Law

Title 26 Insurance Code

Wyoming · 26 · statute

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Contents: 1,241 provisions
  1. 26-1-101. Short title.
  2. 26-1-102. Definitions.
  3. 26-1-103. Compliance with insurance code required.
  4. 26-1-104. Applicability of provisions.
  5. 26-1-105. Provisions relating to particular insurance to prevail over general provisions.
  6. 26-1-106. Captions or headings not to limit scope of provisions.
  7. 26-1-107. General criminal and civil penalties.
  8. 26-1-108. Jurisdiction of insurance department.
  9. 26-2-101. Department of insurance established.
  10. 26-2-102. Insurance commissioner; appointment; vacancy; removal from office; other requirements.
  11. 26-2-103. Insurance commissioner; eligibility for appointment.
  12. 26-2-104. Insurance commissioner; official seal.
  13. 26-2-105. Insurance commissioner; salary.
  14. 26-2-106. Deputy commissioner, examiners, clerks, assistants and consultants.
  15. 26-2-107. Conflict of interest prohibited; additional compensation prohibited.
  16. 26-2-108. Commissioner; delegation of authority.
  17. 26-2-109. Commissioner; powers and duties generally.
  18. 26-2-110. Rules and regulations.
  19. 26-2-111. Orders and notices of commissioner; contents; delivery.
  20. 26-2-112. Enforcement of code and orders; injunctions; penalty for violation of orders.
  21. 26-2-113. Records and other papers; generally.
  22. 26-2-114. Records and other papers; reproductions and certified copies.
  23. 26-2-115. Report to governor.
  24. 26-2-116. Examination of insurers.
  25. 26-2-117. Examination of other than insurers.
  26. 26-2-118. Examinations; generally.
  27. 26-2-119. Repealed by Laws 1993, ch. 134, § 2.
  28. 26-2-120. Examinations; deceit and obstruction during examination prohibited.
  29. 26-2-121. Examinations; report; contents.
  30. 26-2-122. Examinations; expense.
  31. 26-2-123. Witnesses; evidence; subpoenas.
  32. 26-2-124. Immunity from prosecution when testimony is compelled; exception for perjury; waiver of immunity.
  33. 26-2-125. Commissioner's hearings; generally; when required; request for hearing; stay.
  34. 26-2-126. Commissioner's hearings; notice of hearing; contents; delivery.
  35. 26-2-127. Commissioner's hearings; procedure.
  36. 26-2-128. Commissioner's hearings; commissioner's orders after hearing.
  37. 26-2-129. Commissioner's hearings; appeals; procedure; injunctions.
  38. 26-2-130. Cease and desist authority.
  39. 26-2-131. Immunity from liability.
  40. 26-2-132. Repealed by Laws 2022, ch. 55, § 2.
  41. 26-2-133. Disclosure of nonpublic personal information; rulemaking; rulemaking authority limited.
  42. 26-2-134. Limiting the use of credit scoring; rulemaking.
  43. 26-2-201. Deposit of fees.
  44. 26-2-202. Expenditures of the department.
  45. 26-2-203. Repealed by Laws 2017, ch. 9, § 3.
  46. 26-2-204. Insurers assessed for department expenditures.
  47. 26-2-205. Time for payment; penalties.
  48. 26-2-206. Newly authorized insurers.
  49. 26-2-207. Other powers unaffected.
  50. 26-2-208. Additional assessment authorized.
  51. 26-2-209. Deduction allowed for retaliation.
  52. 26-3-101. Certificate of authority required.
  53. 26-3-102. When certificate not required.
  54. 26-3-103. General qualifications for authority to transact business.
  55. 26-3-104. Insurers not qualified to transact business in state; credit and investigation reports.
  56. 26-3-105. Qualification of new foreign insurers.
  57. 26-3-106. Conflict of names prohibited.
  58. 26-3-107. Insurer may be authorized to transact combination of kinds of insurance; exceptions.
  59. 26-3-108. Capital and surplus requirements.
  60. 26-3-109. Delayed compliance with capital and surplus requirements.
  61. 26-3-110. Additional kinds of insurance authorized for certain insurers.
  62. 26-3-111. Deposit required of insurers.
  63. 26-3-112. Certificate of authority; application; contents of application.
  64. 26-3-113. Certificate of authority; issuance; contents; delivery.
  65. 26-3-114. Certificate of authority; continuation; expiration; reinstatement.
  66. 26-3-115. Suspension, revocation of certificate of authority; mandatory grounds; hearing required.
  67. 26-3-116. Suspension and revocation of certificate of authority; discretionary and special grounds.
  68. 26-3-117. Suspension and revocation of certificate of authority; order and notice of suspension.
  69. 26-3-118. Suspension, revocation of certification of authority; duration of suspension; reinstatement.
  70. 26-3-119. General corporation laws not applicable to authorized foreign insurers.
  71. 26-3-120. Property insurance under 1 additional title authorized.
  72. 26-3-121. Service of process; commissioner as agent for service.
  73. 26-3-122. Service of process; service generally.
  74. 26-3-123. Annual and quarterly statement; required; form; verification; failure to file.
  75. 26-3-124. Annual statement; reporting of claims against
  76. 26-3-125. Annual statement; mandatory reporting of claims against governmental entity.
  77. 26-3-126. Annual statement; correction and publication of statements.
  78. 26-3-127. Repealed by Laws 2000, Ch. 19, § 2.
  79. 26-3-128. Repealed by Laws 2000, Ch. 19, § 2.
  80. 26-3-129. Repealed by Laws 2000, Ch. 19, § 2.
  81. 26-3-130. Retaliatory provisions against other states and countries.
  82. 26-3-131. Disclosure of loss information; penalties.
  83. 26-3-132. Commissioner's authority.
  84. 26-3-133. Judicial review.
  85. 26-3-201. Short title.
  86. 26-3-202. Immunity.
  87. 26-3-203. Confidentiality.
  88. 26-3-204. Filing requirements; penalty.
  89. 26-3-301. Scope of article.
  90. 26-3-302. Definitions.
  91. 26-3-303. General requirements related to filing and
  92. 26-3-304. Contents of annual audited financial report.
  93. 26-3-305. Designation of independent certified public accountant.
  94. 26-3-306. Qualifications of independent certified public accountant.
  95. 26-3-307. Consolidated or combined audits.
  96. 26-3-308. Scope of audit and report of independent certified public accountant.
  97. 26-3-309. Notification of adverse financial condition.
  98. 26-3-310. Communication of internal control related matters noted in an audit.
  99. 26-3-311. Accountant's letter of qualifications.
  100. 26-3-312. Definition, availability and maintenance of independent certified public accountants' workpapers.
  101. 26-3-313. Exemptions and effective dates.
  102. 26-3-314. Canadian and British companies.
  103. 26-3-315. Requirements for audit committees.
  104. 26-3-316. Internal audit function requirements.
  105. 26-3-317. Conduct of insurer in connection with preparation of required reports and documents.
  106. 26-3-318. Management's report of internal control over financial reporting.
  107. 26-3-401. Report of material transactions.
  108. 26-3-402. Acquisitions and dispositions of assets.
  109. 26-3-403. Nonrenewals, cancellations or revisions of ceded reinsurance agreements.
  110. 26-3-501. Applicability.
  111. 26-3-502. Electronic notices and documents.
  112. 26-3-503. Posting of policies on the internet.
  113. 26-4-101. Fee schedule.
  114. 26-4-102. Record of receipts; payment to treasurer; credit to fund.
  115. 26-4-103. Premium taxes; generally; preemption by state.
  116. 26-4-104. Repealed by Laws 1991, ch. 149, §§ 2(a) and (b).
  117. 26-4-105. Premium taxes; commissioner to collect tax; failure to pay.
  118. 26-5-101. Definitions not mutually exclusive.
  119. 26-5-102. "Life insurance" defined.
  120. 26-5-103. "Disability insurance" defined.
  121. 26-5-104. "Property insurance" defined.
  122. 26-5-105. "Surety insurance" defined.
  123. 26-5-106. "Casualty insurance" defined.
  124. 26-5-107. "Marine and transportation insurance" and "wet marine and transportation insurance" defined.
  125. 26-5-108. What insurance multiple line insurer may transact.
  126. 26-5-109. "Title insurance" defined.
  127. 26-5-110. Limit of risk.
  128. 26-5-111. Reinsurance.
  129. 26-5-112. Credit allowed a domestic ceding insurer.
  130. 26-5-113. Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.
  131. 26-5-114. Qualified United States financial institutions.
  132. 26-5-115. Reinsurance payable without diminution due to insolvency of ceding insurer.
  133. 26-5-116. Rules and regulations; reporting.
  134. 26-5-117. Reinsurance agreements affected.
  135. 26-5-118. Repealed by Laws 1994, ch. 76, § 3.
  136. 26-5-119. Life and disability reinsurance agreements; limitations.
  137. 26-6-101. Assets allowed.
  138. 26-6-102. Assets not allowed.
  139. 26-6-103. Liabilities generally.
  140. 26-6-104. Disallowance of "wash" transactions.
  141. 26-6-105. Unearned premium reserve; generally.
  142. 26-6-106. Unearned premium reserve; marine and transportation insurance.
  143. 26-6-107. Unearned premium reserve; reserve for disability insurance.
  144. 26-6-108. Unearned premium reserve; increase of inadequate reserves.
  145. 26-6-201. Short title; definitions.
  146. 26-6-202. Annual valuation of reserves required; minimum standard valuation; other valuations accepted; conditions.
  147. 26-6-203. Reserve calculation; valuation net premium exceeding gross premium charged.
  148. 26-6-204. Repealed by Laws 1994, ch. 76, § 3.
  149. 26-6-205. Computation of minimum standard; reserve
  150. 26-6-206. Computation of minimum standard for annuities;
  151. 26-6-207. Minimum standards for accident and health insurance contracts including disability plans.
  152. 26-6-208. Actuarial opinion of reserves.
  153. 26-6-209. Valuation manual for policies and contracts;
  154. 26-6-210. Principle based valuation; requirements.
  155. 26-6-211. Experience data reporting for policies and contracts.
  156. 26-6-212. Confidential information; when disclosure is permitted.
  157. 26-6-213. Single state exemption.
  158. 26-6-301. Valuation of bonds and other debt securities.
  159. 26-6-302. Valuation of other securities.
  160. 26-6-303. Valuation of real and personal property.
  161. 26-6-304. Valuation of purchase money mortgages.
  162. 26-6-305. "Insolvency" and "impairment" defined.
  163. 26-6-401. Short title; effective date.
  164. 26-6-402. Actuarial opinion of reserves and supporting documentation.
  165. 26-6-403. Confidentiality.
  166. 26-7-101. Scope of chapter.
  167. 26-7-102. Definitions of terms used in chapter; determination of net earnings.
  168. 26-7-103. Eligible investments.
  169. 26-7-104. General qualifications for investments.
  170. 26-7-105. Investment authorization; record.
  171. 26-7-106. Diversification of and limits on investments.
  172. 26-7-107. Authorized investments.
  173. 26-7-108. Policy loans.
  174. 26-7-109. Collateral loans.
  175. 26-7-110. Miscellaneous loans and investments.
  176. 26-7-111. Security interest in chattels.
  177. 26-7-112. Security interest in chattels; time limit for disposal.
  178. 26-7-113. Disposal of ineligible investments; time limit for disposal.
  179. 26-7-114. Disposal of ineligible investments; failure to
  180. 26-7-115. Prohibited investments; securities underwriting prohibited.
  181. 26-7-116. Investments of foreign insurers.
  182. 26-8-101. Authorized deposits of insurers.
  183. 26-8-102. Purposes for holding deposits.
  184. 26-8-103. Securities eligible for deposit.
  185. 26-8-104. Depository.
  186. 26-8-105. Custodial arrangements.
  187. 26-8-106. Commissioner's record of deposits; vouchers as to assets deposited.
  188. 26-8-107. Assignment or transfer of securities deposited to commissioner.
  189. 26-8-108. Appraisal of securities deposited.
  190. 26-8-109. When excess deposits may be required.
  191. 26-8-110. Rights of solvent insurer.
  192. 26-8-111. Levy upon deposit.
  193. 26-8-112. Deficiency of deposit; failure to cure.
  194. 26-8-113. Duration and release of deposit.
  195. 26-8-114. Commissioner's liability.
  196. 26-8-201. Definitions.
  197. 26-8-202. Use of book-entry systems.
  198. 26-8-203. Deposit of securities by insurers.
  199. 26-8-204. Deposit of securities by foreign insurers.
  200. 26-9-101. Repealed by Laws 2001, Ch. 201, § 5.
  201. 26-9-102. Repealed by Laws 2001, Ch. 201, § 5.
  202. 26-9-103. Repealed by Laws 2001, Ch. 201, § 5.
  203. 26-9-104. Amended and renumbered as W.S. 26-9-226 by Laws 2001, Ch. 201, § 3.
  204. 26-9-105. Repealed by Laws 2001, Ch. 201, § 5.
  205. 26-9-106. Repealed by Laws 2001, Ch. 201, § 5.
  206. 26-9-107. Repealed by Laws 2001, Ch. 201, § 5.
  207. 26-9-108. Repealed by Laws 2001, Ch. 201, § 5.
  208. 26-9-109. Repealed by Laws 2001, Ch. 201, § 5.
  209. 26-9-110. Repealed by Laws 2001, Ch. 201, § 5.
  210. 26-9-111. Repealed by Laws 2001, Ch. 201, § 5.
  211. 26-9-112. Repealed by Laws 2001, Ch. 201, § 5.
  212. 26-9-113. Repealed by Laws 2001, Ch. 201, § 5.
  213. 26-9-114. Repealed by Laws 2001, Ch. 201, § 5.
  214. 26-9-115. Repealed by Laws 2001, Ch. 201, § 5.
  215. 26-9-116. Amended and renumbered as W.S. 26-9-227 by Laws 2001, Ch. 201, § 3.
  216. 26-9-117. Repealed by Laws 2001, Ch. 201, § 5.
  217. 26-9-118. Repealed by Laws 2001, Ch. 201, § 5.
  218. 26-9-119. Repealed by Laws 2001, Ch. 201, § 5.
  219. 26-9-120. Repealed by Laws 2001, Ch. 201, § 5.
  220. 26-9-121. Repealed by Laws 2001, Ch. 201, § 5.
  221. 26-9-122. Repealed by Laws 2001, Ch. 201, § 5.
  222. 26-9-123. Repealed by Laws 2001, Ch. 201, § 5.
  223. 26-9-124. Amended and renumbered as W.S. 26-9-223 by Laws 2001, Ch. 201, § 3.
  224. 26-9-125. Amended and renumbered as W.S. 26-9-224 by Laws 2001, Ch. 201, § 3.
  225. 26-9-126. Amended and renumbered as W.S. 26-9-225 by Laws 2001, Ch. 201, § 3.
  226. 26-9-127. Repealed by Laws 2001, Ch. 201, § 5.
  227. 26-9-128. Repealed by Laws 2001, Ch. 201, § 5.
  228. 26-9-129. Amended and renumbered as W.S. 26-9-228 by Laws 2001, Ch. 201, § 3.
  229. 26-9-130. Amended and renumbered as W.S. 26-9-229 by Laws 2001, Ch. 201, § 3.
  230. 26-9-131. Repealed by Laws 2001, Ch. 201, § 5.
  231. 26-9-132. Repealed by Laws 2001, Ch. 201, § 5.
  232. 26-9-133. Repealed by Laws 2001, Ch. 201, § 5.
  233. 26-9-134. Amended and renumbered as W.S. 26-9-230 by Laws 2001, Ch. 201, § 3.
  234. 26-9-135. Amended and renumbered as W.S. 26-9-219 by Laws 2001, Ch. 201, § 3.
  235. 26-9-136. Repealed by Laws 2001, Ch. 201, § 5.
  236. 26-9-137. Repealed by Laws 2001, Ch. 201, § 5.
  237. 26-9-138. Renumbered as W.S. 26-9-232 by Laws 2001, Ch.
  238. 26-9-139. Amended and renumbered as W.S. 26-9-220 by Laws 2001, Ch. 201, § 3.
  239. 26-9-140. Amended and renumbered as W.S. 26-9-221 by Laws 2001, Ch. 201, § 3.
  240. 26-9-141. Amended and renumbered as W.S. 26-9-231 by Laws 2001, Ch. 201, § 3.
  241. 26-9-142. Amended and renumbered as W.S. 26-9-222 by Laws 2001, Ch. 201, § 3.
  242. 26-9-201. Purpose and scope.
  243. 26-9-202. Definitions.
  244. 26-9-203. License required.
  245. 26-9-204. Exceptions to licensing.
  246. 26-9-205. Application for examination.
  247. 26-9-206. Application for license.
  248. 26-9-207. License.
  249. 26-9-208. Nonresident licensing.
  250. 26-9-209. Exemption from examination.
  251. 26-9-210. Temporary licensing.
  252. 26-9-211. License denial, nonrenewal or revocation.
  253. 26-9-212. Commissions.
  254. 26-9-213. Appointments.
  255. 26-9-214. Notification to commissioner of termination.
  256. 26-9-215. Reciprocity.
  257. 26-9-216. Reporting of actions.
  258. 26-9-217. Regulations; limitation.
  259. 26-9-218. Repealed By Laws 2011, Ch. 60, § 3.
  260. 26-9-219. Adjuster's license; exception; notification.
  261. 26-9-220. Insurance consultants.
  262. 26-9-221. Repealed by Laws 2017, ch. 15, § 3.
  263. 26-9-222. Repealed By Laws 2011, Ch. 60, § 3.
  264. 26-9-223. Repealed by Laws 2004, Ch. 7, § 2.
  265. 26-9-224. Scope of broker's authority; broker's commissions.
  266. 26-9-225. Broker and agent license combinations.
  267. 26-9-226. "Controlled business" restrictions.
  268. 26-9-227. Authority under license to transact business; nontransferability.
  269. 26-9-228. Place of business of licensees; display of licenses; records.
  270. 26-9-229. Reporting and accounting for premiums.
  271. 26-9-230. Service of process on nonresident producers.
  272. 26-9-231. Continuing education.
  273. 26-9-232. Repealed by Laws 2022, ch. 46, § 3.
  274. 26-9-233. Assumed names.
  275. 26-9-234. Specialty limited lines producer license.
  276. 26-9-235. Licensing examination review panel.
  277. 26-10-101. Repealed by Laws 2017, ch. 9, § 3.
  278. 26-10-102. Repealed by Laws 2017, ch. 9, § 3.
  279. 26-10-103. Repealed by Laws 2017, ch. 9, § 3.
  280. 26-10-104. Repealed by Laws 2017, ch. 9, § 3.
  281. 26-10-105. Repealed by Laws 2017, ch. 9, § 3.
  282. 26-10-106. Repealed by Laws 2017, ch. 9, § 3.
  283. 26-10-107. Repealed by Laws 2017, ch. 9, § 3.
  284. 26-10-108. Repealed by Laws 2017, ch. 9, § 3.
  285. 26-10-109. Repealed by Laws 2017, ch. 9, § 3.
  286. 26-11-101. Short title.
  287. 26-11-102. Home state regulation of nonadmitted insurance; exemptions.
  288. 26-11-103. Definitions.
  289. 26-11-104. Conditions for export.
  290. 26-11-105. Surplus lines transaction report.
  291. 26-11-106. Open lines for export.
  292. 26-11-107. Requirements for eligible nonadmitted insurers; publication of eligible insurers.
  293. 26-11-108. Evidence of surplus lines insurance.
  294. 26-11-109. Required information on surplus lines contracts; duty to notify insured.
  295. 26-11-110. Enforceability and validity of nonadmitted insurance.
  296. 26-11-111. Liability of insurer as to losses and unearned premiums; applicability of section to insurers.
  297. 26-11-112. Surplus lines broker's license; authority for issuance; application; fee; applicable law.
  298. 26-11-113. Surplus lines broker's license; suspension or revocation; grounds; procedure.
  299. 26-11-114. Surplus line broker's bond.
  300. 26-11-115. Surplus lines broker may accept and place business from producers.
  301. 26-11-116. Records of broker; contents; examination.
  302. 26-11-117. Surplus lines broker affidavit report.
  303. 26-11-118. Tax on surplus lines.
  304. 26-11-119. Failure to file report or pay tax; penalty.
  305. 26-11-120. Service of process against nonadmitted insurer.
  306. 26-11-121. Rules and regulations.
  307. 26-11-122. Disclosure to commissioner of insurance placed with nonadmitted insurer.
  308. 26-11-123. Interstate insurance regulatory cooperation.
  309. 26-11-124. Independently procured insurance; duty to report and pay tax.
  310. 26-12-101. "Industrial insured" defined.
  311. 26-12-102. Representing or aiding unauthorized insurers prohibited; exceptions.
  312. 26-12-103. Suits by unauthorized insurers prohibited.
  313. 26-12-201. Short title; interpretation of article.
  314. 26-12-202. Commissioner as agent for service.
  315. 26-12-203. Service of process generally.
  316. 26-12-204. Exemptions from service of process provisions.
  317. 26-12-205. Defense of action by unauthorized insurer.
  318. 26-12-206. Attorney fees in actions against unauthorized insurer.
  319. 26-12-301. Short title.
  320. 26-12-302. False advertising prohibited; notification by commissioner of misrepresentation.
  321. 26-12-303. Enforcement by commissioner; penalty for violation.
  322. 26-13-101. Short title.
  323. 26-13-102. Unfair methods and deceptive acts prohibited.
  324. 26-13-103. Misrepresentations and false advertising prohibited.
  325. 26-13-104. Home office false advertising prohibited.
  326. 26-13-105. "Twisting" prohibited.
  327. 26-13-106. False or misleading financial statements prohibited.
  328. 26-13-107. Defamation prohibited.
  329. 26-13-108. Boycott, coercion and intimidation prohibited; exception.
  330. 26-13-109. Unfair discrimination prohibited.
  331. 26-13-110. Rebates.
  332. 26-13-111. Repealed by Laws 2023, ch. 32, § 2.
  333. 26-13-112. Repealed by Laws 2023, ch. 32, § 2.
  334. 26-13-113. Deductible amount of collision coverage; subrogation; right to deductible.
  335. 26-13-114. Securities operations and advisory board contracts as insurance inducement prohibited.
  336. 26-13-115. Desist orders by commissioner; appeal; violation of order.
  337. 26-13-116. Procedures for undefined deceptive practices.
  338. 26-13-117. Service of process upon unauthorized insurers.
  339. 26-13-118. Favored agent or insurer.
  340. 26-13-119. Interlocking ownership and management.
  341. 26-13-120. Political contributions prohibited; penalty.
  342. 26-13-121. Illegal dealing in premiums; excess charges for insurance.
  343. 26-13-122. Fictitious groups prohibited.
  344. 26-13-123. Repealed by Laws 1995, ch. 175, § 2.
  345. 26-13-124. Unfair claims settlement practices.
  346. 26-13-125. Certificates of insurance.
  347. 26-13-201. False applications, claims and proofs of loss prohibited.
  348. 26-13-202. Penalties.
  349. 26-13-301. Short title.
  350. 26-13-302. Purpose and intent.
  351. 26-13-303. Definitions.
  352. 26-13-304. Discretionary clause prohibited.
  353. 26-13-305. Penalties.
  354. 26-14-101. Purpose of chapter; liberal interpretation.
  355. 26-14-102. Scope and applicability of chapter; liberal interpretation.
  356. 26-14-103. Definitions.
  357. 26-14-104. Competitive market presumed to exist.
  358. 26-14-105. Rating standards; methods.
  359. 26-14-106. Rate regulation.
  360. 26-14-107. Filing of rates; supplementary rate
  361. 26-14-108. Disapproval of rates; bases; procedures.
  362. 26-14-109. Advisory organizations; registration required; authorized activities; availability of services.
  363. 26-14-110. Records and reports; exchange of information.
  364. 26-14-111. Insurers and advisory organizations; monopolies prohibited; agreements to adhere prohibited.
  365. 26-14-112. Joint underwriting; pool and residual market activities.
  366. 26-14-113. Examinations; records; costs; report in lieu of examination.
  367. 26-14-114. Exemptions.
  368. 26-14-115. Dividends.
  369. 26-14-116. Penalties; technical violations; revocation and suspension of license; written orders; contents.
  370. 26-14-117. Judicial review.
  371. 26-14-118. Notice and hearing.
  372. 26-14-119. Repealed by Laws 1994, ch. 86, § 3.
  373. 26-15-101. Scope of chapter.
  374. 26-15-102. Life insurance upon individual or person in
  375. 26-15-103. Life insurance for benefit of charitable institutions.
  376. 26-15-104. Insurable interest in property; "insurable interest" defined.
  377. 26-15-105. Purchase of life insurance by or for minors or any person of competent legal capacity.
  378. 26-15-106. Application to be made by individual insured; exceptions.
  379. 26-15-107. Alteration of application prohibited; exceptions.
  380. 26-15-108. Application as evidence.
  381. 26-15-109. Statements in applications as representations and not as warranties; misrepresentations.
  382. 26-15-110. Filing and approval of application forms.
  383. 26-15-111. Filing and approval of application forms; grounds for disapproval.
  384. 26-15-112. Standard and uniform provisions of policies.
  385. 26-15-113. Contents of policies generally.
  386. 26-15-114. Additional policy contents.
  387. 26-15-115. Adoption of charter and bylaws by reference prohibited.
  388. 26-15-116. Execution of policies.
  389. 26-15-117. Underwriters' and combination policies.
  390. 26-15-118. Validity and construction of noncomplying policies.
  391. 26-15-119. Binders and other contracts for temporary insurance.
  392. 26-15-120. Delivery of policy; duplicate policies.
  393. 26-15-121. Renewal by certificate or endorsement.
  394. 26-15-122. Assignment of policies.
  395. 26-15-123. Payment discharges insurer.
  396. 26-15-124. Claim to be accepted or rejected; attorney's fee.
  397. 26-15-125. Repealed by Laws 1993, ch. 1, § 2.
  398. 26-15-126. Forms for proof of loss to be furnished.
  399. 26-15-127. Uniform health insurance claim forms.
  400. 26-15-128. Insurer's acts not constituting waiver of policy provisions or defenses.
  401. 26-15-129. Exemption of proceeds; life insurance.
  402. 26-15-130. Exemption of proceeds; disability insurance.
  403. 26-15-131. Exemption of proceeds; group insurance.
  404. 26-15-132. Exemption of proceeds; annuity contracts; assignability of rights.
  405. 26-15-133. Retention of proceeds of policy by company.
  406. 26-15-134. Venue of suits against insurers.
  407. 26-15-135. Coverage of children.
  408. 26-15-136. Assignment of insurance proceeds to doctor,
  409. 26-15-137. Time limit to seek reimbursement for health insurance overpayments.
  410. 26-15-201. Interstate insurance product regulation compact.
  411. 26-16-101. Scope and applicability of chapter.
  412. 26-16-102. Standard provisions required.
  413. 26-16-103. Grace period.
  414. 26-16-104. Incontestability.
  415. 26-16-105. Policy and application constitutes entire contract; statements deemed representations.
  416. 26-16-106. Misstatement of age.
  417. 26-16-107. Dividends.
  418. 26-16-108. Policy loans.
  419. 26-16-109. Table of installments required.
  420. 26-16-110. Reinstatement of policies.
  421. 26-16-111. Time and place of payment of premiums.
  422. 26-16-112. Payment of claims.
  423. 26-16-113. Beneficiaries of industrial life insurance policies.
  424. 26-16-114. Title on policy.
  425. 26-16-115. Excluded or restricted coverage under incontestability clause.
  426. 26-16-116. Annuity and pure endowment contracts; standard provisions.
  427. 26-16-117. Annuity and pure endowment contracts; provisions to be contained.
  428. 26-16-118. Standard provisions for reversionary annuities.
  429. 26-16-119. Provisions limiting liability in life insurance policies prohibited; exceptions.
  430. 26-16-120. Prohibited provisions generally in life insurance policies and industrial life insurance policies.
  431. 26-16-121. Failure to pay premiums; notification.
  432. 26-16-201. Short title; policy issue date; valuation manual operative date.
  433. 26-16-202. Policy provisions.
  434. 26-16-203. Cash surrender values.
  435. 26-16-204. Paid-up nonforfeiture benefits.
  436. 26-16-205. Section applicability; adjusted premiums.
  437. 26-16-206. Varying amount of insurance based on policy duration; uniform equivalent.
  438. 26-16-207. Adjustment of premiums for benefits provided by rider or supplemental policy provision.
  439. 26-16-208. Section applicability; calculation of certain adjusted premiums.
  440. 26-16-209. Section applicability; premium adjustment for any policy; annual calculation; exception.
  441. 26-16-210. Determination of specified life insurance plan premiums and benefits.
  442. 26-16-211. Calculating cash surrender and paid-up
  443. 26-16-212. Applicability of article.
  444. 26-16-301. Nonforfeiture benefits on old policies.
  445. 26-16-401. Short title.
  446. 26-16-402. Applicability of article.
  447. 26-16-403. Contract provisions.
  448. 26-16-404. Minimum nonforfeiture amounts upon which certain minimum values are to be based.
  449. 26-16-405. Present value of paid-up annuity benefits.
  450. 26-16-406. Calculating cash surrender benefits available prior to contract maturity.
  451. 26-16-407. Minimum paid-up annuity benefit available as a nonforfeiture option.
  452. 26-16-408. Annuity contract optional maturity dates.
  453. 26-16-409. Calculating benefits under contracts with fixed schedule considerations.
  454. 26-16-410. Calculating minimum annuity and life insurance
  455. 26-16-411. Operative date of article.
  456. 26-16-501. Incontestability and limitation of liability after reinstatement.
  457. 26-16-502. Allocation to separate accounts to provide for
  458. 26-16-503. Insurer issuing participating and nonparticipating policies; records.
  459. 26-16-504. Policy plans prohibited.
  460. 26-16-505. Unclaimed life insurance benefits.
  461. 26-17-101. Applicability of chapter; short title.
  462. 26-17-102. Group contracts must meet group requirements; inapplicability of section; old contracts saved.
  463. 26-17-103. Employee groups.
  464. 26-17-104. Debtor groups for benefit of creditor.
  465. 26-17-105. Labor union groups.
  466. 26-17-106. Trustee groups.
  467. 26-17-107. Repealed by Laws 1990, ch. 3, § 3.
  468. 26-17-108. Dependents' coverage.
  469. 26-17-109. Credit union group.
  470. 26-17-110. Provisions required in group contracts; exceptions.
  471. 26-17-111. Grace period.
  472. 26-17-112. Incontestability.
  473. 26-17-113. Application; statements are representations.
  474. 26-17-114. Evidence of insurability.
  475. 26-17-115. Misstatement of age.
  476. 26-17-116. Payment of benefits.
  477. 26-17-117. Certificate of policyholders.
  478. 26-17-118. Conversion on termination of eligibility.
  479. 26-17-119. Conversion on termination of policy.
  480. 26-17-120. Death pending conversion.
  481. 26-17-121. Information to debtor insured under creditor's policy.
  482. 26-17-122. Notice as to conversion right.
  483. 26-17-123. Readjustment of premiums.
  484. 26-17-124. Application of dividends; rate reductions.
  485. 26-17-125. "Wholesale life insurance" defined.
  486. 26-17-126. Assignment of incidents of ownership under group life insurance policy.
  487. 26-17-127. Additional groups.
  488. 26-17-128. Insurance for associations.
  489. 26-17-129. Notice of compensation.
  490. 26-17-130. Continuation during disability.
  491. 26-18-101. Short title.
  492. 26-18-102. Scope and applicability of chapter.
  493. 26-18-103. General requirements for policies.
  494. 26-18-104. Standard policy provisions; substitutions and omissions.
  495. 26-18-105. Policy constitutes entire contract; changes in policy.
  496. 26-18-106. Time limit on certain defenses.
  497. 26-18-107. Grace period.
  498. 26-18-108. Reinstatement.
  499. 26-18-109. Notice of claim; loss-of-time benefit.
  500. 26-18-110. Claim forms.
  501. 26-18-111. Proofs of loss.
  502. 26-18-112. Time of payment of claims.
  503. 26-18-113. Payment of claims.
  504. 26-18-114. Physical examination and autopsy.
  505. 26-18-115. Legal actions.
  506. 26-18-116. Change of beneficiary.
  507. 26-18-117. Optional policy provisions.
  508. 26-18-118. Change of occupation.
  509. 26-18-119. Misstatement of age.
  510. 26-18-120. Overinsurance; same insurer.
  511. 26-18-121. Overinsurance; all coverages.
  512. 26-18-122. Relation of earnings to insurance.
  513. 26-18-123. Unpaid premiums.
  514. 26-18-124. Conformity with state statutes.
  515. 26-18-125. Illegal occupation.
  516. 26-18-126. Intoxicants and narcotics.
  517. 26-18-127. Renewability.
  518. 26-18-128. Order of provisions of policy.
  519. 26-18-129. Third-party ownership.
  520. 26-18-130. Requirements of other jurisdictions.
  521. 26-18-131. Policies issued for delivery in another state.
  522. 26-18-132. Policies less favorable than provisions of chapter prohibited.
  523. 26-18-133. Age limit.
  524. 26-18-134. Prohibited policy plans and provisions.
  525. 26-18-135. Filing of rates; adherence to rates filed.
  526. 26-18-136. Franchise disability insurance.
  527. 26-18-137. Repealed by Laws 1990, ch. 15, § 3.
  528. 26-18-201. Definitions.
  529. 26-18-202. Sale of medical and surgical insurance policies approved in identified other states.
  530. 26-18-203. Approval of policies.
  531. 26-18-204. Financial requirements; continuing compliance.
  532. 26-18-205. Multi-state consortium; reciprocity requirements.
  533. 26-18-206. Rules and regulations.
  534. 26-18-207. Conflict with other code provisions.
  535. 26-18-208. Authorization date.
  536. 26-18-301. Definitions.
  537. 26-18-302. Sale of health insurance policies approved in other states.
  538. 26-18-303. Financial requirements; continuing compliance.
  539. 26-18-304. Disclaimers required.
  540. 26-18-305. Rules and regulations.
  541. 26-18-306. Conflict with other code provisions.
  542. 26-18-307. Authorization date.
  543. 26-19-101. Scope and applicability of article; short title.
  544. 26-19-102. "Group disability insurance" defined; eligible groups.
  545. 26-19-103. Repealed by Laws 1990, ch. 5, § 3.
  546. 26-19-104. Repealed by Laws 1990, ch. 5, § 3.
  547. 26-19-105. Readjustment of premiums; dividends.
  548. 26-19-106. Blanket disability insurance; defined.
  549. 26-19-107. Group disability and blanket insurance standard provisions; exceptions.
  550. 26-19-108. Group disability and blanket insurance standard
  551. 26-19-109. To whom benefits are payable.
  552. 26-19-110. Additional disability insurance groups; requirements.
  553. 26-19-111. Notice of compensation.
  554. 26-19-112. Dependent group disability insurance.
  555. 26-19-113. Continuation of group coverage after termination of employment or membership.
  556. 26-19-114. Failure to pay premiums; notification.
  557. 26-19-115. Multiple employer welfare arrangements;
  558. 26-19-201. Purpose and scope of article.
  559. 26-19-202. Definitions.
  560. 26-19-203. Continuance of coverage where one carrier's
  561. 26-19-204. Violations; penalty.
  562. 26-19-301. Short title.
  563. 26-19-302. Definitions.
  564. 26-19-303. Applicability and scope.
  565. 26-19-304. Restrictions relating to premium rates.
  566. 26-19-305. Renewability of coverage.
  567. 26-19-306. Availability of coverage.
  568. 26-19-307. Small employer carrier reinsurance program.
  569. 26-19-308. Health benefit plan committee.
  570. 26-19-309. Periodic market evaluation.
  571. 26-19-310. Administrative procedures.
  572. 26-19-311. Small employer carrier reinsurance account created.
  573. 26-19-312. Small employer carrier reinsurance program assessments; premium tax credit.
  574. 26-20-101. Newly born and adopted child coverage required.
  575. 26-20-102. Specific coverage.
  576. 26-20-103. Premiums.
  577. 26-20-104. Applicability of article.
  578. 26-20-201. Diabetes coverage required.
  579. 26-20-301. Clinical trials and studies coverage required.
  580. 26-20-401. Inherited enzymatic disorder coverage required.
  581. 26-20-501. Prescription eye drop refill coverage required.
  582. 26-20-601. Oral chemotherapy parity with injectable and intravenous.
  583. 26-20-701. Required parity for mental health and substance use disorder insurance.
  584. 26-20-702. Reimbursement for mental health and substance use disorder benefits.
  585. 26-20-801. Definitions.
  586. 26-20-802. Discrimination prohibited.
  587. 26-20-803. Living organ donor and organ transplant recipient coverage.
  588. 26-21-101. Scope and applicability of chapter.
  589. 26-21-102. Definitions.
  590. 26-21-103. Forms of credit life and credit disability insurance.
  591. 26-21-104. Amount of credit life insurance.
  592. 26-21-105. Credit disability insurance.
  593. 26-21-106. Term of insurance.
  594. 26-21-107. Provisions of policies and certificates; disclosure to debtors.
  595. 26-21-108. Filing of policies with commissioner; approval or disapproval; withdrawal of approval.
  596. 26-21-109. Schedules of premiums; refunds.
  597. 26-21-110. Collection of premiums.
  598. 26-21-111. Premium not deemed interest; gains to creditor not violation.
  599. 26-21-112. Issuance and delivery of policies.
  600. 26-21-113. Claims.
  601. 26-21-114. Choice of debtor to use existing insurance or new insurance for additional security.
  602. 26-22-101. Reimbursement for health services provided by
  603. 26-22-102. Requirements of accident and sickness insurance to tax supported institutions.
  604. 26-22-103. Applicability; compliance by use of endorsements or riders.
  605. 26-22-104. Reimbursement for health care; includes health care by psychologists.
  606. 26-22-201. Group health insurance conversion.
  607. 26-22-202. Issuance of a converted policy; conditions.
  608. 26-22-301. Prepaid hospital, medical-surgical or other
  609. 26-22-401. Required provision of individual or group policy or contract.
  610. 26-22-501. Short title.
  611. 26-22-502. Definitions.
  612. 26-22-503. Policies with incentives or limits on reimbursement authorized; conditions.
  613. 26-22-504. Refusal to contract or compensate for covered services.
  614. 26-22-505. Dental insurance; limitation on fee schedules for noncovered services; definition; applicability.
  615. 26-22-506. Third party access to network contracts; dental care service plans; waiver prohibited; definitions.
  616. 26-23-101. Overinsurance prohibited.
  617. 26-23-102. Adjuster's reports of overinsurance and causes of fire; reports deemed privileged communications.
  618. 26-23-103. Return of excess premium in certain cases of total destruction.
  619. 26-23-104. Terms of policies; extension.
  620. 26-23-105. Exemptions.
  621. 26-23-106. Use of insurance support organizations limited.
  622. 26-23-107. Cancellation and nonrenewal of homeowner's insurance policies for natural causes restricted.
  623. 26-23-108. Restrictions on underwriting for homeowner policies.
  624. 26-23-109. Insurance coverage for real property subject to transfer on death deeds.
  625. 26-23-201. Casualty and surety contracts subject to provisions of code.
  626. 26-23-301. Short title.
  627. 26-23-302. Applicability of article; construction with other laws.
  628. 26-23-303. Definitions.
  629. 26-23-304. Corporate form required.
  630. 26-23-305. Title insurers; authorized activities.
  631. 26-23-306. Limitations on powers.
  632. 26-23-307. Single risk limitation.
  633. 26-23-308. Underwriting standards; record retention.
  634. 26-23-309. Reinsurance reserve.
  635. 26-23-310. Use of reinsurance reserve on liquidation, dissolution or insolvency.
  636. 26-23-311. Loss and loss expense reserve.
  637. 26-23-312. Reinsurance.
  638. 26-23-313. Investments.
  639. 26-23-314. Conditions for providing escrow, closing or
  640. 26-23-315. Identification of title agents.
  641. 26-23-316. Title agents; license required; requirements as to license.
  642. 26-23-317. Title agents; application for license.
  643. 26-23-318. Title agents; issuance of license; expiration; renewal.
  644. 26-23-319. Title agents; records.
  645. 26-23-320. Title agents; report of claims.
  646. 26-23-321. Title agents; refusal, suspension or revocation of license; fine instead of suspension.
  647. 26-23-322. Rebates and inducements prohibited.
  648. 26-23-323. Division of premiums and charges.
  649. 26-23-324. Favored title agent or insurer.
  650. 26-23-325. Premium rate standards.
  651. 26-23-326. Premium rate schedules.
  652. 26-23-327. Publication of schedules of premiums and charges.
  653. 26-23-328. Form filing.
  654. 26-23-329. Form standards.
  655. 26-23-330. Endorsements.
  656. 26-23-331. Notice of issuance of mortgagee policy.
  657. 26-23-332. Filing by rating bureaus permitted.
  658. 26-23-333. Regulations.
  659. 26-23-334. Enforcement.
  660. 26-23-335. Filing of schedule of risk rates; attaching schedule of rates and charges to policy.
  661. 26-23-336. Mortgagee policies.
  662. 26-23-401. Qualifications for group or master personal and commercial lines property and casualty insurance policies.
  663. 26-23-402. Group or master policy.
  664. 26-23-403. Policy coverage.
  665. 26-23-404. Duties and limitations of insurers.
  666. 26-23-405. Regulatory jurisdiction.
  667. 26-23-406. Effective date.
  668. 26-24-101. Scope and applicability of chapter.
  669. 26-24-102. Applicability of general corporation statutes; exceptions.
  670. 26-24-103. Incorporation generally.
  671. 26-24-104. Articles of incorporation; generally; filing; approval procedure.
  672. 26-24-105. Articles of incorporation; amendment by stock insurers.
  673. 26-24-106. Articles of incorporation; amendment by mutual insurers.
  674. 26-24-107. Stock of domestic insurer to be paid for in cash; exceptions.
  675. 26-24-108. Domestic insurers to engage in insurance business exclusively; exception as to title insurers.
  676. 26-24-109. Initial requirements of domestic mutual insurers; authorized transactions.
  677. 26-24-110. Bond or deposit required of domestic mutual insurers.
  678. 26-24-111. Applications for domestic mutual insurance; solicitation by licensed agents.
  679. 26-24-112. Deposit in trust of premiums collected by
  680. 26-24-113. Failure of domestic mutual insurer to qualify.
  681. 26-24-114. Additional kinds of insurance mutuals.
  682. 26-24-115. Membership in mutuals.
  683. 26-24-116. Bylaws of mutuals.
  684. 26-24-117. Meetings of members of domestic mutual insurers; where held; annual meeting.
  685. 26-24-118. Meetings of members of domestic mutual insurers; special meetings.
  686. 26-24-119. Voting rights of members of mutual insurers.
  687. 26-24-120. Information to stockholders of domestic stock insurers; proxy regulations.
  688. 26-24-121. Boards of directors.
  689. 26-24-122. Notice of changes of officers and directors.
  690. 26-24-123. Management in national emergency; purpose of emergency provisions.
  691. 26-24-124. Emergency bylaws.
  692. 26-24-125. Emergency provisions in lieu of bylaws.
  693. 26-24-126. Emergency succession of officers; change of home office location.
  694. 26-24-127. Pecuniary interests of officers or directors prohibited.
  695. 26-24-128. Management and exclusive agency contracts.
  696. 26-24-129. Home office records and assets; penalty for removal; out-of-state branch operations.
  697. 26-24-130. Voucher required for disbursements.
  698. 26-24-131. Borrowing by insurers.
  699. 26-24-132. Participating policies.
  700. 26-24-133. Dividends to stockholders.
  701. 26-24-134. Dividends to policyholders of mutual insurer.
  702. 26-24-135. Contingent liability of mutual member generally.
  703. 26-24-136. Levy of contingent liability.
  704. 26-24-137. Enforcement of contingent liability.
  705. 26-24-138. Nonassessable policies.
  706. 26-24-139. Revocation of authority to issue policies without contingent liability.
  707. 26-24-140. Issuance of policies in other states.
  708. 26-24-141. Impairment of capital or assets; generally.
  709. 26-24-142. Impairment of capital or assets; liability of directors for deficiencies.
  710. 26-24-143. Impairment of capital or assets; assessment of stockholders or members.
  711. 26-24-144. Impairment of capital or assets; transfer of shares during impairment.
  712. 26-24-145. Mutualization of stock insurer.
  713. 26-24-146. Converting mutual insurer to stock insurer.
  714. 26-24-147. Merger or consolidation of stock insurers.
  715. 26-24-148. Acquisitions and exchanges in shares of another stock insurer.
  716. 26-24-149. Mutual and stock insurer merger prohibited; merger or consolidation of mutual insurers.
  717. 26-24-150. Bulk reinsurance.
  718. 26-24-151. Mutual members' share of assets upon liquidation.
  719. 26-25-101. Scope and applicability of chapter.
  720. 26-25-102. "Equity security" defined.
  721. 26-25-103. Statement of ownership of equity securities; when filing required.
  722. 26-25-104. Recovery of profits from certain sales and purchases of equity securities.
  723. 26-25-105. Unlawful sales of equity securities.
  724. 26-25-106. Excepted securities.
  725. 26-25-107. Arbitrage transactions excluded; exception.
  726. 26-25-108. Exclusion of certain registered or closely held securities.
  727. 26-25-109. Commissioner's rules and regulations.
  728. 26-26-101. Repealed by Laws 2018, ch. 21, § 2.
  729. 26-26-102. Repealed by Laws 2018, ch. 21, § 2.
  730. 26-26-103. Repealed by Laws 2018, ch. 21, § 2.
  731. 26-26-104. Repealed by Laws 2018, ch. 21, § 2.
  732. 26-26-105. Repealed by Laws 2018, ch. 21, § 2.
  733. 26-26-106. Repealed by Laws 2018, ch. 21, § 2.
  734. 26-26-107. Repealed by Laws 2018, ch. 21, § 2.
  735. 26-26-108. Repealed by Laws 2018, ch. 21, § 2.
  736. 26-26-109. Repealed by Laws 2018, ch. 21, § 2.
  737. 26-26-110. Repealed by Laws 2018, ch. 21, § 2.
  738. 26-26-111. Repealed by Laws 2018, ch. 21, § 2.
  739. 26-26-112. Repealed by Laws 2018, ch. 21, § 2.
  740. 26-26-113. Repealed by Laws 2018, ch. 21, § 2.
  741. 26-26-114. Repealed by Laws 2018, ch. 21, § 2.
  742. 26-26-115. Repealed by Laws 2018, ch. 21, § 2.
  743. 26-26-116. Repealed by Laws 2018, ch. 21, § 2.
  744. 26-26-117. Repealed by Laws 2018, ch. 21, § 2.
  745. 26-26-118. Repealed by Laws 2018, ch. 21, § 2.
  746. 26-26-119. Repealed by Laws 2018, ch. 21, § 2.
  747. 26-26-120. Repealed by Laws 2018, ch. 21, § 2.
  748. 26-26-121. Repealed by Laws 2018, ch. 21, § 2.
  749. 26-26-122. Repealed by Laws 2018, ch. 21, § 2.
  750. 26-26-123. Repealed by Laws 2018, ch. 21, § 2.
  751. 26-26-124. Repealed by Laws 2018, ch. 21, § 2.
  752. 26-26-125. Repealed by Laws 2018, ch. 21, § 2.
  753. 26-26-126. Repealed by Laws 2018, ch. 21, § 2.
  754. 26-26-127. Repealed by Laws 2018, ch. 21, § 2.
  755. 26-26-128. Repealed by Laws 2018, ch. 21, § 2.
  756. 26-26-129. Repealed by Laws 2018, ch. 21, § 2.
  757. 26-26-130. Repealed by Laws 2018, ch. 21, § 2.
  758. 26-26-131. Repealed by Laws 2018, ch. 21, § 2.
  759. 26-27-101. Definitions.
  760. 26-27-102. Scope and applicability of chapter; existing insurers.
  761. 26-27-103. Insuring powers.
  762. 26-27-104. Name; power to sue or be sued.
  763. 26-27-105. Attorney deemed not doing business in state; subscribers and attorney comprise single entity.
  764. 26-27-106. Surplus funds required.
  765. 26-27-107. Organization; declaration.
  766. 26-27-108. Certificate of authority generally.
  767. 26-27-109. Power of attorney.
  768. 26-27-110. Modifications of subscribers' agreement or power of attorney.
  769. 26-27-111. Attorney's bond; generally.
  770. 26-27-112. Attorney's bond; deposit instead of bond.
  771. 26-27-113. Attorney's bond; action on bond; deposit of amounts recovered; total aggregate liability.
  772. 26-27-114. Service of process; judgments.
  773. 26-27-115. Advances to insurer.
  774. 26-27-116. Annual statement.
  775. 26-27-117. Determining financial condition of reciprocal insurer.
  776. 26-27-118. Who may be subscribers.
  777. 26-27-119. Subscribers' advisory committee.
  778. 26-27-120. Subscribers' liability; generally.
  779. 26-27-121. Subscribers' liability; liability upon judgment.
  780. 26-27-122. Assessment of subscribers.
  781. 26-27-123. Time limit for assessments.
  782. 26-27-124. Aggregate liability.
  783. 26-27-125. Nonassessable policies.
  784. 26-27-126. Distribution of savings.
  785. 26-27-127. Distribution of subscribers' share of assets upon liquidation.
  786. 26-27-128. Merger or conversion.
  787. 26-27-129. Impaired reciprocals; liquidation.
  788. 26-28-101. Definitions.
  789. 26-28-102. Delinquency proceedings; jurisdiction; venue; change of venue; exclusiveness of remedy; appeal.
  790. 26-28-103. Delinquency proceedings; commencement.
  791. 26-28-104. Injunctions.
  792. 26-28-105. Grounds for receivership; rehabilitation of domestic insurer.
  793. 26-28-106. Grounds for receivership; liquidation.
  794. 26-28-107. Grounds for conservation; foreign insurers or alien insurers.
  795. 26-28-108. Grounds for ancillary liquidation of foreign insurers.
  796. 26-28-109. Order of rehabilitation.
  797. 26-28-110. Order of liquidation.
  798. 26-28-111. Order of conservation or ancillary liquidation of foreign or alien insurer.
  799. 26-28-112. Conduct of delinquency proceedings; domestic and alien insurers.
  800. 26-28-113. Conduct of delinquency proceedings; foreign insurers.
  801. 26-28-114. Claims of nonresidents against domestic insurers.
  802. 26-28-115. Claims against foreign insurers.
  803. 26-28-116. Claims generally.
  804. 26-28-117. Priority of certain claims.
  805. 26-28-118. Attachment, garnishment or execution during pendency of delinquency proceedings.
  806. 26-28-119. Sections constituting Uniform Insurers Liquidation Act; interpretation and construction.
  807. 26-28-120. Deposit of monies collected.
  808. 26-28-121. Commissioner exempt from payment of fees.
  809. 26-28-122. Power of commissioner to borrow on pledge of assets.
  810. 26-28-123. Date rights fixed on liquidation.
  811. 26-28-124. Voidable transfers.
  812. 26-28-125. Priority of distribution of an insolvent insurer's assets.
  813. 26-28-126. Offsets.
  814. 26-28-127. Allowance of certain claims after insolvency; entry of liquidation order.
  815. 26-28-128. Order of insolvency; time to file claims after insolvency order; payment of claims; procedure.
  816. 26-28-129. Report and petition for assessment.
  817. 26-28-130. Order and levy of assessment.
  818. 26-28-131. Assessment prima facie correct; notice of amount of assessment; proceedings to enforce payment.
  819. 26-29-101. Repealed by Laws 1989, ch. 184, § 2.
  820. 26-29-102. Repealed by Laws 1989, ch. 184, § 2.
  821. 26-29-103. Repealed by Laws 1989, ch. 184, § 2.
  822. 26-29-104. Repealed by Laws 1989, ch. 184, § 2.
  823. 26-29-105. Repealed by Laws 1989, ch. 184, § 2.
  824. 26-29-106. Repealed by Laws 1989, ch. 184, § 2.
  825. 26-29-107. Repealed by Laws 1989, ch. 184, § 2.
  826. 26-29-108. Repealed by Laws 1989, ch. 184, § 2.
  827. 26-29-109. Repealed by Laws 1989, ch. 184, § 2.
  828. 26-29-110. Repealed by Laws 1989, ch. 184, § 2.
  829. 26-29-111. Repealed by Laws 1989, ch. 184, § 2.
  830. 26-29-112. Repealed by Laws 1989, ch. 184, § 2.
  831. 26-29-113. Repealed by Laws 1989, ch. 184, § 2.
  832. 26-29-114. Repealed by Laws 1989, ch. 184, § 2.
  833. 26-29-115. Repealed by Laws 1989, ch. 184, § 2.
  834. 26-29-116. Repealed by Laws 1989, ch. 184, § 2.
  835. 26-29-117. Repealed by Laws 1989, ch. 184, § 2.
  836. 26-29-118. Repealed by Laws 1989, ch. 184, § 2.
  837. 26-29-119. Repealed by Laws 1989, ch. 184, § 2.
  838. 26-29-120. Repealed by Laws 1989, ch. 184, § 2.
  839. 26-29-121. Repealed by Laws 1989, ch. 184, § 2.
  840. 26-29-122. Repealed by Laws 1989, ch. 184, § 2.
  841. 26-29-123. Repealed by Laws 1989, ch. 184, § 2.
  842. 26-29-124. Repealed by Laws 1989, ch. 184, § 2.
  843. 26-29-125. Repealed by Laws 1989, ch. 184, § 2.
  844. 26-29-126. Repealed by Laws 1989, ch. 184, § 2.
  845. 26-29-127. Repealed by Laws 1989, ch. 184, § 2.
  846. 26-29-128. Repealed by Laws 1989, ch. 184, § 2.
  847. 26-29-129. Repealed by Laws 1989, ch. 184, § 2.
  848. 26-29-130. Repealed by Laws 1989, ch. 184, § 2.
  849. 26-29-131. Repealed by Laws 1989, ch. 184, § 2.
  850. 26-29-132. Repealed by Laws 1989, ch. 184, § 2.
  851. 26-29-133. Repealed by Laws 1989, ch. 184, § 2.
  852. 26-29-134. Repealed by Laws 1989, ch. 184, § 2.
  853. 26-29-135. Repealed by Laws 1989, ch. 184, § 2.
  854. 26-29-136. Repealed by Laws 1989, ch. 184, § 2.
  855. 26-29-137. Repealed by Laws 1989, ch. 184, § 2.
  856. 26-29-138. Repealed by Laws 1989, ch. 184, § 2.
  857. 26-29-139. Repealed by Laws 1989, ch. 184, § 2.
  858. 26-29-140. Repealed by Laws 1989, ch. 184, § 2.
  859. 26-29-141. Repealed by Laws 1989, ch. 184, § 2.
  860. 26-29-142. Repealed by Laws 1989, ch. 184, § 2.
  861. 26-29-201. Fraternal benefit societies.
  862. 26-29-202. Lodge system.
  863. 26-29-203. Representative form of government.
  864. 26-29-204. Definitions.
  865. 26-29-205. Purposes and powers.
  866. 26-29-206. Qualifications for membership.
  867. 26-29-207. Location of office; meetings; communications to members; grievance procedures.
  868. 26-29-208. No personal liability.
  869. 26-29-209. Waiver.
  870. 26-29-210. Organization.
  871. 26-29-211. Amendments to laws.
  872. 26-29-212. Institutions.
  873. 26-29-213. Reinsurance.
  874. 26-29-214. Consolidations and mergers.
  875. 26-29-215. Conversion of fraternal benefit society into mutual life insurance company.
  876. 26-29-216. Benefits.
  877. 26-29-217. Beneficiaries.
  878. 26-29-218. Benefits not attachable.
  879. 26-29-219. Benefit contract.
  880. 26-29-220. Nonforfeiture benefits; cash surrender values; certificate loans and other options.
  881. 26-29-221. Investments.
  882. 26-29-222. Funds.
  883. 26-29-223. Exemptions.
  884. 26-29-224. Exemption from taxation.
  885. 26-29-225. Valuation.
  886. 26-29-226. Reports.
  887. 26-29-227. Annual license.
  888. 26-29-228. Examination of societies.
  889. 26-29-229. Foreign or alien society; admission.
  890. 26-29-230. Injunction; liquidation; receivership of domestic society.
  891. 26-29-231. Suspension, revocation or refusal of license of society.
  892. 26-29-232. Injunction.
  893. 26-29-233. Licensing of agents.
  894. 26-29-234. Unfair methods of competition; unfair and deceptive acts and practices.
  895. 26-29-235. Service of process.
  896. 26-29-236. Review.
  897. 26-29-237. Penalties.
  898. 26-29-238. Exemption of certain societies.
  899. 26-29-239. Application of Wyoming Insurance Corporate Governance Annual Disclosure Act.
  900. 26-30-101. Repealed by Laws 1993, ch. 213., § 3.
  901. 26-30-102. Repealed by Laws 1993, ch. 213., § 3.
  902. 26-30-103. Repealed by Laws 1993, ch. 213., § 3.
  903. 26-30-104. Repealed by Laws 1993, ch. 213., § 3.
  904. 26-31-101. Short title.
  905. 26-31-102. Applicability.
  906. 26-31-103. Definitions.
  907. 26-31-104. Association created; members; operation and exercise of powers.
  908. 26-31-105. Board of directors.
  909. 26-31-106. Duties and powers of association.
  910. 26-31-107. Member insurer assessments.
  911. 26-31-108. Plan of operation.
  912. 26-31-109. Duties and powers of commissioner; judicial review.
  913. 26-31-110. Insured's rights and liabilities; settlements
  914. 26-31-111. Exhaustion of remedies under policy; claims
  915. 26-31-112. Aids in detection and prevention of insurer insolvencies.
  916. 26-31-113. Examination and regulation of association by commissioner; annual financial report.
  917. 26-31-114. Exemption from payment of fees and taxes.
  918. 26-31-115. Rates and premiums to be sufficient to recoup assessments paid to association.
  919. 26-31-116. No liability for lawful action.
  920. 26-31-117. Stay of proceedings against insolvent insurer; setting aside judgment.
  921. 26-32-101. Supervision and audit of funds; approval of
  922. 26-32-102. Exemption from attachment or garnishment.
  923. 26-32-103. Penalty.
  924. 26-32-201. Life insurers contracts for funeral services; rules.
  925. 26-33-101. Definitions.
  926. 26-33-102. Qualification.
  927. 26-33-103. Insurance coverage.
  928. 26-33-104. Advance payments.
  929. 26-33-105. Medical liability compensation account.
  930. 26-33-106. Board created; membership; removal; terms; duties.
  931. 26-33-107. Settlements.
  932. 26-33-108. Payments from account.
  933. 26-33-109. Contents of policies.
  934. 26-33-110. Failure to pay claims.
  935. 26-33-111. Exemption from Wyoming Insurance Guaranty Association Act.
  936. 26-34-101. Short title.
  937. 26-34-102. Definitions.
  938. 26-34-103. Establishment of health maintenance organizations.
  939. 26-34-104. Issuance of certificate of authority.
  940. 26-34-105. Powers of health maintenance organizations.
  941. 26-34-106. Governing body.
  942. 26-34-107. Fiduciary responsibilities.
  943. 26-34-108. Quality assurance program.
  944. 26-34-109. Requirements for group contract, individual
  945. 26-34-110. Annual report.
  946. 26-34-111. Information to enrollees; claims to be accepted or rejected; attorney's fees.
  947. 26-34-112. Complaint system.
  948. 26-34-113. Investments.
  949. 26-34-114. Protection against insolvency.
  950. 26-34-115. Uncovered expenditures insolvency deposit.
  951. 26-34-116. Enrollment period, replacement coverage in the event of insolvency.
  952. 26-34-117. Prohibited practices.
  953. 26-34-118. Regulation of health maintenance organization producers.
  954. 26-34-119. Powers of insurers and hospital and health service corporations.
  955. 26-34-120. Examination.
  956. 26-34-121. Suspension or revocation of certificate of authority.
  957. 26-34-122. Rehabilitation, liquidation or conservation of a health maintenance organization.
  958. 26-34-123. Summary orders and supervision.
  959. 26-34-124. Regulations.
  960. 26-34-125. Administrative procedures.
  961. 26-34-126. Fees; taxes.
  962. 26-34-127. Penalties and enforcement.
  963. 26-34-128. Statutory construction and relationship to other laws.
  964. 26-34-129. Filings and reports as public documents.
  965. 26-34-130. Confidentiality of medical information.
  966. 26-34-131. Administrator's authority to contract.
  967. 26-34-132. Acquisition of control of or merger of a health maintenance organization.
  968. 26-34-133. Coordination of benefits.
  969. 26-34-134. Written agreement with providers; discrimination prohibited.
  970. 26-34-135. Application of other laws.
  971. 26-35-101. Manner of providing notice.
  972. 26-35-102. Refund of unearned premium upon cancellation.
  973. 26-35-103. Prohibited practices.
  974. 26-35-104. Penalties.
  975. 26-35-105. Issuance or renewal with exclusions.
  976. 26-35-106. Transfers of policies resulting from mergers,
  977. 26-35-201. Scope of article.
  978. 26-35-202. Mid-term cancellation; grounds; notice; exception.
  979. 26-35-203. Nonrenewal; notice.
  980. 26-35-204. Renewal with altered terms; notice.
  981. 26-36-101. Short title.
  982. 26-36-102. Purpose.
  983. 26-36-103. Definitions.
  984. 26-36-104. Risk retention groups chartered in this state.
  985. 26-36-105. Risk retention groups not chartered in this state.
  986. 26-36-106. Compulsory associations.
  987. 26-36-107. Repealed by Laws 2000, Ch. 19, § 2.
  988. 26-36-108. Purchasing groups; exemption from certain laws relating to the group purchase of insurance.
  989. 26-36-109. Notice and registration requirements of purchasing groups.
  990. 26-36-110. Restrictions on insurance purchased by purchasing groups.
  991. 26-36-111. Administrative and procedural authority regarding risk retention groups and purchasing groups.
  992. 26-36-112. Penalties.
  993. 26-36-113. Duty of agents or brokers to obtain license.
  994. 26-36-114. Binding effect of orders issued in United States district court.
  995. 26-36-115. Rules and regulations.
  996. 26-36-116. Registration fee.
  997. 26-37-101. Short title.
  998. 26-37-102. Definitions.
  999. 26-37-103. Authorization required.
  1000. 26-37-104. Mechanical breakdown insurers; authorization
  1001. 26-37-105. Agents of mechanical breakdown insurers.
  1002. 26-37-106. Mechanical breakdown insurance organizations; applications for certificates of authority; fee; issuance.
  1003. 26-37-107. Mechanical breakdown insurance organizations; revocation or suspension of certificate of authority.
  1004. 26-37-108. Mechanical breakdown insurance organizations;
  1005. 26-37-109. Appointment of commissioner as attorney for
  1006. 26-37-110. Examination of mechanical breakdown insurance organizations; audited financial statement.
  1007. 26-37-111. Mechanical breakdown insurance organizations; solicitations to purchase.
  1008. 26-37-112. Mechanical breakdown insurance organizations; misrepresentations as to service contracts.
  1009. 26-37-113. Mechanical breakdown insurance organizations; validity of policy.
  1010. 26-37-114. Mechanical breakdown insurance organizations; required dealer's license.
  1011. 26-37-115. Mechanical breakdown insurance organizations; application for dealer's license.
  1012. 26-37-116. Mechanical breakdown insurance organizations;
  1013. 26-37-117. Mechanical breakdown insurance organizations; qualifications for dealer's license.
  1014. 26-37-118. Mechanical breakdown insurance organizations; form and content of dealer's license.
  1015. 26-37-119. Mechanical breakdown insurance organizations; annual renewal of dealer's license; fee.
  1016. 26-37-120. Mechanical breakdown insurance organizations;
  1017. 26-37-121. Mechanical breakdown insurance organizations;
  1018. 26-37-122. Mechanical breakdown insurance organizations; surrender of revoked or suspended license certificate.
  1019. 26-37-123. Mechanical breakdown insurance organizations; representatives of dealers; registration required.
  1020. 26-37-124. Mechanical breakdown insurance organizations;
  1021. 26-37-125. Types of mechanical breakdown insurance; policy
  1022. 26-37-126. Filing and approval of contracts; annual reports by organizations.
  1023. 26-37-127. Rules and regulations.
  1024. 26-37-128. Penalty for violation.
  1025. 26-38-101. Short title.
  1026. 26-38-102. Applicability.
  1027. 26-38-103. Definitions.
  1028. 26-38-104. Limits of group long-term care insurance.
  1029. 26-38-105. Disclosure and performance standards for long- term care insurance.
  1030. 26-38-106. Rulemaking authority.
  1031. 26-38-107. Incontestability period.
  1032. 26-38-108. Third party notice and reinstatement.
  1033. 26-38-109. Nonforfeiture benefit provisions.
  1034. 26-38-110. Compliance with article required.
  1035. 26-38-111. Penalties.
  1036. 26-38-201. Definitions.
  1037. 26-38-202. Applicability and scope.
  1038. 26-38-203. Standards for policy provisions.
  1039. 26-38-204. Regulations.
  1040. 26-38-205. Loss ratio standards.
  1041. 26-38-206. Disclosure standards.
  1042. 26-38-207. Notice of free examination.
  1043. 26-38-208. Filing requirements for advertising.
  1044. 26-38-209. Penalties.
  1045. 26-39-101. Scope.
  1046. 26-39-102. Definitions.
  1047. 26-39-103. Spreading of risk.
  1048. 26-39-104. Violations.
  1049. 26-40-101. Scope.
  1050. 26-40-102. Definitions.
  1051. 26-40-103. Payment of claims.
  1052. 26-40-104. Prohibitions.
  1053. 26-40-201. Payment of claims under medical necessity standard; review.
  1054. 26-41-101. Approval as a domestic insurer.
  1055. 26-41-102. Conversion to foreign insurer.
  1056. 26-41-103. Effects of redomestication.
  1057. 26-42-101. Short title.
  1058. 26-42-102. Definitions.
  1059. 26-42-103. Coverage and limitations.
  1060. 26-42-104. Creation of the association.
  1061. 26-42-105. Board of directors.
  1062. 26-42-106. Powers and duties of the association.
  1063. 26-42-107. Assessments.
  1064. 26-42-108. Plan of operation.
  1065. 26-42-109. Duties and powers of the commissioner.
  1066. 26-42-110. Prevention of insolvencies.
  1067. 26-42-111. Credits for assessments paid; tax offsets.
  1068. 26-42-112. Assessment liability; records; assets; proceedings against impaired or insolvent insurer.
  1069. 26-42-113. Examination of the association; annual report.
  1070. 26-42-114. Tax exemptions.
  1071. 26-42-115. Stay of proceedings; reopening default judgments.
  1072. 26-42-116. Prohibited advertisement of association chapter in insurance sales; notice.
  1073. 26-42-117. Immunity.
  1074. 26-42-118. Prospective application.
  1075. 26-43-101. Definitions.
  1076. 26-43-102. Operation of the pool; board membership; board powers and duties.
  1077. 26-43-103. Eligibility.
  1078. 26-43-104. Administrator.
  1079. 26-43-105. Assessments; premium tax credit.
  1080. 26-43-106. Minimum benefits; limitations.
  1081. 26-43-107. Premiums; standard risk rate.
  1082. 26-43-108. Preexisting conditions.
  1083. 26-43-109. Benefit payments reduction.
  1084. 26-43-110. Immunity.
  1085. 26-43-111. Tax exemption.
  1086. 26-43-112. Account created; payments; investment.
  1087. 26-43-113. Termination of provisions.
  1088. 26-43-114. Enrollment capacity planning.
  1089. 26-43-201. Repealed by Laws 2010, ch. 96, § 1.
  1090. 26-43-202. Repealed by Laws 2010, ch. 96, § 1.
  1091. 26-43-203. Repealed by Laws 2010, ch. 96, § 1.
  1092. 26-43-204. Repealed by Laws 2010, ch. 96, § 1.
  1093. 26-43-205. Repealed by Laws 2010, ch. 96, § 1.
  1094. 26-43-206. Repealed by Laws 2010, ch. 96, § 1.
  1095. 26-43-207. Repealed by Laws 2021, ch. 149, § 3.
  1096. 26-43-301. Definitions; applicability.
  1097. 26-43-302. Air ambulance membership organizations; certificate of registration; application.
  1098. 26-43-303. Certificate of registration; renewal; suspension; revocation.
  1099. 26-43-304. Air ambulance membership organizations; powers and duties of the commissioner; rulemaking; costs.
  1100. 26-43-305. Charges authorized; written agreements required; cancellation of memberships; duties.
  1101. 26-43-306. Violations; unfair trade practices; penalties.
  1102. 26-43-307. Reporting requirements; notice to commissioner; penalties.
  1103. 26-43-308. Advertisements; marketing; required disclosures.
  1104. 26-44-101. Definitions.
  1105. 26-44-102. Subsidiaries of insurers.
  1106. 26-44-103. Acquisition of control of or merger with domestic insurer.
  1107. 26-44-104. Registration of insurers; group capital calculations; liquidity stress test results.
  1108. 26-44-105. Transactions within a holding company system.
  1109. 26-44-106. Dividends and other distributions.
  1110. 26-44-107. Management of domestic insurers subject to registration.
  1111. 26-44-108. Adequacy of surplus.
  1112. 26-44-109. Examination.
  1113. 26-44-110. Confidential treatment.
  1114. 26-44-111. Rules and regulations.
  1115. 26-44-112. Injunctions; prohibitions against voting securities; sequestration of voting securities.
  1116. 26-44-113. Sanctions.
  1117. 26-44-114. Receivership.
  1118. 26-44-115. Recovery.
  1119. 26-44-116. Revocation, suspension or nonrenewal of insurer's license.
  1120. 26-44-117. Judicial review.
  1121. 26-44-118. Supervisory colleges.
  1122. 26-44-119. Group wide supervision of internationally active insurance groups.
  1123. 26-44-120. Authorized use of and prohibited statements
  1124. 26-45-101. Short title.
  1125. 26-45-102. Definitions.
  1126. 26-45-103. Applicability.
  1127. 26-45-104. Minimum standards.
  1128. 26-45-105. Disclosure.
  1129. 26-45-106. Penalties and liabilities.
  1130. 26-45-107. Rules and regulations.
  1131. 26-45-108. Compliance with this article.
  1132. 26-46-101. Definitions.
  1133. 26-46-102. License required.
  1134. 26-46-103. Required contract provisions.
  1135. 26-46-104. Duties of insurer.
  1136. 26-46-105. Examination authority.
  1137. 26-46-106. Penalties and liabilities.
  1138. 26-46-107. Rules and regulations.
  1139. 26-47-101. Short title.
  1140. 26-47-102. Definitions.
  1141. 26-47-103. License required.
  1142. 26-47-104. Required contract provisions for reinsurance intermediary brokers.
  1143. 26-47-105. Books and records; reinsurance intermediary brokers.
  1144. 26-47-106. Duties of insurers utilizing the services of a reinsurance intermediary broker.
  1145. 26-47-107. Required contract provisions; reinsurance intermediary managers.
  1146. 26-47-108. Books and records; reinsurance intermediary managers.
  1147. 26-47-109. Prohibited acts.
  1148. 26-47-110. Duties of reinsurers utilizing the services of a reinsurance intermediary manager.
  1149. 26-47-111. Examination authority.
  1150. 26-47-112. Penalties and liabilities.
  1151. 26-47-113. Fees; rules and regulations.
  1152. 26-48-101. Definitions.
  1153. 26-48-102. Risk-based capital reports.
  1154. 26-48-103. Company action level event.
  1155. 26-48-104. Regulatory action level event.
  1156. 26-48-105. Authorized control level event.
  1157. 26-48-106. Mandatory control level event.
  1158. 26-48-107. Hearings.
  1159. 26-48-108. Confidentiality and prohibition on announcements.
  1160. 26-48-109. Supplemental provisions; rulemaking authority; exceptions; limitations.
  1161. 26-48-110. Foreign Insurers.
  1162. 26-48-111. Notices.
  1163. 26-48-112. Phase-in provision.
  1164. 26-48-201. Definitions.
  1165. 26-48-202. Risk-based capital reports.
  1166. 26-48-203. Company action level event.
  1167. 26-48-204. Regulatory action level event.
  1168. 26-48-205. Authorized control level event.
  1169. 26-48-206. Mandatory control level event.
  1170. 26-48-207. Hearings.
  1171. 26-48-208. Confidentiality; prohibition on announcements; prohibition on use in ratemaking.
  1172. 26-48-209. Supplemental provisions; rules; exemptions.
  1173. 26-48-210. Foreign health organizations.
  1174. 26-48-211. Immunity.
  1175. 26-48-212. Notices.
  1176. 26-49-101. Scope and purposes.
  1177. 26-49-102. Definitions.
  1178. 26-49-103. Requirements for doing business.
  1179. 26-49-104. Required provisions; reimbursement insurance policy.
  1180. 26-49-105. Required disclosures; service contracts.
  1181. 26-49-106. Prohibited acts.
  1182. 26-49-107. Record keeping requirements.
  1183. 26-49-108. Cancellation of reimbursement insurance policy.
  1184. 26-49-109. Obligations of reimbursement insurance policy insurers.
  1185. 26-49-110. Enforcement provisions.
  1186. 26-49-111. Authority to develop regulations.
  1187. 26-50-101. Repealed By Laws 2013, Ch. 123, § 3.
  1188. 26-50-102. Repealed By Laws 2013, Ch. 123, § 3.
  1189. 26-50-103. Repealed By Laws 2013, Ch. 123, § 3.
  1190. 26-50-104. Repealed By Laws 2013, Ch. 123, § 3.
  1191. 26-50-105. Repealed By Laws 2013, Ch. 123, § 3.
  1192. 26-50-106. Repealed By Laws 2013, Ch. 123, § 3.
  1193. 26-50-107. Repealed By Laws 2013, Ch. 123, § 3.
  1194. 26-50-108. Repealed By Laws 2013, Ch. 123, § 3.
  1195. 26-50-109. Repealed By Laws 2013, Ch. 123, § 3.
  1196. 26-51-101. Purpose and scope.
  1197. 26-51-102. Definitions.
  1198. 26-51-103. Risk management framework.
  1199. 26-51-104. ORSA requirement.
  1200. 26-51-105. ORSA summary report.
  1201. 26-51-106. Exemption.
  1202. 26-51-107. Contents of ORSA summary report.
  1203. 26-51-108. Confidentiality.
  1204. 26-51-109. Sanctions.
  1205. 26-51-110. Applicability.
  1206. 26-52-101. Licensure of pharmacy benefit managers.
  1207. 26-52-102. Definitions.
  1208. 26-52-103. Pharmacy benefit manager audits.
  1209. 26-52-104. Maximum allowable cost; offering information and alternatives.
  1210. 26-52-105. Transparency; prohibitions.
  1211. 26-52-106. Alternate reimbursement methodologies.
  1212. 26-52-107. Certain claims excluded.
  1213. 26-52-201. Scope and applicability of chapter.
  1214. 26-52-202. Definitions.
  1215. 26-52-203. Payment of claims to pharmacy providers.
  1216. 26-53-101. Definitions.
  1217. 26-53-102. Registration of third party administrators; rulemaking authority.
  1218. 26-53-103. Third party administrator fee.
  1219. 26-54-101. Short title; applicability.
  1220. 26-54-102. Definitions.
  1221. 26-54-103. Disclosure requirement.
  1222. 26-54-104. Rules and regulations.
  1223. 26-54-105. Contents of corporate governance annual disclosure.
  1224. 26-54-106. Confidentiality.
  1225. 26-54-107. NAIC and third party consultants.
  1226. 26-54-108. Sanctions.
  1227. 26-55-101. Short title.
  1228. 26-55-102. Definitions.
  1229. 26-55-103. Disclosure and review of prior authorization requirements.
  1230. 26-55-104. Persons qualified to make adverse determinations.
  1231. 26-55-105. Consultation after issuing an adverse determination.
  1232. 26-55-106. Requirements applicable to persons reviewing appeals.
  1233. 26-55-107. Health insurer or contracted utilization review
  1234. 26-55-108. Health insurer or contracted utilization review
  1235. 26-55-109. No prior authorization for medications for opioid use disorder.
  1236. 26-55-110. Length of authorization generally; revocation
  1237. 26-55-111. Continuity of care for enrollees.
  1238. 26-55-112. Provider exemptions from prior authorization requirements.
  1239. 26-55-113. Prior authorization for rehabilitative or habilitative services.
  1240. 26-56-101. Definitions.
  1241. 26-56-102. Health care provider credentialing; requirements.

Proposed changes to this act

No one has proposed a change to this act yet.

1,241 provisions

26-1-101. Short title.

This act constitutes the Wyoming Insurance Code.

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26-1-102. Definitions.

(a) As used in this act: (i) "Adjuster" means any individual who either investigates and negotiates settlements relative to insurance claims or applies the factual circumstances of an insurance claim to the insurance policy provisions, or both, arising under property and casualty insurance contracts. An attorney-at-law who is licensed to practice law in this state, or a licensed agent or broker who adjusts or assists in adjustment of losses arising under policies issued through that broker or by the insurer represented by that agent, is not an adjuster for the purposes of chapter 9 of this code; (ii) "Agent" means any individual, firm or corporation appointed by an insurer to solicit applications for insurance or annuities or to negotiate insurance or annuities on its behalf; (iii) "Alien" insurer means an insurer formed under the laws of any country other than the United States of America or any of its states; (iv) "Annuity" means a contract under which obligations are assumed with respect to periodic payments where the making or continuance of all or some of the payments, or the amount of the payments, is dependent upon the continuance of human life, and a contract which includes extra benefits of the kinds set forth in W.S. 26-5-102 and 26-5-103 is an annuity if the extra benefits constitute a subsidiary or incidental part of the entire contract; (v) "Authorized" insurer means an insurer authorized by a subsisting certificate of authority issued by the commissioner to transact insurance in this state; (vi) "Broker", except as used in chapter 11 of this code, means a resident individual, firm or corporation organized under the laws of the state of Wyoming who, not being an agent of the insurer, as an independent contractor and on behalf of the insured, for compensation or fee solicits, negotiates or procures insurance or the renewal or continuance thereof for insureds or prospective insureds, other than himself; (vii) "Charter" means articles of incorporation, agreement or association, charter granted by legislative act, or other basic constituent document of a corporation or the power of attorney of the attorney-in-fact of a reciprocal insurer; (viii) "Commissioner" means the insurance commissioner of this state; (ix) "Department" means the department of insurance of this state, unless the context otherwise requires; (x) "Domestic" insurer means an insurer formed under the laws of Wyoming; (xi) "Domicile" of an insurer means: (A) As to Canadian insurers, Canada and the province in which the insurer's head office is located; (B) As to other alien insurers authorized to transact insurance in one (1) or more states as provided in W.S. 26-3-130; (C) As to alien insurers not authorized to transact insurance in one (1) or more states, the country under the laws of which the insurer was formed; (D) As to all other insurers, the state under the laws of which the insurer was formed. (xii) "Foreign insurer" means an insurer formed under the laws of any jurisdiction other than this state and includes an "alien" insurer unless otherwise distinguished by the context; (xiii) "General lines agent" means an agent who transacts any of the following kinds of insurance: (A) Property insurance; (B) Casualty insurance; (C) Surety insurance; (D) Marine and transportation insurance; (E) Disability insurance, if transacted for an insurer also represented by the same agent as to property or casualty insurance. (xiv) "Industrial life insurance" means life insurance written under policies of face amount of one thousand dollars ($1,000.00) or less bearing the words "industrial policy" imprinted on the face of the policy and under which premiums are payable monthly or more often; (xv) "Insurance" means a contract in which one undertakes to indemnify another against loss, damage or liability arising from determinable hazards or fortuitous occurrences or to pay or allow a specified amount or determinable benefit in connection with ascertainable risk contingencies; (xvi) Except as otherwise provided in W.S. 26-22-501 through 26-22-503, "insurer" means any person engaged as indemnitor, surety or contractor in the business of entering into contracts of insurance or of annuity; (xvii) "Life agent" means an agent who transacts life insurance or annuity business and includes also the transaction of disability insurance on behalf of an insurer for whom the agent is also licensed as to life insurance; (xviii) "Managing general agent" means a person, firm, association or corporation meeting the definition of managing general agent under W.S. 26-46-101; (xix) "Mutual insurer" means an incorporated insurer without capital stock and the governing body of which is elected by its policyholders, except certain foreign insurers which the commissioner finds to be organized on the mutual plan under the laws of their state or province of domicile, but having temporary share capital or providing for election of the insurer's governing body on a reasonable basis by members or by policyholders and others are not excluded as mutual insurers; (xx) Except as used in chapter 31 of this code, "person" means an individual, insurer, company, association, organization, Lloyd's insurer, society, reciprocal insurer or interinsurance exchange, partnership, syndicate, business trust, corporation, agent, general agent, broker, adjuster and any legal entity; (xxi) "Policy" means the written contract of or written agreement for or effecting insurance, by whatever name called, and includes all clauses, riders, endorsements and papers which are a part thereof; (xxii) "Premium" means the consideration for insurance, by whatever name called, and any assessment, membership, policy, survey, inspection, service or similar fee or other charge in consideration for an insurance contract is part of the premium; (xxiii) "Reciprocal insurance" means insurance from an interexchange among persons, known as subscribers, of reciprocal agreements of indemnity, the interexchange being carried out through an attorney-in-fact common to all persons involved; (xxiv) "Reciprocal insurer" means an unincorporated aggregation of subscribers operating individually and collectively through an attorney-in-fact to provide reciprocal insurance among themselves; (xxv) Repealed By Laws 2011, Ch. 60, § 3. (xxvi) Repealed by Laws 2001, Ch. 201, § 5. (xxvii) "State" means any state, district, territory, commonwealth or possession of the United States of America and the Panama Canal Zone if used in a context signifying a jurisdiction other than the state of Wyoming; (xxviii) "Stock insurer" means an incorporated insurer with its capital divided into shares and owned by its stockholders; (xxix) "Surplus" in any determination or statement of an insurer's financial condition means the excess of the insurer's assets over its liabilities as ascertained in accordance with chapter 6 of this code; (xxx) "Transact" with respect to a business of insurance means: (A) Solicitation or inducement; (B) Negotiations; (C) Carrying out of a contract of insurance; (D) Transaction of matters subsequent to the carrying out and arising out of a contract of insurance; or (E) Any other aspects of insurance operations to which this code applies. (xxxi) "Unauthorized" insurer means an insurer not authorized as provided in paragraph (a)(v) of this section; (xxxii) "This act" or "this code" means title 26 of the Wyoming statutes; (xxxiii) "Private health benefit plan" means any hospital or medical policy or certificate, major medical expense insurance, hospital or medical service plan contract or health maintenance organization subscriber contract. "Private health benefit plan" does not include accident only, credit, dental, vision, Medicare supplement, long-term care or disability income insurance, policies or certificates providing coverage for a specified disease or hospital confinement indemnity or limited benefit health insurance, coverage issued as a supplement to liability insurance, worker's compensation or similar insurance, automobile medical payment insurance or any hospital or medical policy, major medical expense insurance, hospital or medical service plan or contract which by contract or product design is intended to provide coverage for six (6) months or less. Notwithstanding other provisions of this section, the Medicaid program shall continue to obtain reimbursement recovery from all types of insurance included in this section prior to July 2, 2011; (xxxiv) "Public health benefit plan" means medicare, medicaid or other health benefit programs or coverages operated or maintained by any governmental entity; (xxxv) "Insurance producer" means a person required to be licensed under the laws of this state to sell, solicit or negotiate insurance, including, but not limited to, agents and brokers; (xxxvi) "Fair value", "fair market value" or "market value" mean fair value as determined pursuant to the most recent National Association of Insurance Commissioners' accounting practices and procedures manual; (xxxvii) "Consumer reporting agency" means any person who does any of the following: (A) Regularly engages, in whole or in part, in the practice of assembling or preparing consumer reports for a monetary fee; (B) Obtains information primarily from sources other than insurers; (C) Furnishes consumer reports to other persons. (xxxviii) "Insurance support organization" means: (A) Any person who regularly engages, in whole or in part, in the practice of assembling or collecting information about natural persons for the primary purpose of providing the information to an insurance institution or insurance producer for insurance transactions, including the furnishing of consumer reports or investigative consumer reports to an insurer or insurance producer for use in connection with an insurance transaction or the collection of personal information from insurers, insurance producers or other insurance support organizations for the purpose of detecting or preventing fraud, material misrepresentation or material nondisclosure in connection with insurance underwriting or insurance claim activity; (B) Notwithstanding subparagraph (A) of this paragraph the following persons are not considered insurance support organizations for purposes of this code: (I) Insurance producers; (II) Government institutions; (III) Insurers; (IV) Medical care institutions; (V) Medical professionals. (xxxix) "Insurance transaction" means: (A) For the purposes of paragraph (xxxviii)of this subsection, any transaction involving insurance primarily for personal, family or household needs rather than business or professional needs and which entails the determination of an individual's eligibility for an insurance coverage, benefit or payment or the servicing of an insurance application, policy, contract or certificate; (B) For all other purposes except as provided in subparagraph (A) of this paragraph, any transaction involving insurance, including any act specified in paragraph (xxx) of this subsection. (xl) "Investigative consumer report" means a consumer report or portion of a consumer report in which information about a natural person's character, general reputation, personal characteristics or mode of living is obtained through personal interviews with the person's neighbors, friends, associates, acquaintances or others who may have knowledge concerning those items of information; (xli) "NAIC" means the National Association of Insurance Commissioners; (xlii) A natural person who engages in or conducts the "business of insurance" means a person has duties that require licensure under this code or that are a major part of a person's duties and require specialized knowledge of insurance, which knowledge has been acquired through training and experience and is sufficient that close supervision from a person licensed under this code is not needed. A person is not engaged in the business of insurance who performs tasks often found in business offices not engaged in insurance and who requires close supervision from a person licensed under this code to engage in tasks requiring specialized insurance knowledge. A person in training who performs duties requiring specialized knowledge of insurance is not engaged in the business of insurance if that person is under close supervision from a person licensed under this code; (xliii) "Multiple employer welfare arrangement" means an employee welfare benefit plan, as defined in 29 U.S.C. § 1002, or any other arrangement which is established to provide hospital, medical or surgical benefits in the event of sickness, accident, disability or death to the employees of two (2) or more employers, which may include self employed individuals, meeting a commonality of interest test, or to the beneficiaries of these persons. This term shall include a bona fide group or association of employers authorized to establish an employee welfare benefit plan under federal law. (b) As used in W.S. 26-2-116 through 26-2-124: (i) "Examiner" means any individual or firm authorized by the commissioner to conduct an examination under W.S. 26-2-116 through 26-2-124; (ii) "Person" means as defined in W.S. 26-1-102(a)(xx) and includes all affiliates of the entities referred to in that definition and air ambulance membership organizations as identified in chapter 43, article 3 of this code.

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26-1-103. Compliance with insurance code required.

No person shall transact a business of insurance in Wyoming, or relative to a subject of insurance resident, located or to be performed in Wyoming, without complying with the applicable provisions of this code.

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26-1-104. Applicability of provisions.

(a) This code does not apply to: (i) Repealed by Laws 2018, ch. 21, § 2. (ii) Fraternal benefit societies as identified in chapter 29 of this code, except as stated in that chapter; (iii) Health maintenance organizations as identified in chapter 34 of this code, except as otherwise specifically provided in that chapter; (iv) Transactions in mechanical breakdown insurance as identified in chapter 37 of this code, except as otherwise provided in that chapter; (v) Health care sharing ministries. As used in this section, "health care sharing ministry" means a faith-based nonprofit organization that is tax exempt under the Internal Revenue Code and which: (A) Coordinates financial sharing for medical expenses among willing participants in accordance with criteria established by the health care sharing ministry; (B) Has annual audits performed by an independent certified public accountant that are available upon request; and (C) Includes a written disclaimer on or accompanying all applications and guideline materials distributed by or on behalf of the organization that reads in substance: "Notice: The organization facilitating the sharing of medical expenses is not an insurance company, and neither its guidelines nor plan of operation is an insurance policy. Any assistance with your medical bills is completely voluntary. No other participant is compelled by law or otherwise to contribute toward your medical bills. Participation in the organization or a subscription to any of its documents shall not be considered to be health insurance and is not subject to the regulatory requirements or consumer protections of the Wyoming insurance code. You are personally responsible for payment of your medical bills regardless of any financial sharing you may receive from the organization for medical expenses. You are also responsible for payment of your medical bills if the organization ceases to exist or ceases to facilitate the sharing of medical expenses." (vi) A direct primary care agreement. A direct primary care agreement means a written agreement that: (A) Is between a patient or their legal representative and a health care provider; (B) Allows either party to terminate the agreement in writing, without penalty or payment of a termination fee, at any time or after notice as specified in the agreement which notice shall not exceed sixty (60) days; (C) Describes the health care services to be provided in exchange for payment of a periodic fee; (D) Specifies the periodic fee required and any additional fees that may be charged; (E) May allow the periodic fee and any additional fees to be paid by a third party; (F) Prohibits the provider from charging or receiving additional compensation for health care services included in the periodic fee; and (G) Conspicuously and prominently states that the agreement is not health insurance and does not meet any individual health insurance mandate that may be required by federal law. (vii) Air ambulance membership organizations as identified in chapter 43, article 3 of this code, except as otherwise specifically provided in this title; (viii) Theft protection program warranties, except as referred to in chapter 49 of this code. Theft protection program warranties shall not be considered insurance.

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26-1-105. Provisions relating to particular insurance to prevail over general provisions.

Provisions of this code relative to a particular kind of insurance or type of insurer or particular matter prevail over provisions relating to insurance in general or insurers in general or to the particular matter in general.

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26-1-106. Captions or headings not to limit scope of provisions.

The scope and meaning of any provision are not limited or otherwise affected by the caption or heading of any chapter, section or provision.

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26-1-107. General criminal and civil penalties.

(a) Each violation of this code for which a greater penalty is not provided by another provision of this code or by other applicable laws of this state, in addition to any applicable prescribed denial, suspension or revocation of certificate of authority or license, is a misdemeanor punishable upon conviction by a fine of not more than one thousand dollars ($1,000.00), or by imprisonment in the county jail for not more than six (6) months, or both. Each violation is a separate offense. (b) Any person who violates, or who instructs his agent or adjuster to violate, any provision of this code, any lawful rule or final order of the commissioner or any final judgment or decree made by any court, upon the commissioner's application, shall pay a civil penalty in an amount the commissioner determines of not more than five thousand dollars ($5,000.00) for each offense, or fifty thousand dollars ($50,000.00) in the aggregate for all offenses within any one (1) year period. In the case of individual agents or adjusters, the civil penalty shall be not more than one thousand dollars ($1,000.00) for each offense or ten thousand dollars ($10,000.00) in the aggregate for all offenses within any one (1) year period. The penalty shall be collected from the violator and paid by the commissioner, or the appropriate court, to the state treasurer and credited as provided in W.S. 8-1-109. (c) Before the commissioner imposes a civil penalty, he shall notify the person, agent or adjuster accused of a violation, in writing, stating specifically the nature of the alleged violation and fixing a time and place, at least ten (10) days from the date of the notice, when a hearing of the matter shall be held. After hearing or upon failure of the accused to appear at the hearing, the commissioner shall determine the amount of the civil penalty to be imposed in accordance with the limitations expressed in subsection (b) of this section. Each violation is a separate offense. (d) A civil penalty may be recovered in an action brought thereon in the name of the state of Wyoming in any court of appropriate jurisdiction, and the court may review the penalty as to both liability and reasonableness of amount. (e) The provisions of this section are in addition to and not instead of any other enforcement provisions contained in this code.

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26-1-108. Jurisdiction of insurance department.

(a) Notwithstanding any other provision of law, and except as provided in this section, any person or other entity which provides insurance coverage in this state for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental, hospital or optometric expenses, whether the coverage is by direct payment, reimbursement, or otherwise, shall be subject to the jurisdiction of the state insurance department, unless the person or other entity shows that while providing the services it is subject to the exclusive jurisdiction of another agency of this state or the federal government. (b) A person or entity may show that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, by providing to the insurance commissioner the appropriate certificate, license or other document issued by the other governmental agency which permits or qualifies it to provide those services. (c) Any person or entity which is unable to show under subsection (b) of this section that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, shall submit to an examination by the insurance commissioner to determine the organization and solvency of the person or the entity, and to determine whether or not the person or entity complies with the applicable provisions of this code. (d) Any person or entity unable to show that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, shall be subject to all appropriate provisions of this code regarding the conduct of its business. If a person or entity is subject to the exclusive jurisdiction of another agency of this state or the federal government, this fact shall be disclosed on all policy forms. (e) Any production agency or administrator which advertises, sells, transacts or administers the coverage in this state described in subsection (a) of this section and which is required to submit to an examination by the insurance commissioner under subsection (c) of this section, shall, if the coverage is not fully insured or otherwise fully covered by an admitted life or disability insurer, nonprofit hospital service plan, or nonprofit health care plan, advise every purchaser, prospective purchaser and covered person of such lack of insurance or other coverage. Any administrator which advertises or administers the coverage in this state described in subsection (a) of this section and which is required to submit to an examination by the insurance commissioner under subsection (c) of this section, shall advise any production agency of the elements of the coverage, including the amount of "stop-loss" insurance in effect.

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26-2-101. Department of insurance established.

There is established the department of insurance.

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26-2-102. Insurance commissioner; appointment; vacancy; removal from office; other requirements.

(a) The chief officer of the department is the "insurance commissioner". (b) The commissioner shall be appointed by the governor. (c) If for any cause a vacancy occurs in the office of commissioner, the governor shall fill the vacancy in accordance with W.S. 28-12-101. (d) The governor may remove a commissioner as provided in W.S. 9-1-202. (e) Effective July 1, 1979, appointments and terms shall be in accordance with W.S. 28-12-101 through 28-12-103.

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26-2-103. Insurance commissioner; eligibility for appointment.

No individual is eligible for appointment to or shall hold the office of commissioner unless he is a qualified elector of this state and free of conflicting interests as specified in W.S. 26-2-107.

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26-2-104. Insurance commissioner; official seal.

(a) The commissioner shall have an official seal in the form and design in use and on file in the office of secretary of state. (b) The commissioner shall issue under his official seal all his certificates, other than licenses of agents, brokers, adjusters and other insurance representatives.

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26-2-105. Insurance commissioner; salary.

The commissioner shall receive a salary as provided under W.S. 9-2-3207.

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26-2-106. Deputy commissioner, examiners, clerks, assistants and consultants.

(a) The commissioner, with the governor's approval, may appoint a deputy commissioner and may revoke the appointment at his pleasure. (b) The commissioner may appoint examiners, clerks and other necessary assistants as the proper conduct of his office requires, and may revoke the appointments at his pleasure. In the appointment of examiners the commissioner shall consider standards of qualification the National Association of Insurance Commissioners recommends. (c) Salary for personnel in subsections (a) and (b) of this section shall be as provided under W.S. 9-2-3207. (d) The commissioner may contract for independent or consulting actuarial, rating or other technical services, on a fee basis, without giving the individual status as a state employee.

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26-2-107. Conflict of interest prohibited; additional compensation prohibited.

(a) The commissioner or his deputy, or any examiner, assistant or employee of the department shall not: (i) Be connected with the management of or be financially interested in any insurer, insurance agency or insurance transaction except as a policyholder or claimant under a policy; (ii) Engage in any other business or occupation interfering or inconsistent with department duties, except that as to those matters in which a conflict of interest does not exist on the part of any individual, the commissioner may employ or retain insurance actuaries, accountants or other technicians who are independently practicing their professions even though similarly employed or retained by insurers or others; or (iii) Be given or receive any fee, compensation, loan, gift or other thing of value in addition to the compensation and expense allowance provided by law.

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26-2-108. Commissioner; delegation of authority.

(a) The commissioner may delegate to his deputy or any department employee the exercise or discharge in the commissioner's name of any power, duty, or function vested in or imposed upon the commissioner under this code, other than the supervision of department operations. (b) The official act of any individual acting in the commissioner's name and by his authority is an official act of the commissioner. The commissioner is responsible for all such acts.

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26-2-109. Commissioner; powers and duties generally.

(a) The commissioner shall: (i) Personally supervise the department operations; (ii) Examine and inquire into violations of this code; (iii) Enforce this code with impartiality; (iv) Execute the duties imposed upon him by this code; (v) Have the powers and authority expressly conferred upon him by or reasonably implied from this code; (vi) Immediately pay to the state treasurer for deposit in the general fund, unless otherwise specifically provided, any monies paid to him under this code; (vii) Have any additional powers and duties as may be provided by other laws of this state. (b) The commissioner may conduct examinations and investigations of insurance matters, in addition to examinations and investigations expressly authorized, as he deems proper, upon reasonable and probable cause, to determine whether any person has violated any provisions of this code or to secure information useful in the lawful administration of any provision of this code. The cost of any additional examinations and investigations shall be borne by the state. (c) The commissioner, with the governor's approval, may enter into interstate compacts with other states in the region to provide for a uniform climate for insurance coverage in the compacting states. The compacts may include: (i) Interstate compacts to negotiate uniform rating structures in the compacting states; (ii) Interstate compacts to negotiate the use of regional ratings or trendings rather than national ratings or trendings; or (iii) Interstate compacts to provide for the operation of mutual companies to provide insurance for risks that are critical to the health, safety or welfare of the compacting states. (d) Repealed by Laws 2017, ch. 9, § 3. (e) The commissioner may request a waiver from the NAIC's financial regulation standards and accreditation program requirements when the commissioner deems the waiver to be in the interest of the state. The commissioner shall report in writing any waiver request to the joint corporations, elections and political subdivisions interim committee within thirty (30) days of the request.

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26-2-110. Rules and regulations.

(a) Subject to the requirements of the Wyoming Administrative Procedure Act , the commissioner may make reasonable rules and regulations necessary to carry out any provision of this code. No rule or regulation shall extend, modify or conflict with any law of this state or the reasonable implications thereof. (b) Any interested person may petition the commissioner requesting the promulgation, amendment or repeal of any rule or regulation, under the applicable procedures of the Wyoming Administrative Procedure Act. (c) In addition to any other penalty under this code, willful violation of any provision of this code or any rule or regulation promulgated pursuant thereto subjects the violator to suspension or revocation of a certificate of authority or license as may be applicable. No penalty applies to any act done or omitted in good faith in conformity with the rule or regulation, notwithstanding that after the act or omission the rule or regulation may be amended or rescinded or determined by judicial or other authority to be invalid. (d) In addition to all other rulemaking authority granted to the commissioner, the commissioner may promulgate necessary and appropriate rules to satisfy NAIC accreditation requirements, provided that: (i) The commissioner has determined promulgation of the rules is in the interest of the state and the rules are otherwise appropriate; (ii) The rules shall not be in effect for longer than three (3) years; and (iii) The commissioner has requested a waiver, if determined appropriate, to the applicable NAIC accreditation requirement pursuant to W.S. 26-2-109(e). (e) The commissioner may promulgate rules to identify procedures for conducting examinations of the Wyoming state employees' and officials' group insurance program in accordance with W.S. 9-3-205(c).

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26-2-111. Orders and notices of commissioner; contents; delivery.

(a) Orders and notices of the commissioner are effective only when in writing signed by him or by his authority. (b) Except as otherwise expressly provided by law as to particular orders, any order of the commissioner shall concisely state: (i) Its effective date; (ii) Its intent or purpose; (iii) The grounds on which based; (iv) The provisions of this code pursuant to which action is so taken or proposed to be taken, but failure to designate a particular provision does not deprive the commissioner of the right to rely on that provision. (c) Except as may be provided as to particular procedures, an order or notice may be given by delivery to the person to be ordered or notified or by mailing it, postage prepaid, addressed to him at his principal place of business or residence as last of record in the department. The order or notice is deemed to have been given when so mailed.

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26-2-112. Enforcement of code and orders; injunctions; penalty for violation of orders.

(a) The commissioner, upon the advice of and through the attorney general, may invoke the aid of the courts through injunction or other proper process to enforce any proper order he makes or action he takes. (b) If the commissioner has reason to believe that any person has violated any provision of this code, or any provision of other law applicable to insurance operations, for which criminal prosecution is provided and would be in order, he shall give the information relative thereto to the attorney general or to the district attorney for the county having jurisdiction of the violation. The attorney general or district attorney shall promptly institute any action or proceedings against the person as in his opinion the information requires or justifies. (c) In addition to any other applicable penalty, any person who violates a lawful order of the commissioner, upon proof thereof to the court's satisfaction, shall pay to this state a sum not to exceed one thousand dollars ($1,000.00), or if the violation is found to be willful, a sum not to exceed two thousand dollars ($2,000.00). Any penalty may be recovered in a civil action against the violator.

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26-2-113. Records and other papers; generally.

(a) The commissioner shall: (i) File in the department and safely keep all statements, reports, filings and papers required by law; (ii) Preserve in the department in permanent form records of his proceedings, hearings, investigations and examinations; (iii) Keep a suitable record of all insurer certificates of authority and of all licenses issued under this code together with all applicable suspensions and revocations and of the causes thereof. (b) The records and filings in the department are open to public inspection, except as otherwise provided by this code. (c) The commissioner may destroy unneeded or obsolete records and filings in the department in accordance with general provisions and procedures applicable to administrative agencies of this state. (d) In order to assist in the performance of his duties under this code, the commissioner may: (i) Share documents, materials or other information, including confidential and privileged documents, materials or information, with other state, federal and international regulatory agencies, with the National Association of Insurance Commissioners, its affiliates or subsidiaries, and with state, federal and international law enforcement authorities, including members of any supervisory college described in W.S. 26-44-118, provided the recipient agrees in writing to maintain the confidentiality and privileged status of any document, material or other information and has verified in writing the legal authority to maintain confidentiality; (ii) Receive documents, materials or information, including otherwise confidential and privileged documents, materials or information, from the National Association of Insurance Commissioners, its affiliates or subsidiaries and from regulatory and law enforcement officials of other foreign or domestic jurisdictions, and shall maintain as confidential or privileged any document, material or information received with notice or the understanding that it is confidential or privileged under the laws of the jurisdiction that is the source of the document, material or information; and (iii) Enter into agreements governing sharing and use of information consistent with this subsection.

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26-2-114. Records and other papers; reproductions and certified copies.

(a) Reproductions of records or documents on file in the department, when certified by the commissioner, shall be received in evidence in all proceedings and courts and have the same effect and force as the originals. (b) Upon request of any person and payment of the applicable fee, the commissioner shall furnish a certified copy of any record or document in the department which is then subject to public inspection.

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26-2-115. Report to governor.

(a) The commissioner, as required by W.S. 9-2-1014, shall report to the governor showing: (i) A list of authorized insurers transacting insurance in this state, with any tabular summary of their financial statements as he deems appropriate; (ii) Names of all insurers whose business was closed during the preceding reporting period, the cause thereof and the amount of assets and liabilities as ascertainable; (iii) Names of insurers against which delinquency or similar proceedings were instituted, and a concise statement of the facts with respect to each proceeding and the status thereof; (iv) The department receipts and expenses for the preceding reporting period; (v) His recommendations as to amendments or supplementation of laws affecting insurance or the department; and (vi) Any other matters he deems proper or of benefit to the public in regard to the insurance business in this state.

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26-2-116. Examination of insurers.

(a) For the purpose of determining financial condition, ability to fulfill and manner of fulfillment of its obligations, the nature of its operations and compliance with law, the commissioner or any of his examiners may examine any insurer as often as he, in his sole discretion, deems advisable. He shall examine each insurer licensed in this state not less frequently than every five (5) years. Examination of a reciprocal insurer may include examination of its attorney-in-fact as to its transactions relating to the insurer. Examination of an alien insurer may be limited to its insurance transactions and affairs in the United States, except as the commissioner otherwise requires. In scheduling and determining the nature, scope and frequency of the examinations the commissioner shall consider such matters as the results of financial statement analyses and ratios, changes in management or ownership, actuarial opinions, reports of independent certified public accountants and other criteria as set forth in the Examiners' Handbook adopted by the National Association of Insurance Commissioners and in effect when the commissioner exercises discretion under this section. (b) The commissioner shall in like manner examine each insurer applying for an initial certificate of authority to transact insurance in this state. (c) Repealed by Laws 1992, ch. 59, § 3. (d) In lieu of making his own examination of any foreign or alien insurer licensed in this state, the commissioner may accept an examination report on the company as prepared by the insurance department for the company's state of domicile or port of entry state until January 1, 1994. Thereafter, such reports may only be accepted if: (i) The insurance department preparing the report was, at the time of the examination, accredited under the National Association of Insurance Commissioners' financial regulation standards and accreditation program; or (ii) The examination is performed under the supervision of an accredited insurance department or with the participation of one (1) or more examiners who are employed by an accredited insurance department and who, after the review of the examination work papers and report, state under oath that the examination was performed in a manner consistent with the standards and procedures required by their insurance department.

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26-2-117. Examination of other than insurers.

(a) For the purpose of ascertaining compliance with law, or relationships and transactions between any person and any insurer or proposed insurer, the commissioner, as often as he deems advisable, may examine the accounts, records, documents and transactions pertaining to or affecting insurance affairs or proposed insurance affairs of any person: (i) Who is or holds himself out to be an insurance agent, broker, general agent, adjuster or insurer representative; (ii) Having a contract under which he enjoys in fact the exclusive or dominant right to manage or control an insurer; (iii) Holding the shares of voting stock or the policyholder proxies of a domestic insurer, for the purpose of controlling the management thereof, as voting trustee or otherwise; (iv) Engaged in or in any way involved or proposing to be involved in this state in the promotion, formation or financing of an insurer or insurance holding corporation, or corporation or other group to finance an insurer or the production of its business.

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26-2-118. Examinations; generally.

(a) Each examination shall be expeditious, fair and impartial. Upon determining that an examination should be conducted the commissioner or his designee shall issue an examination warrant appointing one (1) or more examiners to perform the examination and instructing them as to the scope of the examination. In conducting the examination the examiner shall observe those guidelines and procedures set forth in the Examiners' Handbook adopted by the National Association of Insurance Commissioners. The commissioner may also employ other guidelines or procedures as the commissioner deems appropriate. No examiner may be appointed by the commissioner if the examiner, either directly or indirectly, has a conflict of interest or is affiliated with the management of or owns a pecuniary interest in any person subject to examination under this act. This subsection shall not be construed to automatically preclude an examiner from being: (i) A policyholder or claimant under an insurance policy; (ii) A grantor of a mortgage or similar instrument on the examiner's residence to a regulated entity if done under customary terms and in the ordinary course of business; (iii) An investment owner in shares of regulated diversified investment companies; or (iv) A settlor or beneficiary of a "blind trust" into which any otherwise impermissible holdings have been placed. (b) For purposes of completing an examination of any insurer under this act, the commissioner may examine or investigate any person, or the business of any person, if in the sole discretion of the commissioner, the examination or investigation is necessary or material to the examination of the insurer. (c) Any insurer or other person being examined and any officers, directors, employees, agents or other representatives thereof shall make freely available to the commissioner or his examiners all accounts, computer and other records, documents, files, information, assets and matters in his possession or control relating to the subject of the examination and shall facilitate the examination. The officers, directors, employees, agents and other representatives of the insurer or person shall facilitate the examination and aid in the examination so far as it is in their power to do so. The refusal of any insurer, by its officers, directors, employees, agents or other representatives to submit to examination or to comply with any reasonable written request of the examiners shall be grounds for suspension or refusal of, or nonrenewal of any license or authority held by the insurer to engage in an insurance or other business subject to the commissioner's jurisdiction. Any such proceedings for suspension, revocation or refusal of any license or authority shall be conducted pursuant to W.S. 26-2-125 through 26-2-130. (d) Repealed by Laws 1993, ch. 134, § 2. (e) Neither the commissioner nor any examiner shall remove any record, account, document, file or other property of the person being examined from the offices or place of that person except with that person's written consent in advance of the removal or pursuant to a court order. This provision does not affect the making and removal of copies or abstracts of any record, account, document or file. (f) When making an examination under W.S. 26-2-116 through 26-2-124, the commissioner may retain attorneys, appraisers, independent actuaries, independent certified public accountants or other professionals and specialists as examiners, the reasonable and appropriate cost shall be borne by the insurer which is the subject of the examination. Notwithstanding the conflict of interest provisions of subsection (a) of this section, the commissioner may retain from time to time, on an individual basis, qualified actuaries, certified public accountants or other similar individuals who are independently practicing their professions, even though the persons may from time to time be similarly employed or retained by persons subject to examination under this act. (g) Nothing contained in W.S. 26-2-116 through 26-2-124 shall be construed to limit the commissioner's authority to terminate or suspend any examination in order to pursue other legal or regulatory action pursuant to the insurance laws of this state. Findings of fact and conclusions made pursuant to any examination shall be prima facie evidence in any legal or regulatory action. (h) Nothing contained in W.S. 26-2-116 through 26-2-124 shall be construed to limit the commissioner's authority to use and, if appropriate, to make public any final or preliminary examination report, any examiner or company work papers or other documents, or any other information discovered or developed during the course of any examination in the furtherance of any legal or regulatory action which the commissioner may, in his sole discretion, deem appropriate.

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26-2-119. Repealed by Laws 1993, ch. 134, § 2.

Repealed by Laws 1993, ch. 134, § 2.

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26-2-120. Examinations; deceit and obstruction during examination prohibited.

No person shall make or authorize any false certificate, entry, memorandum or writing in or relative to the books, records, files, documents and affairs of the person being examined with the intent to deceive the commissioner or examiner, or otherwise willfully obstruct the examination.

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26-2-121. Examinations; report; contents.

(a) No later than sixty (60) days following completion of the examination the examiner in charge shall make a verified, full and true written report of any examination he makes and shall therein certify under oath the report and his findings. Investigations initiated by the commissioner or his examiners and assistants for the purpose of ascertaining whether an insurer, agent or adjuster has violated any provision of the insurance code are not examinations within the provisions of this section. (b) The report shall contain only information appearing upon the books, records, documents and papers of or relating to the insurer, its agents or other person or affairs being examined, or ascertained from testimony of its officers, agents or other individuals under oath concerning the affairs of that insurer or person, together with any conclusions and recommendations as may reasonably be warranted by the information. (c) Upon receipt of the verified report the commissioner shall transmit the report to the insurer examined, together with a notice which shall afford the insurer examined a reasonable opportunity of not more than thirty (30) days to make a written submission or rebuttal with respect to any matters contained in the examination report. Upon written request by the insurer filed within the thirty (30) day period, the commissioner shall grant a hearing on the report and shall not file the report until after the hearing and after any appropriate modifications to the report. (i) Repealed by Laws 1993, ch. 134, § 2. (ii) Repealed by Laws 1993, ch. 134, § 2. (d) Repealed by Laws 1993, ch. 134, § 2. (e) Repealed by Laws 1993, ch. 134, § 2. (f) Within thirty (30) days of the end of the period allowed for the receipt of written submissions or rebuttals or within thirty (30) days after conclusion of a hearing held pursuant to subsection (c) of this section, the commissioner shall fully consider and review the report, together with any written submissions or rebuttals and any relevant portions of the examiner's work papers and enter an order: (i) Adopting the examination report as filed or with modification or corrections. If the examination report reveals that the insurer is operating in violation of any law, regulation or prior order of the commissioner, the commissioner may order the company to take any action the commissioner considers necessary and appropriate to cure the violation; (ii) Rejecting the examination report with directions to the examiners to reopen the examination for purposes of obtaining additional data, documentation or information, and refiling pursuant to this section; or (iii) Calling for an investigatory hearing with no less than twenty (20) days notice to the company for purposes of obtaining additional documentation, data, information and testimony. (g) All orders entered pursuant to paragraph (f)(i) of this section shall be accompanied by findings and conclusions resulting from the commissioner's consideration and review of the examination report, relevant examiner work papers and any written submissions or rebuttals. Any such order shall be considered a final administrative decision and may be appealed pursuant to the Wyoming Administrative Procedure Act and shall be served upon the insurer by certified mail, together with a copy of the adopted examination report. Within thirty (30) days of the issuance of the adopted report, the company shall file affidavits executed by each of its directors stating under oath that they have received a copy of the adopted report and related orders. (h) Notwithstanding any other provision of this code any hearing conducted under paragraph (f)(iii) of this section by the commissioner or authorized representative, shall be conducted as a nonadversarial confidential investigatory proceeding as necessary for the resolution of any inconsistencies, discrepancies or disputed issues apparent upon the face of the filed examination report or raised by or as a result of the commissioner's review of relevant work papers or by the written submission or rebuttal of the insurer. The hearing shall proceed expeditiously with discovery by the insurer limited to the examiner's work papers which tend to substantiate any assertions set forth in any written submission or rebuttal. The hearing shall proceed with the commissioner or his representative posing questions to the persons subpoenaed. Thereafter the insurer and the department may present testimony relevant to the investigation. Cross examination shall be conducted only by the commissioner or his representative. The insurer and the department shall be permitted to make closing statements and may be represented by counsel of their choice. The commissioner shall not appoint an examiner as an authorized representative to conduct the hearing but may exercise all other powers granted to him in the conduct of hearings under this code. Within twenty (20) days of the conclusion of any such hearing, the commissioner shall enter an order pursuant to paragraph (f)(i) of this section. (j) Upon the adoption of the examination report under paragraph (f)(i) of this section, the commissioner shall continue to hold the content of the examination report as private and confidential information for a period of thirty (30) days except to the extent provided in subsection (c) of this section. Thereafter, the commissioner may open the report for public inspection so long as no court of competent jurisdiction has stayed its publication. (k) Nothing contained in W.S. 26-2-116 through 26-2-124 shall require the department to disclose any information or records which would indicate or show the existence or content of any investigation or activity of a criminal justice agency. Nothing contained in this code shall prevent or be construed as prohibiting the commissioner from disclosing the content of an examination report, preliminary examination report or results, or any matter relating thereto, as authorized by and in accordance with the provisions of W.S. 26-2-113(d). In the event the commissioner determines that regulatory action is appropriate as a result of any examination, he may initiate any proceedings or actions as provided by law. The provisions of W.S. 26-2-116 through 26-2-124 with regard to release of information shall prevail should any conflict arise between this act and W.S. 16-4-201 through 16-4-205. (m) All working papers, recorded information, documents and copies thereof produced by, obtained by or disclosed to the commissioner or any other person in the course of an examination made under W.S. 26-2-116 through 26-2-124, or in the course of analysis by the commissioner of the financial condition or market conduct of a company, shall be given confidential treatment and are not subject to subpoena and shall not be made public by the commissioner or any other person, except to the extent provided in subsections (j) and (k) of this section.

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26-2-122. Examinations; expense.

(a) The reasonable and proper expense of examination of an insurer or of any person referred to in W.S. 26-2-117(a)(ii) or (iv) shall be borne by the person examined, unless the expense has been otherwise provided for by the insurer having paid the assessment established by W.S. 26-2-204. The expense shall include the reasonable and proper expenses of the commissioner and his examiners, and a reasonable per diem as to such examiners, as necessarily incurred in the examination. (b) The person examined shall promptly pay the examination expense upon the commissioner's presentation of a reasonably detailed written account thereof. The commissioner shall file a copy of the account in the department as a public record.

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26-2-123. Witnesses; evidence; subpoenas.

(a) In any examination or investigation the department conducts, the commissioner or any representative he appoints may: (i) Administer oaths and affirmations; (ii) Examine and cross-examine witnesses; (iii) Receive oral and documentary evidence; (iv) Subpoena witnesses and compel their attendance and testimony; and (v) Require by subpoena the production of any books, papers, records, files, correspondence, documents and other evidence deemed relevant to the inquiry whether under control of the department, the insurer or other persons. (b) If any individual refuses to comply with any subpoena or to testify as to any matter concerning which he is lawfully interrogated, the district court of the county in which the examination or investigation is being conducted or in which the individual resides or may be found, on the commissioner's application, may issue an order requiring the individual to comply with the subpoena and testify or produce the evidence subpoenaed. Failure to obey a court order may be punished by the court as contempt. (c) Subpoenas shall be served and proof of service made in the same manner as if issued by a district court. Witness fees and mileage, if claimed, shall be allowed the same as for testimony in court.

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26-2-124. Immunity from prosecution when testimony is compelled; exception for perjury; waiver of immunity.

(a) If any person asks to be excused from attending or testifying or from producing any books, papers, records, correspondence, documents or other evidence in connection with any examination, investigation or hearing the commissioner or his representative conducts, or in any proceeding or action before any court or magistrate upon a charge of violation of this code, on the ground that the testimony or evidence required of him may tend to incriminate him or subject him to a penalty or forfeiture, and, notwithstanding, is directed by the commissioner and the attorney general to give the testimony or produce the evidence, he shall comply with that direction. The person shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or because of any transaction, matter or thing concerning which he may have testified or produced evidence, and no testimony given or evidence produced shall be received against him upon any criminal action, investigation or proceeding, except that no person so testifying is exempt from prosecution or punishment for perjury. (b) Any person may execute, acknowledge and file in the department a statement expressly waiving the immunity or privilege in respect to any transaction, matter or thing specified in the statement. The testimony of that person or the evidence in relation to the transaction, matter or thing may then be received or produced before any judge or justice, court, tribunal, magistrate, grand jury or otherwise, and if so received or produced the person is not entitled to any immunity or privileges because of any testimony he gives or evidence he produces.

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26-2-125. Commissioner's hearings; generally; when required; request for hearing; stay.

(a) The commissioner may hold a hearing without request by others for any purpose within the scope of this code. (b) The commissioner shall hold a hearing: (i) If required by this code or the Wyoming Administrative Procedure Act; or (ii) Upon written request therefor by a person aggrieved by any act, threatened act or failure of the commissioner to act, or by any report, rule, regulation or order of the commissioner, other than an order for the holding of a hearing, or an order on a hearing or pursuant to the order, of which the person had notice. (c) Any request for hearing shall be filed in the department within ninety (90) days after the person knows or reasonably should know of the act, threatened act, failure, report or order, unless a different period is provided for by other laws applicable to a particular matter, in which case the other law governs. A hearing as to the legality of a rule or regulation may be requested within ninety (90) days after the person knows or reasonably should know of the application or proposed application of the rule or regulation as to the person in a particular instance. (d) Any request for hearing shall summarize the information and grounds to be relied upon as a basis for the relief to be sought at the hearing. (e) If the commissioner finds that the request is made in good faith, that the person would be aggrieved if his grounds are established and that the grounds otherwise justify the hearing, he shall hold the hearing within thirty (30) days from the date the request is filed, unless postponed by mutual consent. Failure to hold the hearing upon request of a person entitled thereto as provided in this section constitutes a denial of the relief sought and is the equivalent of a final order of the commissioner for the purpose of an appeal under W.S. 26-2-129. (f) Any request for hearing the commissioner receives prior to the effective date of action he takes or proposes to take stays the action pending the hearing, except as to action taken or proposed under an order: (i) On hearing; (ii) Pursuant to an order on hearing; (iii) To make good an impairment of the capital funds of an insurer; or (iv) Made pursuant to chapter 14 of this code. (g) If an automatic stay is not provided for, and if the commissioner after written request therefor fails to grant a stay, the person aggrieved may apply to the district court of Laramie county for a stay of the commissioner's action.

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26-2-126. Commissioner's hearings; notice of hearing; contents; delivery.

(a) Unless a longer period is expressly provided in this code, the commissioner shall give written notice of the hearing not less than ten (10) days in advance. If the persons to be given notice are not specified in the provision pursuant to which the hearing is held, the commissioner shall give notice to all persons whose financial interests the hearing directly and immediately affects. (b) If any person is entitled to a hearing by any provision of law before any proposed action is taken, the notice of the hearing may be in the form of a notice to show cause stating: (i) That the proposed action may be taken unless the person shows cause at a hearing to be held as specified in the notice why the proposed action should not be taken; and (ii) The basis of the proposed action. (c) Notice of hearing shall otherwise be in accordance with W.S. 16-3-107, except that mailed notice is deemed to have been served when addressed to the person to be notified at his address last of record with the department and deposited, postage paid, in a mail depository of the United States post office.

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26-2-127. Commissioner's hearings; procedure.

(a) The commissioner shall allow any party to the hearing to: (i) Appear in person and by counsel; (ii) Be present during the giving of all evidence; (iii) Have a reasonable opportunity to inspect all documentary and other evidence; (iv) Examine and cross-examine witnesses; (v) Present evidence in support of his interest; and (vi) Have subpoenas issued by the commissioner to compel attendance of witnesses and production of evidence in his behalf. (b) Upon good cause shown the commissioner shall permit to become a party to the hearing by intervention, if timely, only those persons who were not original parties thereto and whose pecuniary interests are to be directly and immediately affected by the commissioner's order made upon the hearing. (c) Hearings in other respects are subject to the Wyoming Administrative Procedure Act as to contested cases.

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26-2-128. Commissioner's hearings; commissioner's orders after hearing.

(a) Within thirty (30) days after termination of a hearing, or within sixty (60) days after termination if a transcript of the proceedings is to be made, or of any rehearing or reargument thereof, or within any other period as may be specified in this code as to particular matters, or within any further period to which the parties consent in writing, the commissioner shall make and enter his order on hearing. Failure of the commissioner to make and enter his order within the period allowed is deemed a denial of the petition, relief or application as to which the hearing was held. (b) The commissioner shall promptly give a copy of the order to each party to the hearing in the same manner as notice of the hearing was given, except that as to hearings held concerning merger, consolidation, bulk reinsurance or conversion of a domestic insurer as provided for in chapter 24 or in chapter 27 of this code, if notice of the hearing was mailed or given to all stockholders or policyholders, or both, of the insurer or insurers involved, the commissioner is required to give a copy of the order to the corporate or insurer parties, to intervening parties, to a reasonable number of the stockholders or policyholders as representative of the class and to other parties only upon written request of those parties. (c) The orders are otherwise subject to the Wyoming Administrative Procedure Act as in contested cases.

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26-2-129. Commissioner's hearings; appeals; procedure; injunctions.

(a) An appeal shall be taken only: (i) From the commissioner's order on hearing; or (ii) As to a matter on which the commissioner fails to: (A) Hold a hearing after application therefor under W.S. 26-2-125; or (B) Make and enter his order on hearing as required by W.S. 26-2-128. (b) All such appeals shall be taken as provided by the Wyoming Administrative Procedure Act for contested cases. (c) This section does not prohibit recourse to injunction or other appropriate emergency proceedings in proper circumstances.

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26-2-130. Cease and desist authority.

(a) The commissioner may issue a cease and desist order if: (i) It appears from specific facts shown by affidavit that a person, as defined by W.S. 26-1-102(a)(xx), is engaging in any act or practice prohibited under this code which is causing or can be reasonably expected to cause significant, imminent and irreparable injury to the insuring public; and (ii) That the department has either discussed the matter with the person or has made a good-faith attempt to do so. (b) Upon issuance of a cease and desist order, the commissioner shall serve upon the person affected by the order, by personal service as defined in rule 4 of the Wyoming Rules of Civil Procedure, or by registered or certified mail, return receipt requested, to the person's last known address, an order specifically stating the acts complained of and requiring the person to immediately cease and desist from the act, methods or practices stated. The cease and desist order shall have full force and effect as soon as it is received unless stayed by the commissioner pursuant to subsection (d) of this section. The cease and desist order shall be of no effect at the end of the second business day following its issuance unless the commissioner shall have obtained a temporary restraining order, pursuant to rule 65 of the Wyoming Rules of Civil Procedure or the person receiving the order shall have stipulated that it remain in effect pursuant to terms and conditions agreed upon by the commissioner and that person. Thereafter, the commissioner may seek such further orders of the court to enforce the cease and desist order as he deems appropriate or necessary. If a temporary restraining order is sought in accordance with this subsection, the cease and desist order shall remain in effect until the temporary restraining order or any extension thereof is denied, or until the cease and desist order is modified or stayed by an order of the court. The action seeking the temporary restraining order shall be filed in the district court for Laramie county or in the district court for the county in which person affected by the order resides or has his principal place of business. (c) If the person affected by the cease and desist order seeks to contest the order, the person shall request a hearing before the commissioner not later than ten (10) days after the date on which the person received the order. A request to contest an order shall be in writing, served upon the commissioner by personal service as defined in rule 4 of the Wyoming Rules of Civil Procedure, or by registered or certified mail, and shall state the grounds for the request to set aside or modify the order. (d) On receiving the request for a hearing, the commissioner shall serve notice of the time and place of the hearing at which the person requesting the hearing shall have the opportunity to show cause why the order should not be affirmed. The hearing shall be held within ten (10) days from the date the request for hearing is received unless mutually waived by the parties or continuance granted by the commissioner for good cause. The cease and desist order shall continue in full force and effect while the hearing is pending unless the order is stayed by the commissioner. (e) The hearing on the order shall be conducted according to the procedures for contested cases under the Wyoming Administrative Procedure Act. (f) Within two (2) working days after the hearing, the commissioner shall affirm, modify or set aside, in whole or in part, the cease and desist order. (g) A cease and desist order shall be final eleven (11) days after the date the order is received by the person if a hearing as provided by subsection (c) of this section is not requested by the person affected by the order. (h) Any person violating a cease and desist order issued under this section shall be assessed a civil penalty as provided by W.S. 26-1-107(b). If the commissioner reasonably believes that a person has violated a cease and desist order issued under this section, the commissioner may initiate judicial proceedings to enjoin further violation of the order in the district court for Laramie county or in the district court for the county in which the person resides or has his principal place of business. (j) The commissioner may promulgate reasonable rules and regulations to carry out the purpose of this section. (k) Any final order, ruling, finding, decision or other act of the commissioner made pursuant to this chapter or this section shall be subject to judicial review in accordance with the Wyoming Administrative Procedure Act.

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26-2-131. Immunity from liability.

(a) No cause of action shall arise nor shall any liability be imposed against the commissioner, the commissioner's authorized representatives or any examiner appointed by the commissioner for any statements made or conduct performed in good faith while carrying out an examination or related activity under the provisions of this chapter. (b) No cause of action shall arise nor shall any liability be imposed against any person for the act of communicating or delivering information or data to the commissioner, the commissioner's authorized representative or examiner or law enforcement agencies pursuant to an examination made under this chapter or any other criminal investigation under title 6 of the Wyoming statutes, if the act of communication or delivery was performed in good faith and without fraudulent intent. (c) Any person identified in subsection (a) or (b) of this section shall be entitled to an award of attorney's fees and costs if he is a prevailing party in a civil cause of action for libel, slander or any other relevant tort arising out of activities in carrying out an examination or related activity under the provisions of this chapter and the party bringing the action was not substantially justified in doing so. For purposes of this section, a proceeding is "substantially justified" if it had a reasonable basis in law or fact at the time it was initiated.

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26-2-132. Repealed by Laws 2022, ch. 55, § 2.

Repealed by Laws 2022, ch. 55, § 2.

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