentiality of medical information. 26-34-131. Administrator's authority to contract. 26-34-132. Acquisition of control of or merger of a health maintenance organization. 26-34-133. Coordination of benefits. 26-34-134. Written agreement with providers; discrimination prohibited. 26-34-135. Application of other laws. 26-35-101. Manner of providing notice. 26-35-102. Refund of unearned premium upon cancellation. 26-35-103. Prohibited practices. 26-35-104. Penalties. 26-35-105. Issuance or renewal with exclusions. 26-35-106. Transfers of policies resulting from mergers, 26-35-201. Scope of article. 26-35-202. Mid-term cancellation; grounds; notice; exception. 26-35-203. Nonrenewal; notice. 26-35-204. Renewal with altered terms; notice. 26-36-101. Short title. 26-36-102. Purpose. 26-36-103. Definitions. 26-36-104. Risk retention groups chartered in this state. 26-36-105. Risk retention groups not chartered in this state. 26-36-106. Compulsory associations. 26-36-107. Repealed by Laws 2000, Ch. 19, § 2. 26-36-108. Purchasing groups; exemption from certain laws relating to the group purchase of insurance. 26-36-109. Notice and registration requirements of purchasing groups. 26-36-110. Restrictions on insurance purchased by purchasing groups. 26-36-111. Administrative and procedural authority regarding risk retention groups and purchasing groups. 26-36-112. Penalties. 26-36-113. Duty of agents or brokers to obtain license. 26-36-114. Binding effect of orders issued in United States district court. 26-36-115. Rules and regulations. 26-36-116. Registration fee. 26-37-101. Short title. 26-37-102. Definitions. 26-37-103. Authorization required. 26-37-104. Mechanical breakdown insurers; authorization 26-37-105. Agents of mechanical breakdown insurers. 26-37-106. Mechanical breakdown insurance organizations; applications for certificates of authority; fee; issuance. 26-37-107. Mechanical breakdown insurance organizations; revocation or suspension of certificate of authority. 26-37-108. Mechanical breakdown insurance organizations; 26-37-109. Appointment of commissioner as attorney for 26-37-110. Examination of mechanical breakdown insurance organizations; audited financial statement. 26-37-111. Mechanical breakdown insurance organizations; solicitations to purchase. 26-37-112. Mechanical breakdown insurance organizations; misrepresentations as to service contracts. 26-37-113. Mechanical breakdown insurance organizations; validity of policy. 26-37-114. Mechanical breakdown insurance organizations; required dealer's license. 26-37-115. Mechanical breakdown insurance organizations; application for dealer's license. 26-37-116. Mechanical breakdown insurance organizations; 26-37-117. Mechanical breakdown insurance organizations; qualifications for dealer's license. 26-37-118. Mechanical breakdown insurance organizations; form and content of dealer's license. 26-37-119. Mechanical breakdown insurance organizations; annual renewal of dealer's license; fee. 26-37-120. Mechanical breakdown insurance organizations; 26-37-121. Mechanical breakdown insurance organizations; 26-37-122. Mechanical breakdown insurance organizations; surrender of revoked or suspended license certificate. 26-37-123. Mechanical breakdown insurance organizations; representatives of dealers; registration required. 26-37-124. Mechanical breakdown insurance organizations; 26-37-125. Types of mechanical breakdown insurance; policy 26-37-126. Filing and approval of contracts; annual reports by organizations. 26-37-127. Rules and regulations. 26-37-128. Penalty for violation. 26-38-101. Short title. 26-38-102. Applicability. 26-38-103. Definitions. 26-38-104. Limits of group long-term care insurance. 26-38-105. Disclosure and performance standards for long- term care insurance. 26-38-106. Rulemaking authority. 26-38-107. Incontestability period. 26-38-108. Third party notice and reinstatement. 26-38-109. Nonforfeiture benefit provisions. 26-38-110. Compliance with article required. 26-38-111. Penalties. 26-38-201. Definitions. 26-38-202. Applicability and scope. 26-38-203. Standards for policy provisions. 26-38-204. Regulations. 26-38-205. Loss ratio standards. 26-38-206. Disclosure standards. 26-38-207. Notice of free examination. 26-38-208. Filing requirements for advertising. 26-38-209. Penalties. 26-39-101. Scope. 26-39-102. Definitions. 26-39-103. Spreading of risk. 26-39-104. Violations. 26-40-101. Scope. 26-40-102. Definitions. 26-40-103. Payment of claims. 26-40-104. Prohibitions. 26-40-201. Payment of claims under medical necessity standard; review. 26-41-101. Approval as a domestic insurer. 26-41-102. Conversion to foreign insurer. 26-41-103. Effects of redomestication. 26-42-101. Short title. 26-42-102. Definitions. 26-42-103. Coverage and limitations. 26-42-104. Creation of the association. 26-42-105. Board of directors. 26-42-106. Powers and duties of the association. 26-42-107. Assessments. 26-42-108. Plan of operation. 26-42-109. Duties and powers of the commissioner. 26-42-110. Prevention of insolvencies. 26-42-111. Credits for assessments paid; tax offsets. 26-42-112. Assessment liability; records; assets; proceedings against impaired or insolvent insurer. 26-42-113. Examination of the association; annual report. 26-42-114. Tax exemptions. 26-42-115. Stay of proceedings; reopening default judgments. 26-42-116. Prohibited advertisement of association chapter in insurance sales; notice. 26-42-117. Immunity. 26-42-118. Prospective application. 26-43-101. Definitions. 26-43-102. Operation of the pool; board membership; board powers and duties. 26-43-103. Eligibility. 26-43-104. Administrator. 26-43-105. Assessments; premium tax credit. 26-43-106. Minimum benefits; limitations. 26-43-107. Premiums; standard risk rate. 26-43-108. Preexisting conditions. 26-43-109. Benefit payments reduction. 26-43-110. Immunity. 26-43-111. Tax exemption. 26-43-112. Account created; payments; investment. 26-43-113. Termination of provisions. 26-43-114. Enrollment capacity planning. 26-43-201. Repealed by Laws 2010, ch. 96, § 1. 26-43-202. Repealed by Laws 2010, ch. 96, § 1. 26-43-203. Repealed by Laws 2010, ch. 96, § 1. 26-43-204. Repealed by Laws 2010, ch. 96, § 1. 26-43-205. Repealed by Laws 2010, ch. 96, § 1. 26-43-206. Repealed by Laws 2010, ch. 96, § 1. 26-43-207. Repealed by Laws 2021, ch. 149, § 3. 26-43-301. Definitions; applicability. 26-43-302. Air ambulance membership organizations; certificate of registration; application. 26-43-303. Certificate of registration; renewal; suspension; revocation. 26-43-304. Air ambulance membership organizations; powers and duties of the commissioner; rulemaking; costs. 26-43-305. Charges authorized; written agreements required; cancellation of memberships; duties. 26-43-306. Violations; unfair trade practices; penalties. 26-43-307. Reporting requirements; notice to commissioner; penalties. 26-43-308. Advertisements; marketing; required disclosures. 26-44-101. Definitions. 26-44-102. Subsidiaries of insurers. 26-44-103. Acquisition of control of or merger with domestic insurer. 26-44-104. Registration of insurers; group capital calculations; liquidity stress test results. 26-44-105. Transactions within a holding company system. 26-44-106. Dividends and other distributions. 26-44-107. Management of domestic insurers subject to registration. 26-44-108. Adequacy of surplus. 26-44-109. Examination. 26-44-110. Confidential treatment. 26-44-111. Rules and regulations. 26-44-112. Injunctions; prohibitions against voting securities; sequestration of voting securities. 26-44-113. Sanctions. 26-44-114. Receivership. 26-44-115. Recovery. 26-44-116. Revocation, suspension or nonrenewal of insurer's license. 26-44-117. Judicial review. 26-44-118. Supervisory colleges. 26-44-119. Group wide supervision of internationally active insurance groups. 26-44-120. Authorized use of and prohibited statements 26-45-101. Short title. 26-45-102. Definitions. 26-45-103. Applicability. 26-45-104. Minimum standards. 26-45-105. Disclosure. 26-45-106. Penalties and liabilities. 26-45-107. Rules and regulations. 26-45-108. Compliance with this article. 26-46-101. Definitions. 26-46-102. License required. 26-46-103. Required contract provisions. 26-46-104. Duties of insurer. 26-46-105. Examination authority. 26-46-106. Penalties and liabilities. 26-46-107. Rules and regulations. 26-47-101. Short title. 26-47-102. Definitions. 26-47-103. License required. 26-47-104. Required contract provisions for reinsurance intermediary brokers. 26-47-105. Books and records; reinsurance intermediary brokers. 26-47-106. Duties of insurers utilizing the services of a reinsurance intermediary broker. 26-47-107. Required contract provisions; reinsurance intermediary managers. 26-47-108. Books and records; reinsurance intermediary managers. 26-47-109. Prohibited acts. 26-47-110. Duties of reinsurers utilizing the services of a reinsurance intermediary manager. 26-47-111. Examination authority. 26-47-112. Penalties and liabilities. 26-47-113. Fees; rules and regulations. 26-48-101. Definitions. 26-48-102. Risk-based capital reports. 26-48-103. Company action level event. 26-48-104. Regulatory action level event. 26-48-105. Authorized control level event. 26-48-106. Mandatory control level event. 26-48-107. Hearings. 26-48-108. Confidentiality and prohibition on announcements. 26-48-109. Supplemental provisions; rulemaking authority; exceptions; limitations. 26-48-110. Foreign Insurers. 26-48-111. Notices. 26-48-112. Phase-in provision. 26-48-201. Definitions. 26-48-202. Risk-based capital reports. 26-48-203. Company action level event. 26-48-204. Regulatory action level event. 26-48-205. Authorized control level event. 26-48-206. Mandatory control level event. 26-48-207. Hearings. 26-48-208. Confidentiality; prohibition on announcements; prohibition on use in ratemaking. 26-48-209. Supplemental provisions; rules; exemptions. 26-48-210. Foreign health organizations. 26-48-211. Immunity. 26-48-212. Notices. 26-49-101. Scope and purposes. 26-49-102. Definitions. 26-49-103. Requirements for doing business. 26-49-104. Required provisions; reimbursement insurance policy. 26-49-105. Required disclosures; service contracts. 26-49-106. Prohibited acts. 26-49-107. Record keeping requirements. 26-49-108. Cancellation of reimbursement insurance policy. 26-49-109. Obligations of reimbursement insurance policy insurers. 26-49-110. Enforcement provisions. 26-49-111. Authority to develop regulations. 26-50-101. Repealed By Laws 2013, Ch. 123, § 3. 26-50-102. Repealed By Laws 2013, Ch. 123, § 3. 26-50-103. Repealed By Laws 2013, Ch. 123, § 3. 26-50-104. Repealed By Laws 2013, Ch. 123, § 3. 26-50-105. Repealed By Laws 2013, Ch. 123, § 3. 26-50-106. Repealed By Laws 2013, Ch. 123, § 3. 26-50-107. Repealed By Laws 2013, Ch. 123, § 3. 26-50-108. Repealed By Laws 2013, Ch. 123, § 3. 26-50-109. Repealed By Laws 2013, Ch. 123, § 3. 26-51-101. Purpose and scope. 26-51-102. Definitions. 26-51-103. Risk management framework. 26-51-104. ORSA requirement. 26-51-105. ORSA summary report. 26-51-106. Exemption. 26-51-107. Contents of ORSA summary report. 26-51-108. Confidentiality. 26-51-109. Sanctions. 26-51-110. Applicability. 26-52-101. Licensure of pharmacy benefit managers. 26-52-102. Definitions. 26-52-103. Pharmacy benefit manager audits. 26-52-104. Maximum allowable cost; offering information and alternatives. 26-52-105. Transparency; prohibitions. 26-52-106. Alternate reimbursement methodologies. 26-52-107. Certain claims excluded. 26-52-201. Scope and applicability of chapter. 26-52-202. Definitions. 26-52-203. Payment of claims to pharmacy providers. 26-53-101. Definitions. 26-53-102. Registration of third party administrators; rulemaking authority. 26-53-103. Third party administrator fee. 26-54-101. Short title; applicability. 26-54-102. Definitions. 26-54-103. Disclosure requirement. 26-54-104. Rules and regulations. 26-54-105. Contents of corporate governance annual disclosure. 26-54-106. Confidentiality. 26-54-107. NAIC and third party consultants. 26-54-108. Sanctions. 26-55-101. Short title. 26-55-102. Definitions. 26-55-103. Disclosure and review of prior authorization requirements. 26-55-104. Persons qualified to make adverse determinations. 26-55-105. Consultation after issuing an adverse determination. 26-55-106. Requirements applicable to persons reviewing appeals. 26-55-107. Health insurer or contracted utilization review 26-55-108. Health insurer or contracted utilization review 26-55-109. No prior authorization for medications for opioid use disorder. 26-55-110. Length of authorization generally; revocation 26-55-111. Continuity of care for enrollees. 26-55-112. Provider exemptions from prior authorization requirements. 26-55-113. Prior authorization for rehabilitative or habilitative services. 26-56-101. Definitions. 26-56-102. Health care provider credentialing; requirements.
What to do with it
As published
26-23-101. Overinsurance prohibited.
(a) No person shall buy insurance on property within this state for an amount which, together with any existing insurance, exceeds the fair value of the property or of the interest of the insured therein. This provision does not apply as to insurance of replacement value.
(b) Anyone who willfully violates this section is subject to the penalties provided in W.S. 26-1-107.
Your wording
Your change, as a redline
26-23-101. Overinsurance prohibited.
(a) No person shall buy insurance on property within this state for an amount which, together with any existing insurance, exceeds the fair value of the property or of the interest of the insured therein. This provision does not apply as to insurance of replacement value.
(b) Anyone who willfully violates this section is subject to the penalties provided in W.S. 26-1-107.
A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.