Propose a change

Consumer Credit Act 2006

Write the words of this act the way you think they should read. Solon shows your change as a redline against the published text and pins it to that exact text, so it can never be applied to wording you did not see.

Change 1

What to do with it
As published

25 Credit information services

(1) In subsection (1) of section 145 of the 1974 Act (types of ancillary credit business) before paragraph (e) insert— (db) the provision of credit information services, or . (2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (4) In each of the following provisions of that Act for “or debt-counselling” substitute “ , debt-counselling or the provision of credit information services ” (a) section 152(1)(application of sections 52 to 54 to ancillary credit businesses); (b) section 154 (prohibition of canvassing ancillary credit business off trade premises); (c) section 156 (regulations about agreements entered into for ancillary credit businesses). (5) In section 189(1) of that Act (definitions) after the definition of “credit brokerage” insert— ‘credit information services’ has the meaning given by section 145(7B).

Your change, as a redline

25 Credit information services

(1) In subsection (1) of section 145 of the 1974 Act (types of ancillary credit business) before paragraph (e) insert— (db) the provision of credit information services, or . (2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (4) In each of the following provisions of that Act for “or debt-counselling” substitute “ , debt-counselling or the provision of credit information services ” (a) section 152(1)(application of sections 52 to 54 to ancillary credit businesses); (b) section 154 (prohibition of canvassing ancillary credit business off trade premises); (c) section 156 (regulations about agreements entered into for ancillary credit businesses). (5) In section 189(1) of that Act (definitions) after the definition of “credit brokerage” insert— ‘credit information services’ has the meaning given by section 145(7B).

One line that says what changes, such as "Halve the dog tax".

Who it helps, what it costs, what it fixes. It is what persuades people to support it.

A proposal here is not law. Support on Solon is evidence that people want the change; the official route says what it takes to make it law.

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Think it through

Ask what your change would do, who would gain and who would bear a cost, and where something like it is already law. The assistant reads your draft as it stands, cites the law and the studies it finds, and takes no side. What you file stays yours.

Questions to start with
Think it through
Legal information from the published text, not advice for your case. Check the sources. Find a law · What the register holds