Consumer Credit Act 1974
Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.
Change 1
SCHEDULE 1 Prosecution and Punishment of Offences
Section 167. 1 | 2 | 3 | 4 Section | Offence | Mode of prosecution | Imprisonment or fine . . . | ... . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . | . . . | . . . . . . | . . . 49(1) | Canvassing debtor-creditor agreements off trade premises. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. 49(2) | Soliciting debtor-creditor agreements during visits made in response to previous oral requests. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. 50(1) | Sending circulars to minors. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. . . . | . . . | . . . | . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80(2) | Failure to tell creditor or owner whereabouts of goods. | Summarily. | level 3 on the standard scale. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114(2) | Taking pledges from minors. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. . . . | . . . | . . . | . . . 119(1) | Unreasonable refusal to allow pawn to be redeemed. | Summarily. | level 4 on the standard scale. 154 | Canvassing ancillary credit services off trade premises. | (a) Summarily. | £200. (b) On indictment. | 1 year or a fine or both. 157(3) | Refusal to give name etc. of credit reference agency. | Summarily. | level 4 on the standard scale. 158(4) | Failure of credit reference agency to disclose filed information. | Summarily. | level 4 on the standard scale. 159(6) | Failure of credit reference agency to correct information. | Summarily. | level 4 on the standard scale. 160(6) | Failure of credit reference agency to comply with section 160(3) or (4). | Summarily. | level 4 on the standard scale. . . . | . . . | . . . | . . . . . . | I... | . . . | . . . . . . | . . . . . . | . . . | . . . | .... . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . .
SCHEDULE 1 Prosecution and Punishment of Offences
Section 167. 1 | 2 | 3 | 4 Section | Offence | Mode of prosecution | Imprisonment or fine . . . | ... . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . | . . . | . . . . . . | . . . 49(1) | Canvassing debtor-creditor agreements off trade premises. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. 49(2) | Soliciting debtor-creditor agreements during visits made in response to previous oral requests. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. 50(1) | Sending circulars to minors. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. . . . | . . . | . . . | . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80(2) | Failure to tell creditor or owner whereabouts of goods. | Summarily. | level 3 on the standard scale. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . | . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114(2) | Taking pledges from minors. | (a) Summarily. | £400. (b) On indictment. | 1 year or a fine or both. . . . | . . . | . . . | . . . 119(1) | Unreasonable refusal to allow pawn to be redeemed. | Summarily. | level 4 on the standard scale. 154 | Canvassing ancillary credit services off trade premises. | (a) Summarily. | £200. (b) On indictment. | 1 year or a fine or both. 157(3) | Refusal to give name etc. of credit reference agency. | Summarily. | level 4 on the standard scale. 158(4) | Failure of credit reference agency to disclose filed information. | Summarily. | level 4 on the standard scale. 159(6) | Failure of credit reference agency to correct information. | Summarily. | level 4 on the standard scale. 160(6) | Failure of credit reference agency to comply with section 160(3) or (4). | Summarily. | level 4 on the standard scale. . . . | . . . | . . . | . . . . . . | I... | . . . | . . . . . . | . . . . . . | . . . | . . . | .... . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . . . . . | . . . | . . . | . . . . . . | . . .
One line that says what changes, such as "Halve the dog tax".
Who it helps, what it costs, what it fixes. It is what persuades people to support it.
A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.
Sign in to file your proposal. What you have written stays on this page.
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Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.