Propose a change

Consumer Credit Act 1974

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

110 Duty to give information to debtor or hirer.

(1) The creditor or owner under a regulated agreement, within the prescribed period after receiving a request in writing to that effect from the debtor or hirer and payment of a fee of £1, shall give the debtor or hirer a copy of any security instrument executed in relation to the agreement after the making of the agreement. (2) Subsection (1) does not apply to— (a) a non-commercial agreement, or (b) an agreement under which no sum is, or will or may become, payable by the debtor or hirer, or (c) a request made less than one month after a previous request under subsection (1) relating to the same agreement was complied with. (3) If the creditor or owner under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the security (so far as provided in relation to the agreement); . . . (b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Your change, as a redline

110 Duty to give information to debtor or hirer.

(1) The creditor or owner under a regulated agreement, within the prescribed period after receiving a request in writing to that effect from the debtor or hirer and payment of a fee of £1, shall give the debtor or hirer a copy of any security instrument executed in relation to the agreement after the making of the agreement. (2) Subsection (1) does not apply to— (a) a non-commercial agreement, or (b) an agreement under which no sum is, or will or may become, payable by the debtor or hirer, or (c) a request made less than one month after a previous request under subsection (1) relating to the same agreement was complied with. (3) If the creditor or owner under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the security (so far as provided in relation to the agreement); . . . (b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

Sign in to file your proposal. What you have written stays on this page.

Sign in to file it

Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds