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Consumer Credit Act 1974

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

189D Section 189B: temporary provision

(1) For the period beginning on the date when this section comes into force and ending on 31st March 2014, the table in Schedule 2A is to be read as if it included the following entries— Section of this Act | References to “debtor” are to be read as references to the… Sections 16, 16A, 16B, 16C | - improver Section 20 | - improver - first bill payer Section 40 | - improver (including an improver who is not an individual) - current bill payer - previous bill payer Section 55A | - improver - first bill payer, except for the purposes of subsection (1)(b) Section 55B | - improver - first bill payer Section 82A | - improver - current bill payer - previous bill payer Section 145 | - current bill payer - previous bill payer Section 149 | - improver (including an improver who is not an individual) - current bill payer - previous bill payer Section 160A | - improver (2) This section ceases to have effect on 1st April 2014.

Your change, as a redline

189D Section 189B: temporary provision

(1) For the period beginning on the date when this section comes into force and ending on 31st March 2014, the table in Schedule 2A is to be read as if it included the following entries— Section of this Act | References to “debtor” are to be read as references to the… Sections 16, 16A, 16B, 16C | - improver Section 20 | - improver - first bill payer Section 40 | - improver (including an improver who is not an individual) - current bill payer - previous bill payer Section 55A | - improver - first bill payer, except for the purposes of subsection (1)(b) Section 55B | - improver - first bill payer Section 82A | - improver - current bill payer - previous bill payer Section 145 | - current bill payer - previous bill payer Section 149 | - improver (including an improver who is not an individual) - current bill payer - previous bill payer Section 160A | - improver (2) This section ceases to have effect on 1st April 2014.

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

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Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
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