Propose a change

Consumer Credit Act 1974

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

153 Definition of canvassing off trade premises (agreements for ancillary credit services).

(1) An individual (the “canvasser ”) canvasses off trade premises the services of a person carrying on an ancillary credit business if he solicits the entry of another individual (the “consumer ”) into an agreement for the provision to the consumer of those services by making oral representations to the consumer, or any other individual, during a visit by the canvasser to any place (not excluded by subsection (2)) where the consumer, or that other individual as the case may be, is, being a visit— (a) carried out for the purpose of making such oral representations to individuals who are at that place, but (b) not carried out in response to a request made on a previous occasion. (2) A place is excluded from subsection (1) if it is a place where (whether on a permanent or temporary basis)— (a) the ancillary credit business is carried on, or (b) any business is carried on by the canvasser or the person whose employee or agent the canvasser is, or by the consumer.

Your change, as a redline

153 Definition of canvassing off trade premises (agreements for ancillary credit services).

(1) An individual (the “canvasser ”) canvasses off trade premises the services of a person carrying on an ancillary credit business if he solicits the entry of another individual (the “consumer ”) into an agreement for the provision to the consumer of those services by making oral representations to the consumer, or any other individual, during a visit by the canvasser to any place (not excluded by subsection (2)) where the consumer, or that other individual as the case may be, is, being a visit— (a) carried out for the purpose of making such oral representations to individuals who are at that place, but (b) not carried out in response to a request made on a previous occasion. (2) A place is excluded from subsection (1) if it is a place where (whether on a permanent or temporary basis)— (a) the ancillary credit business is carried on, or (b) any business is carried on by the canvasser or the person whose employee or agent the canvasser is, or by the consumer.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

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Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds